FUTURE PROJECTS
ActiveFUTURE PROJECTS has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €-15k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 28% of 11238 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability41▼-36
Solvency38▼-8
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.83 against 0.85 in 2024; short-term debt: 70.3% of total assets), and 87% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13%
Return on assets
-7.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
27 d early
2023
30 d late
2022
28 d late
2021
24 d late
2020
61 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€25k▼ 37.7%
2024 · €40k
2018: €-10k
2019: €-3k
2020: €-102k
2021: €-20k
2022: €38k
2023: €29k
2024: €40k
2018 → 2025
Total assets
€191k▲ 0.7%
2024 · €190k
2018: €494k
2019: €574k
2020: €144k
2021: €198k
2022: €164k
2023: €211k
2024: €190k
2018 → 2025
Net result
€-15k
2024 · €12k
2018: €-3k
2019: €994
2020: €-99k
2021: €82k
2022: €58k
2023: €-9k
2024: €12k
2018 → 2025
Working capital
€-23k▼ 65.7%
2024 · €-14k
2018: €38k
2019: €112k
2020: €-51k
2021: €16k
2022: €43k
2023: €-28k
2024: €-14k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-20k-€38k€29k▼ 24.5%€40k▲ 40.1%€25k▼ 37.7%
Operating result€88k-€82k▼ 7.4%€-2k€26k€-9k
Net result€82k-€58k▼ 28.9%€-9k€12k€-15k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €9k after €26k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €191k
Fixed assets
€79k▼ 27.3%
Current assets
€112k▲ 38.8%
Equity and liabilities €191k
Equity
€25k▼ 37.7%
Debt
€166k▲ 11.0%
The debt ratio rises from 78.9% to 87.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€21k▼
2024 · €57k
Cash flow
€15k▼
2024 · €43k
Solvency
13.0%▼
2024 · 21.1%
Current ratio
0.83▼
2024 · 0.85
Quick ratio
0.83▼
2024 · 0.85
Debt / equity
6.67▲
2024 · 3.74
ROE
-60.4%▼
2024 · 30.7%
ROA
-7.9%▼
2024 · 6.5%
Interest coverage
3.83▼
2024 · 6.41
Debt
€166k▲
2024 · €150k
Debt ≤ 1 year
€134k▲
2024 · €94k
Debt > 1 year
€32k▼
2024 · €56k
Income taxes
€795▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€190k€191k▲
Fixed assets21/28€109k€79k▼
Tangible fixed assets22/27€109k€79k▼
Furniture and vehicles24€4k€3k▼
Leasing and similar rights25€85k€59k▼
Other tangible fixed assets26€20k€18k▼
Financial fixed assets28€40€40=
Current assets29/58€80k€112k▲
Amounts receivable within one year40/41€79k€87k▲
Trade receivables40€20k€24k▲
Other amounts receivable41€58k€63k▲
Deferred charges and accrued income490/1€2k€25k▲
Equity and liabilities
Total equity and liabilities10/49€190k€191k▲
Equity10/15€40k€25k▼
Contributions10/11€19k€19k=
Reserves13€21k€21k=
Distributable reserves133€21k€21k=
Profit (loss) carried forward14€60€-15k▼
Amounts payable17/49€150k€166k▲
Amounts payable after more than one year17€56k€32k▼
Financial debts170/4€56k€32k▼
Amounts payable within one year42/48€94k€134k▲
Current portion of amounts payable after more than one year42€26k€22k▼
Financial debts43€12k€12k▲
Credit institutions430/8€12k€12k▲
Trade debts44€4k€10k▲
Suppliers440/4€4k€10k▲
Taxes, remuneration and social security45€11k€15k▲
Taxes450/3€11k€15k▲
Other amounts payable47/48€41k€76k▲
Accrued charges and deferred income492/3€74€144▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€30k▼
Other operating charges640/8€4k€4k▲
Gross operating margin9900€60k€25k▼
Operating profit (loss)9901€26k€-9k▼
Financial income75/76B€1€1▼
Recurring financial income75€1€1▼
Financial charges65/66B€9k€6k▼
Recurring financial charges65€9k€6k▼
Profit (loss) for the period before taxes9903€17k€-14k▼
Income taxes67/77€5k€795▼
Profit (loss) for the period9904€12k€-15k▼
Profit (loss) for the period to be appropriated9905€12k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€-15k▼
Profit (loss) brought forward from the previous period14P€-9k€60▲
Transfer to equity691/2€2k€0▼
To other reserves6921€2k€0▼
Profit to be distributed694/7€833€0▼
Return on contributions (dividend)694€833€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-12
Financial
Back to profitnet €82k
Net result €82k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Weakest financial yearnet €-99k ▼10109%
Net result drops to €-99k, the lowest in the series; recovery starts the following year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Back to profitnet €994
Net result €994 after one loss-making year.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vijverslei 112950 KapellenGround area
3,771 m²
Building footprint
252 m²
Volume, LiDAR
1,820 m³
Parcel 11023I0180/00G040, Flanders · tallest building 24.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Future Projects
since 20062.152.310.927
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11023I0180/00G040 | Flanders | 3,771 m² | 1 · 252 m² | 24.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KARO-CONSULTING
BE 0878.341.928
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THOKAR
BE 0475.268.128
Knokke-Heist · Eq €25k
GLOBAL FAIR & CONSTRUCT
BE 0874.692.253
Lanaken · Eq €24k
MARGINAL
BE 0436.714.289
Anderlecht · Eq €24k
LES MAGASINS POINT JAUNE
BE 0447.234.831
Ham-sur-Heure-Nalinnes · Eq €26k
Of 687 companies in sector 46412 we hold annual accounts for 517. 259 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-02-2006
Fiscal year end31-12
Activities, NACEBEL
46412Wholesale of household textiles and bedding
51410
46423Wholesale of clothing, excluding workwear and underwear
46460Wholesale of pharmaceutical and medical goods
51421
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:joris@jvn.be
Phone:0478567400