PROBEL CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of PROBEL CONSTRUCT is 1.9% (moderate). The 2025 annual accounts show equity of €42k and a net result of €-10k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 93% of 4522 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability7▼-42
Solvency100▲+36
Growth52=
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 7.15 against 1.5 in 2024; short-term debt: 13.2% and cash: 35.1% of total assets), and 13.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.8%
Return on assets
-20.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
43 d late
2023
51 d late
2022
71 d late
2021
5 d early
2020
31 d late
2019
88 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€42k▼ 18.8%
2024 · €52k
2018: €35k
2019: €53k▲ +53.9% vs 2018
2020: €54k▲ +0.3% vs 2019highest in 8 years
2021: €9k▼ -82.4% vs 2020lowest in 8 years
2022: €45k▲ +381% vs 2021
2023: €51k▲ +13.1% vs 2022
2024: €52k▲ +1.4% vs 2023
2025: €42k▼ -18.8% vs 2024
2018 → 2025
Total assets
€49k▼ 63.5%
2024 · €133k
2018: €87k
2019: €82k▼ -6.4% vs 2018
2020: €117k▲ +44.1% vs 2019
2021: €140k▲ +19.1% vs 2020
2022: €160k▲ +14.4% vs 2021highest in 8 years
2023: €148k▼ -7.2% vs 2022
2024: €133k▼ -10.1% vs 2023
2025: €49k▼ -63.5% vs 2024lowest in 8 years
2018 → 2025
Net result
€-10k
2024 · €697
2018: €37khighest in 8 years
2019: €19k▼ -48.8% vs 2018
2020: €144▼ -99.2% vs 2019
2021: €20k▲ +13647% vs 2020
2022: €36k▲ +81.3% vs 2021
2023: €6k▼ -83.5% vs 2022
2024: €697▼ -88.3% vs 2023
2025: €-10k▼ -1503% vs 2024lowest in 8 years
2018 → 2025
Working capital
€40k▼ 2.7%
2024 · €41k
2018: €20k
2019: €43k▲ +116% vs 2018highest in 8 years
2020: €22k▼ -48.6% vs 2019
2021: €-16k▼ -173% vs 2020lowest in 8 years
2022: €17k▲ +208% vs 2021
2023: €40k▲ +126% vs 2022
2024: €41k▲ +2.9% vs 2023
2025: €40k▼ -2.7% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€9k-€45k▲ 381%€51k▲ 13.1%€52k▲ 1.4%€42k▼ 18.8%
2021: €9klowest in 5 years
2022: €45k▲ +381% vs 2021
2023: €51k▲ +13.1% vs 2022
2024: €52k▲ +1.4% vs 2023highest in 5 years
2025: €42k▼ -18.8% vs 2024
Operating result€27k-€55k▲ 106%€16k▼ 71.1%€6k▼ 63.2%€2k▼ 67.9%
2021: €27k
2022: €55k▲ +106% vs 2021highest in 5 years
2023: €16k▼ -71.1% vs 2022
2024: €6k▼ -63.2% vs 2023
2025: €2k▼ -67.9% vs 2024lowest in 5 years
Net result€20k-€36k▲ 81.3%€6k▼ 83.5%€697▼ 88.3%€-10k
2021: €20k
2022: €36k▲ +81.3% vs 2021highest in 5 years
2023: €6k▼ -83.5% vs 2022
2024: €697▼ -88.3% vs 2023
2025: €-10k▼ -1503% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 68% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €49k
Fixed assets
€3k ▼ 76.3%
Current assets
€46k ▼ 62.3%
Equity and liabilities €49k
Equity
€42k ▼ 18.8%
Debt
€6k ▼ 92.1%
Debt's share of the balance-sheet total falls from 61.0% to 13.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€11k▼
2024 · €16k
Cash flow
€-1k▼
2024 · €11k
Current ratio
7.15▲
2024 · 1.50
Debt to equity
0.15▼
2024 · 1.56
ROE
-23.1%▼
2024 · 1.3%
ROA
-20.1%▼
2024 · 0.5%
Interest coverage
0.81▼
2024 · 3.54
Debt ≤ 1 year
€6k▼
2024 · €81k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€133k€49k▼
Fixed assets21/28€11k€3k▼
Tangible fixed assets22/27€11k€3k▼
Furniture and vehicles24€11k€3k▼
Current assets29/58€122k€46k▼
Amounts receivable within one year40/41€89k€28k▼
Trade receivables40€88k€27k▼
Other amounts receivable41€1k€1k▲
Cash at bank and in hand54/58€33k€17k▼
Deferred charges and accrued income490/1€67€560▲
Equity and liabilities
Total equity and liabilities10/49€133k€49k▼
Equity10/15€52k€42k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€44k€34k▼
Amounts payable17/49€81k€6k▼
Amounts payable within one year42/48€81k€6k▼
Trade debts44€62k€625▼
Suppliers440/4€62k€625▼
Taxes, remuneration and social security45€17k€3k▼
Taxes450/3€3k€550▼
Remuneration and social security454/9€14k€2k▼
Other amounts payable47/48€2k€3k▲
Income statement
Code20242025
Non-recurring operating income76A-€992
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€9k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€18k€12k▼
Operating profit (loss)9901€6k€2k▼
Financial income75/76B-€1k
Recurring financial income75-€1k
Financial charges65/66B€5k€13k▲
Recurring financial charges65€5k€13k▲
Profit (loss) for the period before taxes9903€1k€-10k▼
Income taxes67/77€550-
Profit (loss) for the period9904€697€-10k▼
Profit (loss) for the period to be appropriated9905€697€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€44k€34k▼
Profit (loss) brought forward from the previous period14P€43k€44k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €7k | - | - | €992 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9k | €9k | €10k | €11k | €9k | ▼ 17.6% |
| Other operating charges640/8 | €593 | €658 | €1k | €2k | €2k | ▼ 8.2% |
| Non-recurring operating charges66A | €2k | €351 | - | - | - | - |
| Gross operating margin9900 | €39k | €65k | €27k | €18k | €12k | ▼ 33.1% |
| Operating profit (loss)9901 | €27k | €55k | €16k | €6k | €2k | ▼ 67.9% |
| Financial income75/76B | €0 | €1 | €0 | - | €1k | - |
| Recurring financial income75 | €0 | €1 | €0 | - | €1k | - |
| Financial charges65/66B | €7k | €5k | €8k | €5k | €13k | ▲ 182% |
| Recurring financial charges65 | €7k | €5k | €8k | €5k | €13k | ▲ 182% |
| Profit (loss) for the period before taxes9903 | €20k | €50k | €8k | €1k | €-10k | ▼ 885% |
| Income taxes67/77 | €329 | €14k | €2k | €550 | - | - |
| Profit (loss) for the period9904 | €20k | €36k | €6k | €697 | €-10k | ▼ 1,503% |
| Profit (loss) for the period to be appropriated9905 | €20k | €36k | €6k | €697 | €-10k | ▼ 1,503% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €140k | €160k | €148k | €133k | €49k | ▼ 63.5% |
| Fixed assets21/28 | €32k | €28k | €12k | €11k | €3k | ▼ 76.3% |
| Tangible fixed assets22/27 | €32k | €28k | €12k | €11k | €3k | ▼ 76.3% |
| Furniture and vehicles24 | €32k | €28k | €12k | €11k | €3k | ▼ 76.3% |
| Financial fixed assets28 | €300 | €300 | - | - | - | - |
| Current assets29/58 | €108k | €132k | €137k | €122k | €46k | ▼ 62.3% |
| Amounts receivable within one year40/41 | €16k | €19k | €112k | €89k | €28k | ▼ 68.1% |
| Trade receivables40 | €15k | €16k | €109k | €88k | €27k | ▼ 69.1% |
| Other amounts receivable41 | €935 | €2k | €4k | €1k | €1k | ▲ 18.8% |
| Cash at bank and in hand54/58 | €92k | €112k | €23k | €33k | €17k | ▼ 48.5% |
| Deferred charges and accrued income490/1 | €778 | €1k | €957 | €67 | €560 | ▲ 733% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €140k | €160k | €148k | €133k | €49k | ▼ 63.5% |
| Equity10/15 | €9k | €45k | €51k | €52k | €42k | ▼ 18.8% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €1k | €37k | €43k | €44k | €34k | ▼ 22.2% |
| Amounts payable17/49 | €130k | €115k | €97k | €81k | €6k | ▼ 92.1% |
| Amounts payable after more than one year17 | €6k | - | - | - | - | - |
| Financial debts170/4 | €6k | - | - | - | - | - |
| Amounts payable within one year42/48 | €124k | €115k | €97k | €81k | €6k | ▼ 92.1% |
| Current portion of amounts payable after more than one year42 | €13k | - | - | - | - | - |
| Trade debts44 | €18k | €89k | €69k | €62k | €625 | ▼ 99.0% |
| Suppliers440/4 | €18k | €89k | €69k | €62k | €625 | ▼ 99.0% |
| Taxes, remuneration and social security45 | €22k | €25k | €26k | €17k | €3k | ▼ 82.9% |
| Taxes450/3 | €8k | €14k | €15k | €3k | €550 | ▼ 81.0% |
| Remuneration and social security454/9 | €14k | €11k | €11k | €14k | €2k | ▼ 83.3% |
| Other amounts payable47/48 | €71k | €425 | €2k | €2k | €3k | ▲ 59.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €20k | €36k | €6k | €697 | €-10k | ▼ 1,503% |
| + Depreciation and write-downs630 | €9k | €9k | €10k | €11k | €9k | ▼ 17.6% |
| Operating cash flow (approximation) | €28k | €45k | €16k | €11k | €-1k | ▼ 110% |
| Investment in fixed assets (approximation) | - | €-5k | €6k | €-10k | €0 | ▲ 100% |
| Change in cash | - | €21k | €-89k | €10k | €-16k | ▼ 263% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series.
31-12
Financial
Liquidity times 5current ratio 7.15
Current ratio from 1.50 to 7.15; short-term debt falls from €81k to €6k.
12-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 43 days late
2024
20-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 51 days late
2023
10-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 71 days late
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 88 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 52 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2014
Ground area
109 m²
Building footprint
88 m²
Volume, LiDAR
1,611 m³
Parcel 21305B0249/00V014, Brussels · tallest building 20.9 m, ±6 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
BUURENTECH
since 20142.225.719.339
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21305B0249/00V014 | Brussels | 109 m² | 1 · 88 m² | 20.9 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,352 companies in sector 81210 we hold annual accounts for 2,733. 2,225 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded03-01-2014
Fiscal year end31-12
Activities, NACEBEL 2025
81210General cleaning of buildings
43211General electrical installation work
43221Plumbing work
43240Other construction installation
43990Other specialised construction activities
Contact
E-mail
info@buurentech.beAnderlecht
Phone
0493/523376Anderlecht
Scores and ratios are computed by Checked and are not a credit decision.