LAV & CLEAN MAINTENANCE
ActiveLAV & CLEAN MAINTENANCE has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €-2k. Equity is shrinking by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 84% of 4401 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
60
/ 100
Healthy▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 5.14 against 3.18 in 2024), and 24.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.1%
Return on assets
-3.8%
Age of the figures
14 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€2k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-01-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
on the day
2023
26 d early
2022
27 d early
2021
24 d early
2020
27 d early
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€32k▼ 4.9%
2024 · €34k
2019: €37k
2020: €67k
2021: €72k
2022: €31k
2023: €54k
2024: €34k
2019 → 2025
Total assets
€43k▼ 15.3%
2024 · €50k
2019: €64k
2020: €80k
2021: €90k
2022: €64k
2023: €63k
2024: €50k
2019 → 2025
Net result
€-2k▲ 91.9%
2024 · €-20k
2019: €-7k
2020: €29k
2021: €5k
2022: €-41k
2023: €23k
2024: €-20k
2019 → 2025
Working capital
€34k▲ 0.9%
2024 · €34k
2019: €37k
2020: €42k
2021: €54k
2022: €18k
2023: €50k
2024: €34k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€72k-€31k▼ 56.8%€54k▲ 74.0%€34k▼ 37.6%€32k▼ 4.9%
Operating result€10k-€-39k€24k€-15k€3k
Net result€5k-€-41k€23k€-20k€-2k▲ 91.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €3k after a loss of €15k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €43k
Fixed assets
€412▼ 64.6%
Current assets
€42k▼ 14.1%
Equity and liabilities €43k
Equity
€32k▼ 4.9%
Debt
€11k▼ 36.4%
The debt ratio falls from 33.1% to 24.9%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€3k▲
2024 · €-9k
Cash flow
€-1k▲
2024 · €-14k
Solvency
75.1%▲
2024 · 66.9%
Current ratio
5.14▲
2024 · 3.18
Quick ratio
5.14▲
2024 · 3.18
Debt / equity
0.33▼
2024 · 0.50
ROE
-5.1%▲
2024 · -60.2%
ROA
-3.8%▲
2024 · -40.3%
Interest coverage
0.79▲
2024 · -1.88
Debt
€11k▼
2024 · €17k
Debt ≤ 1 year
€8k▼
2024 · €16k
Income taxes
€244▲
2024 · €195
Staff costs
€6k▼
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€50k€43k▼
Fixed assets21/28€1k€412▼
Tangible fixed assets22/27€908€412▼
Furniture and vehicles24€908€412▼
Financial fixed assets28€257-
Current assets29/58€49k€42k▼
Amounts receivable within one year40/41€28k€39k▲
Trade receivables40€16k€22k▲
Other amounts receivable41€12k€16k▲
Cash at bank and in hand54/58€20k€2k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€50k€43k▼
Equity10/15€34k€32k▼
Contributions10/11€6k€6k=
Reserves13€52k€52k=
Distributable reserves133€52k€52k=
Profit (loss) carried forward14€-24k€-26k▼
Amounts payable17/49€17k€11k▼
Amounts payable within one year42/48€16k€8k▼
Financial debts43€6k-
Credit institutions430/8€6k-
Trade debts44€7k€8k▲
Suppliers440/4€7k€8k▲
Taxes, remuneration and social security45€2k€244▼
Taxes450/3€905€244▼
Remuneration and social security454/9€2k-
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€22k€6k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€496▼
Other operating charges640/8€1k€712▼
Non-recurring operating charges66A-€3k
Gross operating margin9900€15k€13k▼
Operating profit (loss)9901€-15k€3k▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€-20k€-1k▲
Income taxes67/77€195€244▲
Profit (loss) for the period9904€-20k€-2k▲
Profit (loss) for the period to be appropriated9905€-20k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-24k€-26k▼
Profit (loss) brought forward from the previous period14P€-4k€-24k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
30-06
Financial
Liquidity times 6current ratio 9.12
Current ratio from 1.55 to 9.12; short-term debt falls from €32k to €6k.
04-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €-41k ▼874%
Net result drops to €-41k, the lowest in the series; recovery starts the following year.
07-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
04-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
16-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
08-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
30-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Court-Saint-Etienne · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Basse 81490 Court-Saint-EtienneGround area
1,384 m²
Building footprint
28 m²
Volume, LiDAR
117 m³
Parcel 25023G0015/00E000, Wallonia · tallest building 7.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
LAV & CLEAN MAINTENANCE
since 20112.350.414.720
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25023G0015/00E000 | Wallonia | 1,384 m² | 1 · 28 m² | 7.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MAISON DE KEYSER
BE 0419.334.364
Etterbeek · Eq €32k
Cleaning@Sea
BE 0788.639.001
Oostende · Eq €32k
INOVACLEAN
BE 1004.508.442
Wervik · Eq €32k
XAVIER CLEANING
BE 0832.871.494
Schaarbeek · Eq €32k
La Buanderie Services
BE 0736.570.785
Verviers · Eq €32k
Of 7,263 companies in sector 81210 we hold annual accounts for 2,688. 2,163 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-06-2011
Fiscal year end30-06
Activities, NACEBEL
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:lav.clean1965@gmail.com