LAWRENCE EXPORT
ActiveSummary
LAWRENCE EXPORT has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €74,959 and a net result of €15,050. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 45% of 8085 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability79▲+39
Solvency64▲+15
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 1.6 against 1.31 in 2024; short-term debt: 60.6% and cash: 4.6% of total assets), but 60.6% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.4%
Return on assets
7.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-07-2026, 13 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
13 d early
2024
13 d early
2023
5 d early
2022
30 d late
2021
2 d early
2020
17 d late
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 6 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€74,959▲ 25.1%
2024 · €59,909
Total assets
€190,307▼ 24.0%
2024 · €250,495
Net result
€15,050▲ 431%
2024 · €2,835
Working capital
€69,059▲ 15.3%
2024 · €59,909
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€11,199▲ 462%€3,536▼ 68.4%€4,562▲ 29.0%€4,096▼ 10.2%€6,237▲ 52.3%
Net result€8,421▲ 573%€2,332▼ 72.3%€3,056▲ 31.0%€2,835▼ 7.2%€15,050▲ 431%
Equity€46,685▲ 22.0%€49,017▲ 5.0%€57,073▲ 16.4%€59,909▲ 5.0%€74,959▲ 25.1%
Total assets€238,388▼ 4.9%€111,145▼ 53.4%€139,766▲ 25.8%€250,495▲ 79.2%€190,307▼ 24.0%
Debt€191,703▼ 9.7%€62,128▼ 67.6%€82,692▲ 33.1%€190,587▲ 130%€115,348▼ 39.5%
Working capital€45,849▲ 23.9%€48,599▲ 6.0%€57,073▲ 17.4%€59,909▲ 5.0%€69,059▲ 15.3%
Staff (FTE)3.8▲ 15.2%2.7▼ 28.9%3▲ 11.1%2.2▼ 26.7%2.9▲ 31.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
- 2024 Total assets +79% on 2023. Cause not known from the registers.
- 2022 Total assets -53% on 2021. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 52% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €190,307
Fixed assets
€5,900
Current assets
€184,407
Equity and liabilities €190,307
Equity
€74,959 ▲ 25.1%
Debt
€115,348 ▼ 39.5%
Debt's share of the balance-sheet total falls from 76.1% to 60.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€6,337
Cash flow
€15,150
Current ratio
1.60▲
2024 · 1.31
Quick ratio
1.49▲
2024 · 1.08
Debt to equity
1.54▼
2024 · 3.18
ROE
20.1%▲
2024 · 4.7%
ROA
7.9%▲
2024 · 1.1%
Interest coverage
30.96
Debt ≤ 1 year
€115,348▼
2024 · €190,587
Income taxes
-€9,018▼
2024 · €969
Staff costs
€57,231▲
2024 · €45,752
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,672 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.9%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,672 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €47,863 | €44,704 | €49,920 | €45,752 | €57,231 | ▲ 25.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €418 | €418 | €418 | - | €100 | - |
| Other operating charges640/8 | €348 | €791 | €7,000 | €5,553 | €400 | ▼ 92.8% |
| Gross operating margin9900 | €59,828 | €49,449 | €61,899 | €55,400 | €63,968 | ▲ 15.5% |
| Operating profit (loss)9901 | €11,199 | €3,536 | €4,562 | €4,096 | €6,237 | ▲ 52.3% |
| Financial charges65/66B | €284 | €208 | €330 | €291 | €205 | ▼ 29.8% |
| Recurring financial charges65 | €284 | €208 | €330 | €291 | €205 | ▼ 29.8% |
| Profit (loss) for the period before taxes9903 | €10,915 | €3,328 | €4,232 | €3,805 | €6,033 | ▲ 58.6% |
| Income taxes67/77 | €2,494 | €996 | €1,176 | €969 | -€9,018 | ▼ 1,030% |
| Profit (loss) for the period9904 | €8,421 | €2,332 | €3,056 | €2,835 | €15,050 | ▲ 431% |
| Profit (loss) for the period to be appropriated9905 | €8,421 | €2,332 | €3,056 | €2,835 | €15,050 | ▲ 431% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €238,388 | €111,145 | €139,766 | €250,495 | €190,307 | ▼ 24.0% |
| Fixed assets21/28 | €836 | €418 | - | - | €5,900 | - |
| Tangible fixed assets22/27 | €836 | €418 | - | - | €5,900 | - |
| Plant, machinery and equipment23 | - | - | - | - | €5,900 | - |
| Furniture and vehicles24 | €836 | €418 | - | - | - | - |
| Current assets29/58 | €237,552 | €110,727 | €139,766 | €250,495 | €184,407 | ▼ 26.4% |
| Stocks and contracts in progress3 | €46,000 | €47,500 | €34,500 | €45,480 | €12,980 | ▼ 71.5% |
| Stocks30/36 | €46,000 | €47,500 | €34,500 | €45,480 | €12,980 | ▼ 71.5% |
| Amounts receivable within one year40/41 | €188,941 | €44,889 | €77,009 | €203,364 | €162,738 | ▼ 20.0% |
| Trade receivables40 | €181,876 | €33,427 | €56,344 | €175,699 | €136,587 | ▼ 22.3% |
| Other amounts receivable41 | €7,065 | €11,462 | €20,664 | €27,665 | €26,151 | ▼ 5.5% |
| Cash at bank and in hand54/58 | €2,611 | €18,339 | €28,257 | €1,651 | €8,689 | ▲ 426% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €238,388 | €111,145 | €139,766 | €250,495 | €190,307 | ▼ 24.0% |
| Equity10/15 | €46,685 | €49,017 | €57,073 | €59,909 | €74,959 | ▲ 25.1% |
| Contributions10/11 | €15,700 | €15,700 | €20,700 | €20,700 | €20,700 | = |
| Outside capital11 | €15,700 | €15,700 | €20,700 | €20,700 | €20,700 | = |
| Other1109/19 | €15,700 | €15,700 | €20,700 | €20,700 | €20,700 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €29,125 | €31,457 | €34,513 | €37,349 | €52,399 | ▲ 40.3% |
| Amounts payable17/49 | €191,703 | €62,128 | €82,692 | €190,587 | €115,348 | ▼ 39.5% |
| Amounts payable within one year42/48 | €191,703 | €62,128 | €82,692 | €190,587 | €115,348 | ▼ 39.5% |
| Trade debts44 | €89,181 | €54,834 | €58,777 | €167,042 | €90,666 | ▼ 45.7% |
| Suppliers440/4 | €89,181 | €54,834 | €58,777 | €167,042 | €90,666 | ▼ 45.7% |
| Advances received on contracts in progress46 | €59,893 | - | - | - | - | - |
| Taxes, remuneration and social security45 | €42,629 | €7,294 | €6,694 | €4,372 | €5,620 | ▲ 28.5% |
| Taxes450/3 | €3,063 | €4,059 | €2,737 | €969 | €1,427 | ▲ 47.2% |
| Remuneration and social security454/9 | €39,566 | €3,235 | €3,957 | €3,403 | €4,194 | ▲ 23.2% |
| Other amounts payable47/48 | - | - | €17,222 | €19,172 | €19,062 | ▼ 0.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8,421 | €2,332 | €3,056 | €2,835 | €15,050 | ▲ 431% |
| + Depreciation and write-downs630 | €418 | €418 | €418 | - | €100 | - |
| Operating cash flow (approximation) | €8,839 | €2,750 | €3,474 | €2,835 | €15,150 | ▲ 434% |
| Investment in fixed assets (approximation) | - | €0 | - | - | - | - |
| Change in cash | - | €15,727 | €9,918 | -€26,606 | €7,038 | ▲ 126% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €15,050 ▲431%
Net result €15,050, the highest in the series.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
31-12
Financial
Weakest financial yearnet €1,252 ▼89.8%
Net result drops to €1,252, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2024
Ground area
1,376 m²
Building footprint
1,183 m²
Volume, LiDAR
7,223 m³
2 parcels, Brussels · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
LAWRENCE EXPORT
since 20242.363.893.958
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21306D0254/00B002 | Brussels | 1,134 m² | 1 · 1,077 m² | 9.6 m · 2 fl. |
| 21524C0226/00E002 | Brussels | 242 m² | 1 · 106 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MULTIDIVE & MULTIBOUW
BE 0412.030.066
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BURETEX
BE 0438.513.442
Zonhoven · Eq €73,777
LENDERS - BOOST
BE 0414.922.052
Ukkel · Eq €76,578
ECTORS
BE 0428.983.290
Sint-Truiden · Eq €73,248
LES TEXTILES RECHAINTOIS
BE 0440.181.248
Verviers · Eq €77,086
Of 687 companies in sector 46412 we hold annual accounts for 518. 369 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-10-2007
Fiscal year end31-12
Activities, NACEBEL 2025
46412Wholesale of household textiles and bedding
47512Retail sale of household textiles and bedding
47792Retail sale of second-hand clothing
E-invoicing
Reachable via Peppol
Peppol ID
0208:0893109583
Also
9925:BE0893109583
Registered
04-12-2025
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.