Equity
€27,356 ▲ 10.3%
FY COM has made a profit without a break since 2018.
FY COM
Lifetime
15 annual accounts with figures on one time axispeak €40,723 (2022)
€16,773▼ 42.9%
lowest -€17,466 (2012)
€12,545▼ 50.6%
peak €27,356 (2025)
€27,356▲ 10.3%
€12,695▼ 63.5%
peak 1 FTE (2017)
-not published
Documentsfilings and deeds
18-07-202613 days before the deadline
2025financial year
Gross margin from €29,352 to €16,773Result from €25,382 to €12,545Debts from €34,821 to €12,695Investments €4,409Cash from €3,159 to €5,519
Key points
from the 2025 annual accountsTurnover
≈ €140,000 estimated
The accounts state no turnover.
Investments
€4,409 2.2 × depreciation
Green is investment, beige is depreciation. Machinery stands 397.9% higher than in 2024.
Liquidity
2.78 was 1.64 in 2024
Short-term debts fell from €34,821 to €12,695.
Filings
15 annual accounts since 2011
Nine of the last ten came late. The 2022 accounts came latest: 153 days after the end of the period.
Position in the sector
€27,356
Less equity than 89% of companies in building services and landscaping. Sector median €617,784 · 548 companies.
Checked score
87
Excellent
Financially stronger than 69% of micro companies in building services and landscaping (NACE 81)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.9% across 7,710 companies (NACE 81, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.9%
01-2025: 0.9%● unchanged vs 12-2024
02-2025: 0.9%● unchanged vs 01-2025
03-2025: 0.9%● unchanged vs 02-2025
04-2025: 0.9%● unchanged vs 03-2025
05-2025: 0.9%● unchanged vs 04-2025
06-2025: 0.9%● unchanged vs 05-2025
07-2025: 1.0%▲ +0.1 percentage points vs 06-2025
08-2025: 1.4%▲ +0.4 percentage points vs 07-2025
09-2025: 1.6%▲ +0.2 percentage points vs 08-2025
10-2025: 2.0%▲ +0.4 percentage points vs 09-2025highest value
11-2025: 1.4%▼ -0.6 percentage points vs 10-2025
12-2025: 1.4%● unchanged vs 11-2025
01-2026: 1.2%▼ -0.2 percentage points vs 12-2025
02-2026: 1.2%● unchanged vs 01-2026
03-2026: 1.2%● unchanged vs 02-2026
04-2026: 1.2%● unchanged vs 03-2026
05-2026: 1.1%▼ -0.1 percentage points vs 04-2026
06-2026: 1.0%▼ -0.1 percentage points vs 05-2026
07-2026: 1.1%▲ +0.1 percentage points vs 06-2026
08-2026: 0.4%▼ -0.7 percentage points vs 07-2026lowest value
09-2026: 0.4%● unchanged vs 08-2026lowest value
10-2026: 0.4%● unchanged vs 09-2026lowest value
11-2026: 0.4%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Size: total assets €40,051
1 of the last 3 accounts late
Sector: Services to buildings and landscape activities (NACE 81)
lowers risk
Founded in 2010
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro). It does better than 78% of them on solvency, 54% on liquidity, 92% on profitability and 53% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as FY COM has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of FY COM itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for FY COM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.78 (1.64 in 2024), above the usual 1.5. Short-term debt is 31.7% and cash 13.8% of total assets. 31.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-07-2026, 13 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
13 days early
2024
61 days late
2023
30 days late
2022
153 days late
2021
137 days late
2020
129 days late
2019
91 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 84 days after the deadline. In the sector (NACE 81), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 September (4 of the last 5 accounts filed within 76 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0829831139
First establishment
Sint-Martinuskerkstraat 76, Ganshoren
Incorporation
published on 13-10-2010 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FY COM Ganshoren | €40,051 | €16,773 | 68.3% | - |
| BRIO NET Anderlecht | €38,899 | €15,803 | 32.3% | - |
| Sela Heist-op-den-Berg | €45,394 | €16,424 | 87.5% | - |
| LAV & CLEAN MAINTENANCE Court-Saint-Etienne | €42,733 | €13,329 | 75.1% | - |
| R.E. Fontaine-l'Evêque | €34,595 | €15,994 | 48.2% | - |
| JAMILA 82 Schaerbeek | €31,140 | €12,131 | -27.4% | - |
| LAIRIS Brussels | €50,306 | €17,364 | 65.8% | - |
These companies have the same main activity as FY COM: general cleaning of buildings (NACE 81210). They are comparable in size and age: total assets between €31,100 and €50,300, founded between 2008 and 2014.
Official details
Source: KBO- Status
- Active since 29-09-2010Normal situation
- Activity
- General cleaning of buildingsNACE 81210and 1 other
- Establishment unit
- 2.244.000.5721083 Ganshoren, since 04-10-2010
- Financial year end
- 31 December
- Peppol
- Reachable since 30-06-2025
Annual accounts 2025
- €40,051▼ 32.8%
- Filing
- Filed on 18-07-2026, 13 days before the end of the filing period
Insights on FY COM
FY COM has existed since 2010. The gross margin fell from €26,473 in 2011 to €16,773 in 2025.
Solvency rose in 2025 from 41.6% to 68.3% because of the retained profit and lower debts.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FY COM
- What is the company number of FY COM?
- The company number of FY COM is 0829.831.139. The VAT number is the same number with BE in front: BE 0829.831.139.
- Where is FY COM based?
- The registered office is at Sint-Martinuskerkstraat 76, 1083 Ganshoren.Company details
- What does FY COM do?
- According to the KBO register, the main activity is general cleaning of buildings (NACE 81210).
- What is the legal form of FY COM?
- FY COM is a private limited company (pre-2019) (BVBA).
- When was FY COM founded?
- FY COM was founded on 29-09-2010.
- Is FY COM still active?
- Yes, FY COM is an active enterprise in the KBO register.
- What is the turnover of FY COM?
- The turnover in financial year 2025 is ≈ €140,000. This figure is estimated from the gross margin of €16,773 and 49 comparable companies (NACE 81210). It probably lies between €70,000 and €270,000. It is a rough estimate. In financial year 2021 turnover was €56,123.Financials
- Is FY COM profitable?
- In financial year 2025, FY COM made a profit of €12,545.
- Where can I find the annual accounts of FY COM?
- FY COM filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FY COM due?
- FY COM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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