Financials
- Fiscal year
- 2024
- Turnover
- €699,721
- Profit
- €152,884
- Solvency
- 66.4%
Turnover▼ 51.4%
Net result
20192024
EVL
ActiveSummary
EVL has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €176,492 and a net result of €152,884. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 71% of 15862 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
Wholesale of household textiles and bedding
NACE 46412Wholesale trade NACE 46421NACE 51410
1 site
Size
€699,721turnover 2024
- Equity
- €176,492
- Profit
- €152,884
Turnover -51%: 15-month year
Structure
Accounts filed 33 d late0 of 4 deeds read
Why 88- Figures for FY 2024 (filed 02-09-2025)+ Liquidity: current ratio 2.96, cash €79,164+ Founded in 2004+ Equity €176,492 (66.4% of total assets)Show the evidence
Checked score
Score 2024
88
/ 100
Excellent
Probability in this band: under 0.55%
Better than 81% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency
91+61
equity 66.4% of total assets
Liquidity
72+63
short-term debt 33.6% · cash 29.8%
Profitability
100+87
return on assets 57.5%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.5%
12-2024: 0.5%● 0.0% vs 11-2024
01-2025: 0.5%▲ +0.9% vs 12-2024
02-2025: 0.5%▼ -2.4% vs 01-2025
03-2025: 0.5%▼ -4.6% vs 02-2025
04-2025: 0.6%▲ +24.4% vs 03-2025
05-2025: 1.1%▲ +72.6% vs 04-2025
06-2025: 1.3%▲ +17.7% vs 05-2025
07-2025: 2.0%▲ +57.2% vs 06-2025
08-2025: 2.2%▲ +9.3% vs 07-2025
09-2025: 2.8%▲ +27.0% vs 08-2025highest value
10-2025: 0.1%▼ -95.9% vs 09-2025
11-2025: 0.1%● 0.0% vs 10-2025
12-2025: 0.1%● 0.0% vs 11-2025
01-2026: 0.1%● 0.0% vs 12-2025
02-2026: 0.1%● 0.0% vs 01-2026
03-2026: 0.1%● 0.0% vs 02-2026
04-2026: 0.1%▲ +0.9% vs 03-2026
05-2026: 0.1%▼ -1.8% vs 04-2026
06-2026: 0.1%▼ -1.8% vs 05-2026lowest value
07-2026: 0.1%● 0.0% vs 06-2026lowest value
08-2026: 0.2%▲ +83.5% vs 07-2026
09-2026: 0.2%▲ +17.5% vs 08-2026
10-2026: 0.4%▲ +57.4% vs 09-2026
- Figures for FY 2024 (filed 02-09-2025) raises the probability
- Liquidity: current ratio 2.96, cash €79,164 lowers the probability
- Founded in 2004 lowers the probability for this profile
- Equity €176,492 (66.4% of total assets) lowers the probability
Credit up to €15,000 at 30 days acceptable
Liquidity ample (current ratio 2.96 against 1.04 in 2023; short-term debt: 33.6% and cash: 29.8% of total assets), and 33.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 72%, liquidity 77%, profitability 95%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
192021222324
2019 to 2024 · latest year €176,492
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-09-2025, 33 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2024
33 d late
2023
2 d early
2022
2 d early
2021
4 d early
2020
1 d early
2019
9 d early
2018
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 2 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Back to profitnet €152,884
- Liquidity triplescurrent ratio 2.96
Key points
By topic
Timeline
- Events
- 15
- Since
- 2016
- 02-09-2025Annual accounts filed
- 31-12-2024Back to profit
- 31-12-2024Liquidity triples
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Wholesale of household textiles and beddingNACE 46412
- Founded
- 05-02-2004
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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