FY COM
ActiveSummary
FY COM has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €13k. Equity is growing by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 78% of 459 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency93▲+26
Growth60=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.78 against 1.64 in 2024; short-term debt: 31.7% and cash: 13.8% of total assets), and 31.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.3%
Return on assets
31.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-07-2026, 13 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
13 d early
2024
61 d late
2023
30 d late
2022
153 d late
2021
137 d late
2020
129 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€56k▼ 1.8%
2020 · €57k
2018: €60khighest in 4 years
2019: €58k▼ -2.3% vs 2018
2020: €57k▼ -2.3% vs 2019
2021: €56k▼ -1.8% vs 2020lowest in 4 years
2018 → 2021
EBIT margin
0.2%▼ 7.5pp
2020 · 7.7%
2018: 7.3%
2019: 9.2%▲ +26.1% vs 2018highest in 4 years
2020: 7.7%▼ -15.5% vs 2019
2021: 0.2%▼ -97.0% vs 2020lowest in 4 years
2018 → 2021
Net result
€13k▼ 50.6%
2024 · €25k
2018: €3k
2019: €4k▲ +8.1% vs 2018
2020: €2k▼ -35.7% vs 2019
2021: €174▼ -92.3% vs 2020lowest in 8 years
2022: €33k▲ +18939% vs 2021highest in 8 years
2023: €10k▼ -69.6% vs 2022
2024: €25k▲ +152% vs 2023
2025: €13k▼ -50.6% vs 2024
2018 → 2025
Working capital
€23k▲ 0.6%
2024 · €22k
2018: €11k
2019: €7k▼ -39.0% vs 2018
2020: €11k▲ +64.0% vs 2019
2021: €-2k▼ -114% vs 2020lowest in 8 years
2022: €19k▲ +1336% vs 2021
2023: €15k▼ -18.6% vs 2022
2024: €22k▲ +48.3% vs 2023
2025: €23k▲ +0.6% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€56k-
Equity€6k-€24k▲ 286%€19k▼ 20.3%€25k▲ 27.7%€27k▲ 10.3%
2021: €6klowest in 5 years
2022: €24k▲ +286% vs 2021
2023: €19k▼ -20.3% vs 2022
2024: €25k▲ +27.7% vs 2023
2025: €27k▲ +10.3% vs 2024highest in 5 years
Operating result€132-€37k▲ 27,585%€16k▼ 56.7%€27k▲ 69.1%€13k▼ 49.8%
2021: €132lowest in 5 years
2022: €37k▲ +27585% vs 2021highest in 5 years
2023: €16k▼ -56.7% vs 2022
2024: €27k▲ +69.1% vs 2023
2025: €13k▼ -49.8% vs 2024
Net result€174-€33k▲ 18,939%€10k▼ 69.6%€25k▲ 152%€13k▼ 50.6%
2021: €174lowest in 5 years
2022: €33k▲ +18939% vs 2021highest in 5 years
2023: €10k▼ -69.6% vs 2022
2024: €25k▲ +152% vs 2023
2025: €13k▼ -50.6% vs 2024
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 50% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40k
Fixed assets
€5k ▲ 102%
Current assets
€35k ▼ 38.4%
Equity and liabilities €40k
Equity
€27k ▲ 10.3%
Debt
€13k ▼ 63.5%
Debt's share of the balance-sheet total falls from 58.4% to 31.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€15k▼
2024 · €29k
Cash flow
€15k▼
2024 · €27k
Current ratio
2.78▲
2024 · 1.64
Debt to equity
0.46▼
2024 · 1.40
ROE
45.9%▼
2024 · 102.3%
ROA
31.3%▼
2024 · 42.6%
Interest coverage
81.44▼
2024 · 310.73
Debt ≤ 1 year
€13k▼
2024 · €35k
Income taxes
€2k▼
2024 · €3k
Staff costs
€250
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€60k€40k▼
Fixed assets21/28€2k€5k▲
Tangible fixed assets22/27€2k€5k▲
Land and buildings22€248€0▼
Plant, machinery and equipment23€532€3k▲
Furniture and vehicles24€1k€2k▲
Financial fixed assets28€178€178=
Current assets29/58€57k€35k▼
Amounts receivable within one year40/41€49k€29k▼
Trade receivables40€24k-
Other amounts receivable41€25k€29k▲
Cash at bank and in hand54/58€3k€6k▲
Deferred charges and accrued income490/1€5k€1k▼
Equity and liabilities
Total equity and liabilities10/49€60k€40k▼
Equity10/15€25k€27k▲
Contributions10/11€16k€16k=
Capital10€16k€16k=
Issued capital100€16k€16k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€7k€10k▲
Amounts payable17/49€35k€13k▼
Amounts payable within one year42/48€35k€13k▼
Trade debts44€960€427▼
Suppliers440/4€960€427▼
Taxes, remuneration and social security45€14k€2k▼
Taxes450/3€14k€2k▼
Other amounts payable47/48€20k€10k▼
Income statement
Code20242025
Remuneration, social security and pensions62-€250
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€631€1k▲
Gross operating margin9900€29k€17k▼
Operating profit (loss)9901€27k€13k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Non-recurring financial income76B€24-
Financial charges65/66B€135€190▲
Recurring financial charges65€92€190▲
Non-recurring financial charges66B€43-
Profit (loss) for the period before taxes9903€28k€15k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€25k€13k▼
Profit (loss) for the period to be appropriated9905€25k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€27k€20k▼
Profit (loss) brought forward from the previous period14P€2k€7k▲
Profit to be distributed694/7€20k€10k▼
Directors or managers695€20k€10k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €56k | - | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €48k | - | - | - | - | - |
| Remuneration, social security and pensions62 | €5k | €37 | - | - | €250 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k | €3k | €5k | €2k | €2k | ▲ 4.0% |
| Other operating charges640/8 | €1k | €710 | €1k | €631 | €1k | ▲ 70.0% |
| Gross operating margin9900 | €9k | €41k | €22k | €29k | €17k | ▼ 42.9% |
| Operating profit (loss)9901 | €132 | €37k | €16k | €27k | €13k | ▼ 49.8% |
| Financial income75/76B | €207 | €681 | €788 | €1k | €2k | ▲ 20.0% |
| Recurring financial income75 | €161 | €681 | €788 | €1k | €2k | ▲ 22.2% |
| Non-recurring financial income76B | €46 | - | - | €24 | - | - |
| Financial charges65/66B | €48 | €17 | €5k | €135 | €190 | ▲ 40.6% |
| Recurring financial charges65 | €48 | €17 | €102 | €92 | €190 | ▲ 105% |
| Non-recurring financial charges66B | - | - | €5k | €43 | - | - |
| Profit (loss) for the period before taxes9903 | €291 | €37k | €12k | €28k | €15k | ▼ 47.0% |
| Income taxes67/77 | €117 | €4k | €1k | €3k | €2k | ▼ 11.9% |
| Profit (loss) for the period9904 | €174 | €33k | €10k | €25k | €13k | ▼ 50.6% |
| Profit (loss) for the period to be appropriated9905 | €174 | €33k | €10k | €25k | €13k | ▼ 50.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €31k | €49k | €45k | €60k | €40k | ▼ 32.8% |
| Fixed assets21/28 | €8k | €6k | €4k | €2k | €5k | ▲ 102% |
| Tangible fixed assets22/27 | €8k | €6k | €4k | €2k | €5k | ▲ 110% |
| Land and buildings22 | €1k | €998 | €623 | €248 | €0 | ▼ 100.0% |
| Plant, machinery and equipment23 | - | €650 | €754 | €532 | €3k | ▲ 398% |
| Furniture and vehicles24 | €6k | €4k | €3k | €1k | €2k | ▲ 38.3% |
| Financial fixed assets28 | €178 | €178 | €178 | €178 | €178 | = |
| Current assets29/58 | €23k | €43k | €40k | €57k | €35k | ▼ 38.4% |
| Amounts receivable within one year40/41 | €6k | €28k | €27k | €49k | €29k | ▼ 41.3% |
| Trade receivables40 | - | €13k | €11k | €24k | - | - |
| Other amounts receivable41 | €6k | €14k | €16k | €25k | €29k | ▲ 14.2% |
| Cash at bank and in hand54/58 | €4k | €5k | €4k | €3k | €6k | ▲ 74.7% |
| Deferred charges and accrued income490/1 | €14k | €11k | €9k | €5k | €1k | ▼ 78.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €31k | €49k | €45k | €60k | €40k | ▼ 32.8% |
| Equity10/15 | €6k | €24k | €19k | €25k | €27k | ▲ 10.3% |
| Contributions10/11 | €16k | €16k | €16k | €16k | €16k | = |
| Capital10 | €16k | €16k | €16k | €16k | €16k | = |
| Issued capital100 | €16k | €16k | €16k | €16k | €16k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Legal reserve130 | €2k | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €-11k | €7k | €2k | €7k | €10k | ▲ 35.6% |
| Amounts payable17/49 | €25k | €25k | €25k | €35k | €13k | ▼ 63.5% |
| Amounts payable within one year42/48 | €25k | €25k | €25k | €35k | €13k | ▼ 63.5% |
| Trade debts44 | €422 | €810 | €232 | €960 | €427 | ▼ 55.6% |
| Suppliers440/4 | €422 | €810 | €232 | €960 | €427 | ▼ 55.6% |
| Taxes, remuneration and social security45 | €9k | €9k | €10k | €14k | €2k | ▼ 83.6% |
| Taxes450/3 | €9k | €9k | €10k | €14k | €2k | ▼ 83.6% |
| Other amounts payable47/48 | €15k | €15k | €15k | €20k | €10k | ▼ 50.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €174 | €33k | €10k | €25k | €13k | ▼ 50.6% |
| + Depreciation and write-downs630 | €3k | €3k | €5k | €2k | €2k | ▲ 4.0% |
| Operating cash flow (approximation) | €3k | €36k | €15k | €27k | €15k | ▼ 46.7% |
| Investment in fixed assets (approximation) | - | €-1k | €-3k | €0 | €-4k | - |
| Change in cash | - | €2k | €-777 | €-1k | €2k | ▲ 298% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 153 days late
2022
31-12
Financial
Highest result since 2018net €33k ▲18,939%
Operating result €37k, net result €33k, both a record.
15-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 137 days late
2021
31-12
Financial
Weakest financial yearnet €174 ▼92.3%
Net result drops to €174, the lowest in the series; recovery starts the following year.
07-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 129 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ganshoren · 1 establishment unit since 2010
Ground area
78 m²
Building footprint
78 m²
Volume, LiDAR
520 m³
Parcel 21008A0143/00N005, Brussels · tallest building 11.4 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Sint-Martinuskerkstraat 76, 1083 Ganshoren
since 20102.244.000.572
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21008A0143/00N005 | Brussels | 78 m² | 1 · 78 m² | 11.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IDVD Cleaning
BE 0783.253.125
Izegem · Eq €27,326
Mos enzo...
BE 0795.507.886
Moorslede · Eq €27,314
ASP PROPRETE
BE 0745.351.463
Andenne · Eq €27,277
Wind O Wash
BE 0693.788.342
Schoten · Eq €27,262
BT INTER
BE 0644.441.472
Lierde · Eq €27,459
Of 7,352 companies in sector 81210 we hold annual accounts for 2,733. 2,185 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded29-09-2010
Fiscal year end31-12
Activities, NACEBEL 2025
81210General cleaning of buildings
61200Telecommunications resale and intermediation services
Scores and ratios are computed by Checked and are not a credit decision.