LAU
ActiveLAU has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €241k and a net result of €29k. Equity is growing by ~46.7% per year across the filed fiscal years. Its solvency ranks better than 23% of 6974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▼-13
Solvency41▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity short (current ratio 0.34 against 0.41 in 2024; short-term debt: 19.1% and cash: 2.1% of total assets), and 83.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.4%
Return on assets
2%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 6974 sector peers (2025).
NBB · sector comparisonPosition among 6974 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
16 d early
2024
1 d late
2023
26 d late
2022
23 d late
2021
17 d late
2020
4 d late
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€241k▲ 13.8%
2024 · €212k
2019: €26k
2020: €36k
2021: €67k
2022: €15k
2023: €127k
2024: €212k
2019 → 2025
Total assets
€1.47M▼ 2.0%
2024 · €1.50M
2019: €381k
2020: €385k
2021: €445k
2022: €1.54M
2023: €1.50M
2024: €1.50M
2019 → 2025
Net result
€29k▼ 65.5%
2024 · €85k
2019: €20k
2020: €9k
2021: €19k
2022: €-52k
2023: €112k
2024: €85k
2019 → 2025
Working capital
€-187k▼ 8.5%
2024 · €-172k
2019: €-32k
2020: €-24k
2021: €-82k
2022: €-288k
2023: €-244k
2024: €-172k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€67k-€15k▼ 78.3%€127k▲ 773%€212k▲ 66.9%€241k▲ 13.8%
Operating result€30k-€-27k€155k€138k▼ 10.6%€70k▼ 49.7%
Net result€19k-€-52k€112k€85k▼ 24.5%€29k▼ 65.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 50% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.47M
Fixed assets
€1.38M▼ 0.5%
Current assets
€95k▼ 19.2%
Equity and liabilities €1.47M
Equity
€241k▲ 13.8%
Debt
€1.23M▼ 4.6%
The debt ratio falls from 85.9% to 83.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€142k▼
2024 · €206k
Cash flow
€102k▼
2024 · €152k
Solvency
16.4%▲
2024 · 14.1%
Current ratio
0.34▼
2024 · 0.41
Quick ratio
0.34▼
2024 · 0.41
Debt / equity
5.11▼
2024 · 6.10
ROE
12.1%▼
2024 · 40.1%
ROA
2.0%▼
2024 · 5.6%
Interest coverage
4.96▼
2024 · 7.43
Debt
€1.23M▼
2024 · €1.29M
Debt ≤ 1 year
€282k▼
2024 · €290k
Debt > 1 year
€939k▼
2024 · €987k
Income taxes
€13k▼
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.50M€1.47M▼
Fixed assets21/28€1.38M€1.38M▼
Tangible fixed assets22/27€1.38M€1.38M▼
Land and buildings22€1.32M€1.27M▼
Furniture and vehicles24€40k€83k▲
Other tangible fixed assets26€25k€25k=
Current assets29/58€118k€95k▼
Amounts receivable within one year40/41€10k€11k▲
Trade receivables40€10k€11k▲
Other amounts receivable41€0€369▲
Current investments50/53€75k€50k▼
Cash at bank and in hand54/58€31k€30k▼
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€1.50M€1.47M▼
Equity10/15€212k€241k▲
Contributions10/11€19k€19k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Profit (loss) carried forward14€192k€221k▲
Amounts payable17/49€1.29M€1.23M▼
Amounts payable after more than one year17€987k€939k▼
Financial debts170/4€987k€939k▼
Amounts payable within one year42/48€290k€282k▼
Current portion of amounts payable after more than one year42€92k€109k▲
Financial debts43€5k€0▼
Credit institutions430/8€5k€0▼
Trade debts44€1k€651▼
Suppliers440/4€1k€651▼
Taxes, remuneration and social security45€26k€14k▼
Taxes450/3€26k€14k▼
Other amounts payable47/48€165k€159k▼
Accrued charges and deferred income492/3€14k€11k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€67k€73k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€208k€144k▼
Operating profit (loss)9901€138k€70k▼
Financial income75/76B€999€1k▲
Recurring financial income75€999€1k▲
Financial charges65/66B€28k€29k▲
Recurring financial charges65€28k€29k▲
Profit (loss) for the period before taxes9903€112k€42k▼
Income taxes67/77€27k€13k▼
Profit (loss) for the period9904€85k€29k▼
Profit (loss) for the period to be appropriated9905€85k€29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€192k€221k▲
Profit (loss) brought forward from the previous period14P€107k€192k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
31-12
Financial
Equity above €200kEq €212k ▲66.9%
2 profitable years in a row build equity to €212k.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Back to profitnet €112k
Net result €112k after one loss-making year.
31-12
Financial
Equity above €100kEq €127k ▲773%
Equity rises from €15k to €127k.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-12
Financial
Weakest financial yearnet €-52k ▼380%
Net result drops to €-52k, the lowest in the series; recovery starts the following year.
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
04-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lambeaulaan 91200 Sint-Lambrechts-WoluweGround area
742 m²
Building footprint
401 m²
Volume, LiDAR
8,031 m³
2 parcels, Brussels · tallest building 26.8 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
LAU
since 20182.275.485.188
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21673D0141/00V013 | Brussels | 472 m² | 1 · 286 m² | 26.8 m · 8 fl. |
| 21673D0089/00E007 | Brussels | 270 m² | 1 · 114 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,426 companies in sector 73300 we hold annual accounts for 6,900. 5,055 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-04-2018
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
70220Business consulting
73110Advertising agencies
82990Other business support services
85599Other education
90031Arts creation and performing arts activities
90111Literary creation
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.