V. Neut
ActiveSummary
V. Neut has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €402k and a net result of €71k. Equity is growing by ~22.7% per year across the filed fiscal years. Its solvency ranks better than 45% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-8
Solvency77▼-21
Growth52=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 6.68 against 3.91 in 2024; short-term debt: 12.3% and cash: 17.8% of total assets), and 47.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.2%
Return on assets
9.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
28 d early
2024
55 d early
2023
48 d early
2022
41 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€402k▲ 20.9%
2024 · €333k
2022: €198k
2023: €265k
2024: €333k
2022 → 2025
Total assets
€771k▲ 68.9%
2024 · €456k
2022: €351k
2023: €402k
2024: €456k
2022 → 2025
Net result
€71k▲ 2.6%
2024 · €69k
2022: €103k
2023: €68k
2024: €69k
2022 → 2025
Working capital
€536k▲ 133%
2024 · €231k
2022: €94k
2023: €160k
2024: €231k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€198k-€265k▲ 34.0%€333k▲ 25.5%€402k▲ 20.9%
Operating result€148k-€97k▼ 34.4%€98k▲ 1.3%€104k▲ 5.3%
Net result€103k-€68k▼ 33.9%€69k▲ 1.8%€71k▲ 2.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 5% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €771k
Fixed assets
€140k ▼ 4.3%
Current assets
€631k ▲ 104%
Equity and liabilities €771k
Equity
€402k ▲ 20.9%
Debt
€369k ▲ 198%
Debt's share of the balance-sheet total rises from 27.1% to 47.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€114k▲
2024 · €109k
Cash flow
€82k▲
2024 · €80k
Current ratio
6.68▲
2024 · 3.91
Debt to equity
0.92▲
2024 · 0.37
ROE
17.7%▼
2024 · 20.8%
ROA
9.2%▼
2024 · 15.2%
Interest coverage
21.79▼
2024 · 22.92
Debt ≤ 1 year
€94k▲
2024 · €79k
Debt > 1 year
€274k▲
2024 · €44k
Income taxes
€29k▲
2024 · €27k
Staff costs
€13k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€456k€771k▲
Fixed assets21/28€147k€140k▼
Tangible fixed assets22/27€147k€140k▼
Land and buildings22€143k€134k▼
Plant, machinery and equipment23€1k€554▼
Furniture and vehicles24€3k€5k▲
Current assets29/58€310k€631k▲
Amounts receivable within one year40/41€24k€271k▲
Trade receivables40€21k€34k▲
Other amounts receivable41€3k€237k▲
Current investments50/53€200k€221k▲
Cash at bank and in hand54/58€85k€137k▲
Deferred charges and accrued income490/1€963€2k▲
Equity and liabilities
Total equity and liabilities10/49€456k€771k▲
Equity10/15€333k€402k▲
Contributions10/11€95k€95k=
Reserves13€237k€307k▲
Distributable reserves133€237k€307k▲
Amounts payable17/49€124k€369k▲
Amounts payable after more than one year17€44k€274k▲
Financial debts170/4€44k€274k▲
Amounts payable within one year42/48€79k€94k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44-€1k
Suppliers440/4-€1k
Taxes, remuneration and social security45€21k€25k▲
Taxes450/3€18k€21k▲
Remuneration and social security454/9€2k€4k▲
Other amounts payable47/48€51k€61k▲
Accrued charges and deferred income492/3-€545
Income statement
Code20242025
Remuneration, social security and pensions62€10k€13k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€11k▲
Other operating charges640/8€1k€990▼
Gross operating margin9900€120k€128k▲
Operating profit (loss)9901€98k€104k▲
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€96k€100k▲
Income taxes67/77€27k€29k▲
Profit (loss) for the period9904€69k€71k▲
Profit (loss) for the period to be appropriated9905€69k€71k▲
Appropriation of the result
Profit (loss) to be appropriated9906€69k€71k▲
Transfer to equity691/2€68k€69k▲
To other reserves6921€68k€69k▲
Profit to be distributed694/7€2k€2k=
Return on contributions (dividend)694€2k€2k=
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €68k ▼33.9%
Net result drops to €68k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €265k ▲34%
2 profitable years in a row build equity to €265k.
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Solvynsstraat 452018 AntwerpenGround area
927 m²
Building footprint
244 m²
Volume, LiDAR
3,880 m³
Parcel 11810K1699/00Z012, Flanders · tallest building 30.3 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
V. Neut
since 20222.327.622.193
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K1699/00Z012 | Flanders | 927 m² | 1 · 244 m² | 30.3 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 1,000 EUR awarded · 1,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 249 EUR |
| 2024 | 1 | 249 EUR | 249 EUR |
| 2023 | 1 | 541 EUR | 292 EUR |
| 2022 | 1 | 210 EUR | 210 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 22,058 companies in sector 69101 we hold annual accounts for 9,052. 6,283 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-02-2022
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.