Laurent STAS de RICHELLE
ActiveSummary
Laurent STAS de RICHELLE has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €402k and a net result of €20k. Equity is growing by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 67% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-11
Solvency97▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.02 against 1.76 in 2024; short-term debt: 20% and cash: 32.5% of total assets), and 28.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.7%
Return on assets
3.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
28 d late
2023
12 d late
2022
29 d late
2021
24 d late
2020
10 d late
2019
16 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€402k▲ 5.3%
2024 · €382k
2018: €216k
2019: €285k
2020: €251k
2021: €286k
2022: €341k
2023: €344k
2024: €382k
2018 → 2025
Total assets
€561k▼ 7.1%
2024 · €604k
2018: €478k
2019: €460k
2020: €426k
2021: €505k
2022: €572k
2023: €492k
2024: €604k
2018 → 2025
Net result
€20k▼ 73.1%
2024 · €75k
2018: €17k
2019: €69k
2020: €3k
2021: €34k
2022: €55k
2023: €3k
2024: €75k
2018 → 2025
Working capital
€115k▲ 9.4%
2024 · €105k
2018: €86k
2019: €101k
2020: €43k
2021: €53k
2022: €90k
2023: €84k
2024: €105k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€286k-€341k▲ 19.4%€344k▲ 0.8%€382k▲ 11.1%€402k▲ 5.3%
Operating result€57k-€85k▲ 48.1%€10k▼ 88.2%€112k▲ 1,021%€34k▼ 69.5%
Net result€34k-€55k▲ 61.6%€3k▼ 94.9%€75k▲ 2,545%€20k▼ 73.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 70% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €561k
Fixed assets
€334k ▼ 7.4%
Current assets
€227k ▼ 6.7%
Equity and liabilities €561k
Equity
€402k ▲ 5.3%
Debt
€159k ▼ 28.5%
Debt's share of the balance-sheet total falls from 36.7% to 28.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€64k▼
2024 · €136k
Cash flow
€50k▼
2024 · €98k
Current ratio
2.02▲
2024 · 1.76
Debt to equity
0.39▼
2024 · 0.58
ROE
5.0%▼
2024 · 19.6%
ROA
3.6%▼
2024 · 12.4%
Interest coverage
16.24▼
2024 · 29.48
Debt ≤ 1 year
€112k▼
2024 · €138k
Debt > 1 year
€47k▼
2024 · €83k
Income taxes
€10k▼
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€604k€561k▼
Fixed assets21/28€361k€334k▼
Tangible fixed assets22/27€361k€334k▼
Land and buildings22€314k€295k▼
Furniture and vehicles24€47k€39k▼
Current assets29/58€243k€227k▼
Amounts receivable within one year40/41€74k€45k▼
Trade receivables40€71k€42k▼
Other amounts receivable41€3k€3k=
Current investments50/53€168k-
Cash at bank and in hand54/58-€182k
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€604k€561k▼
Equity10/15€382k€402k▲
Contributions10/11€18k€18k=
Reserves13€319k€339k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€317k€337k▲
Profit (loss) carried forward14€45k€45k=
Amounts payable17/49€222k€159k▼
Amounts payable after more than one year17€83k€47k▼
Financial debts170/4€83k€47k▼
Amounts payable within one year42/48€138k€112k▼
Current portion of amounts payable after more than one year42€36k€36k▲
Trade debts44€5k€1k▼
Suppliers440/4€5k€1k▼
Advances received on contracts in progress46€3k€3k=
Taxes, remuneration and social security45€55k€70k▲
Taxes450/3€55k€70k▲
Other amounts payable47/48€40k€2k▼
Accrued charges and deferred income492/3€1k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€30k▲
Other operating charges640/8€14k€4k▼
Non-recurring operating charges66A€18-
Gross operating margin9900€150k€68k▼
Operating profit (loss)9901€112k€34k▼
Financial income75/76B€600-
Recurring financial income75€600-
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€108k€30k▼
Income taxes67/77€33k€10k▼
Profit (loss) for the period9904€75k€20k▼
Profit (loss) for the period to be appropriated9905€75k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€120k€65k▼
Profit (loss) brought forward from the previous period14P€45k€45k=
Transfer from equity791/2€37k-
Transfer to equity691/2€75k€20k▼
To other reserves6921€75k€20k▼
Profit to be distributed694/7€37k-
Return on contributions (dividend)694€37k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Highest result since 2018net €75k ▲2545%
Operating result €112k, net result €75k, both a record.
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
31-12
Financial
Weakest financial yearnet €3k ▼94.9%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
16-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 16 days late
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 20 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Au Tiège 314052 ChaudfontaineGround area
1,643 m²
Building footprint
130 m²
Volume, LiDAR
749 m³
Parcel 62012C0058/00L000, Wallonia · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62012C0058/00L000 | Wallonia | 1,643 m² | 1 · 130 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,058 companies in sector 69101 we hold annual accounts for 9,052. 6,282 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded09-07-2007
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.