GUIVALL
ActiveSummary
GUIVALL has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €32,633 and a net result of €13,967. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 14% of 8968 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability70▲+4
Solvency28▼-19
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity short (current ratio 0.8 against 0.58 in 2023; short-term debt: 28% and cash: 6.4% of total assets), and 97.4% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
2.6%
Return on assets
1.1%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 8968 sector peers (2024).
NBB · sector comparisonPosition among 8968 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
30 d late
2022
on the day
2021
31 d late
2020
90 d late
2019
138 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 58 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
€32,633▼ 48.6%
2023 · €63,524
Total assets
€1.3m▲ 346%
2023 · €285,175
Net result
€13,967▲ 43.0%
2023 · €9,771
Working capital
-€71,832▲ 20.6%
2023 · -€90,420
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€28,149▼ 57.4%€33,255▲ 18.1%-€33,063€17,580€28,371▲ 61.4%
Net result€20,597within the sector's middle half▼ 54.1%€28,310within the sector's middle half▲ 37.4%-€35,265below the sector's middle half€9,771within the sector's middle half€13,967within the sector's middle half▲ 43.0%
Equity€80,709within the sector's middle half▲ 34.3%€89,019within the sector's middle half▲ 10.3%€53,754within the sector's middle half▼ 39.6%€63,524within the sector's middle half▲ 18.2%€32,633within the sector's middle half▼ 48.6%
Total assets€396,833within the sector's middle half▲ 45.6%€272,334within the sector's middle half▼ 31.4%€243,816within the sector's middle half▼ 10.5%€285,175within the sector's middle half▲ 17.0%€1.3mabove the sector's middle half▲ 346%
Debt€316,124▲ 48.7%€183,315▼ 42.0%€190,062▲ 3.7%€221,651▲ 16.6%€1.2m▲ 459%
Working capital€73,138within the sector's middle half▲ 9.5%€74,072within the sector's middle half▲ 1.3%-€92,734below the sector's middle half-€90,420below the sector's middle half▲ 2.5%-€71,832below the sector's middle half▲ 20.6%
Solvency20.3%within the sector's middle half▼ 1.7pp32.7%within the sector's middle half▲ 12.3pp22.0%within the sector's middle half▼ 10.6pp22.3%within the sector's middle half▲ 0.2pp2.6%below the sector's middle half▼ 19.7pp
Current ratio1.42within the sector's middle half▼ 0.622.69within the sector's middle half▲ 1.270.49below the sector's middle half▼ 2.190.58below the sector's middle half▲ 0.090.80below the sector's middle half▲ 0.22
Return on assets (ROA)5.2%within the sector's middle half▼ 11.3pp10.4%within the sector's middle half▲ 5.2pp-14.5%below the sector's middle half▼ 24.9pp3.4%within the sector's middle half▲ 17.9pp1.1%within the sector's middle half▼ 2.3pp
Staff (FTE)0.81▲ 25.0%1=1=
above
within
below
the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 61% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.3m
Fixed assets
€987,829 ▲ 522%
Current assets
€283,950 ▲ 125%
Equity and liabilities €1.3m
Equity
€32,633 ▼ 48.6%
Debt
€1.2m ▲ 459%
Debt's share of the balance-sheet total rises from 77.7% to 97.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€76,278▲
2023 · €33,441
Cash flow
€61,874▲
2023 · €25,632
Debt to equity
37.97▲
2023 · 3.49
ROE
42.8%▲
2023 · 15.4%
Interest coverage
6.89▲
2023 · 5.17
Debt ≤ 1 year
€355,782▲
2023 · €216,811
Debt > 1 year
€879,649▲
2023 · €3,144
Income taxes
€3,568▲
2023 · €1,346
Staff costs
€49,070▲
2023 · €33,947
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,251 companies that looked in July 2024 the way this one looks now, 2.6% went bankrupt within 24 months and 94% are still going.
- Micro
- 5 to 10 years old
- solvency under 10%
- a profit under 5% of the balance sheet
2.6%
went bankrupt
2.7%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,251 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €154 | - | €3,000 | - | - |
| Remuneration, social security and pensions62 | - | €26,927 | €39,865 | €33,947 | €49,070 | ▲ 44.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13,976 | €13,973 | €13,892 | €15,861 | €47,907 | ▲ 202% |
| Other operating charges640/8 | - | €2,722 | €3,170 | €6,426 | €3,332 | ▼ 48.1% |
| Gross operating margin9900 | €48,348 | €76,877 | €23,864 | €73,814 | €128,680 | ▲ 74.3% |
| Operating profit (loss)9901 | €28,149 | €33,255 | -€33,063 | €17,580 | €28,371 | ▲ 61.4% |
| Financial income75/76B | - | €4,143 | €1,128 | - | €232 | - |
| Recurring financial income75 | €2,322 | €4,143 | €1,128 | - | €232 | - |
| Financial charges65/66B | - | €3,017 | €3,026 | €6,464 | €11,069 | ▲ 71.3% |
| Recurring financial charges65 | €2,113 | €3,017 | €3,026 | €6,464 | €11,069 | ▲ 71.3% |
| Profit (loss) for the period before taxes9903 | €28,358 | €34,381 | -€34,960 | €11,116 | €17,535 | ▲ 57.7% |
| Income taxes67/77 | €7,761 | €6,071 | €305 | €1,346 | €3,568 | ▲ 165% |
| Profit (loss) for the period9904 | €20,597 | €28,310 | -€35,265 | €9,771 | €13,967 | ▲ 43.0% |
| Profit (loss) for the period to be appropriated9905 | €20,597 | €28,310 | -€35,265 | €9,771 | €13,967 | ▲ 43.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €396,833 | €272,334 | €243,816 | €285,175 | €1.3m | ▲ 346% |
| Fixed assets21/28 | €148,597 | €154,307 | €153,516 | €158,784 | €987,829 | ▲ 522% |
| Tangible fixed assets22/27 | €148,597 | €154,307 | €153,516 | €158,784 | €987,829 | ▲ 522% |
| Land and buildings22 | - | €117,418 | €112,401 | €107,385 | €948,525 | ▲ 783% |
| Plant, machinery and equipment23 | - | €25,660 | €33,433 | €29,052 | €23,095 | ▼ 20.5% |
| Furniture and vehicles24 | - | €11,229 | €7,682 | €22,347 | €16,210 | ▼ 27.5% |
| Current assets29/58 | €248,236 | €118,028 | €90,300 | €126,391 | €283,950 | ▲ 125% |
| Amounts receivable within one year40/41 | €37,655 | €107,954 | €28,594 | €55,826 | €76,960 | ▲ 37.9% |
| Trade receivables40 | - | €12,500 | €15,125 | €42,350 | €76,960 | ▲ 81.7% |
| Other amounts receivable41 | - | €95,454 | €13,469 | €13,476 | - | - |
| Cash at bank and in hand54/58 | €210,382 | €9,379 | €42,658 | €69,088 | €81,677 | ▲ 18.2% |
| Deferred charges and accrued income490/1 | - | €694 | €19,048 | €1,477 | €125,313 | ▲ 8,384% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €396,833 | €272,334 | €243,816 | €285,175 | €1.3m | ▲ 346% |
| Equity10/15 | €80,709 | €89,019 | €53,754 | €63,524 | €32,633 | ▼ 48.6% |
| Contributions10/11 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Outside capital11 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Other1109/19 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €68,309 | €76,619 | €75,621 | €85,392 | €40,533 | ▼ 52.5% |
| Non-distributable reserves130/1 | - | €1,855 | €1,855 | - | - | - |
| Reserves not available under the articles1311 | - | €1,855 | €1,855 | - | - | - |
| Distributable reserves133 | - | €74,764 | €73,766 | €85,392 | €40,533 | ▼ 52.5% |
| Profit (loss) carried forward14 | €998 | - | -€34,267 | -€34,267 | -€20,300 | ▲ 40.8% |
| Amounts payable17/49 | €316,124 | €183,315 | €190,062 | €221,651 | €1.2m | ▲ 459% |
| Amounts payable after more than one year17 | €140,834 | €138,694 | €5,872 | €3,144 | €879,649 | ▲ 27,875% |
| Financial debts170/4 | - | €138,694 | €5,872 | €3,144 | €879,649 | ▲ 27,875% |
| Amounts payable within one year42/48 | €175,097 | €43,955 | €183,034 | €216,811 | €355,782 | ▲ 64.1% |
| Current portion of amounts payable after more than one year42 | - | €2,136 | €138,806 | €140,179 | €1,388 | ▼ 99.0% |
| Trade debts44 | €9,883 | €9,483 | €7,911 | €5,066 | €7,228 | ▲ 42.7% |
| Suppliers440/4 | - | €9,483 | €7,911 | €5,066 | €7,228 | ▲ 42.7% |
| Taxes, remuneration and social security45 | - | €12,336 | €12,599 | €20,796 | €24,187 | ▲ 16.3% |
| Taxes450/3 | - | €6,601 | €4,873 | €13,561 | €19,050 | ▲ 40.5% |
| Remuneration and social security454/9 | - | €5,735 | €7,726 | €7,236 | €5,137 | ▼ 29.0% |
| Other amounts payable47/48 | - | €20,000 | €23,719 | €50,770 | €322,980 | ▲ 536% |
| Accrued charges and deferred income492/3 | - | €666 | €1,156 | €1,695 | €3,716 | ▲ 119% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €20,597 | €28,310 | -€35,265 | €9,771 | €13,967 | ▲ 43.0% |
| + Depreciation and write-downs630 | €13,976 | €13,973 | €13,892 | €15,861 | €47,907 | ▲ 202% |
| Operating cash flow (approximation) | €34,573 | €42,284 | -€21,373 | €25,632 | €61,874 | ▲ 141% |
| Investment in fixed assets (approximation) | - | -€19,683 | -€13,101 | -€21,129 | -€876,952 | ▼ 4,050% |
| Change in cash | - | -€201,002 | €33,279 | €26,429 | €12,590 | ▼ 52.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €9,771
Net result €9,771 after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet -€35,265
Net result drops to -€35,265, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 90 days late
2020
16-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 138 days late
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 184 days late
2019
31-12
Financial
Highest result since 2018net €44,859 ▲1,472%
Operating result €66,028, net result €44,859, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.04
Current ratio from 1.00 to 2.04; short-term debt falls from €131,977 to €64,274.
2017
02-08
State Gazette act
General meeting · Capital increase
Capital · Legal-form conversion · Stefaan Laga
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2017
Ground area
888 m²
Building footprint
173 m²
Volume, LiDAR
960 m³
Parcel 44064B0758/00C000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GUIVALL
since 20172.269.039.242
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064B0758/00C000 | Flanders | 888 m² | 1 · 173 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyThe connected companies are in the list below.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, scroll to zoom.
Linked via shared directors
4 HEALTHY PETS
Shared director
→
Similar companies · same sector, comparable size
GOOD VIBES UNLIMITED
BE 1005.971.360
Mouscron · Eq €32,637
CHARIPICKERS
BE 0725.724.504
Zaventem · Eq €32,643
Success Pôle
BE 0540.554.670
Waremme · Eq €32,650
VOOYZ
BE 0811.671.650
Brussel · Eq €32,653
BE PURPLE CONSULTING
BE 0793.598.867
Brussel · Eq €32,612
Of 13,417 companies in sector 73300 we hold annual accounts for 6,907. 5,216 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-06-2017
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0677779877
Also
9925:BE0677779877
Registered
11-06-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.