LAS & CONSTRUCTIE STIJN
ActiveThe computed 12-month bankruptcy probability of LAS & CONSTRUCTIE STIJN is 2.4% (moderate). The 2024 annual accounts show equity of €24k and a net result of €4k. Its solvency ranks better than 20% of 2438 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability87▼-13
Solvency12▲+2
Growth52
Stability94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity short (current ratio 0.56 against 0.57 in 2023), and 84.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
15.9%
Return on assets
2.8%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 2438 sector peers (2024).
NBB · sector comparisonPosition among 2438 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
52 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€24k▲ 21.1%
2023 · €20k
2023: €20k
2023 → 2024
Total assets
€151k▼ 4.9%
2023 · €159k
2023: €159k
2023 → 2024
Net result
€4k▼ 71.8%
2023 · €15k
2023: €15k
2023 → 2024
Working capital
€-53k▼ 35.6%
2023 · €-39k
2023: €-39k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€20k-€24k▲ 21.1%
Operating result€15k-€10k▼ 34.5%
Net result€15k-€4k▼ 71.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 35% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €151k
Fixed assets
€83k▼ 23.3%
Current assets
€68k▲ 34.1%
Equity and liabilities €151k
Equity
€24k▲ 21.1%
Debt
€127k▼ 8.6%
The debt ratio falls from 87.5% to 84.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€36k▼
2023 · €39k
Cash flow
€31k▼
2023 · €39k
Solvency
15.9%▲
2023 · 12.5%
Current ratio
0.56▼
2023 · 0.57
Quick ratio
0.56▼
2023 · 0.57
Debt / equity
5.27▼
2023 · 6.98
ROE
17.4%▼
2023 · 74.9%
ROA
2.8%▼
2023 · 9.4%
Interest coverage
7.99▼
2023 · 151.23
Debt
€127k▼
2023 · €139k
Debt ≤ 1 year
€122k▲
2023 · €90k
Debt > 1 year
€5k▼
2023 · €49k
Income taxes
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€159k€151k▼
Fixed assets21/28€108k€83k▼
Tangible fixed assets22/27€108k€83k▼
Plant, machinery and equipment23€108k€82k▼
Furniture and vehicles24-€1k
Current assets29/58€51k€68k▲
Amounts receivable within one year40/41€13k€66k▲
Trade receivables40€10k€57k▲
Other amounts receivable41€3k€10k▲
Cash at bank and in hand54/58€38k-
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€159k€151k▼
Equity10/15€20k€24k▲
Contributions10/11€5k€5k=
Reserves13€10k€10k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€5k€9k▲
Amounts payable17/49€139k€127k▼
Amounts payable after more than one year17€49k€5k▼
Other amounts payable178/9€49k€5k▼
Amounts payable within one year42/48€90k€122k▲
Current portion of amounts payable after more than one year42€16k€18k▲
Trade debts44€3k-
Suppliers440/4€3k-
Taxes, remuneration and social security45-€5k
Taxes450/3-€5k
Other amounts payable47/48€71k€98k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€27k▲
Other operating charges640/8€525€141▼
Gross operating margin9900€39k€37k▼
Operating profit (loss)9901€15k€10k▼
Financial income75/76B€107-
Recurring financial income75€107-
Financial charges65/66B€257€5k▲
Recurring financial charges65€257€5k▲
Profit (loss) for the period before taxes9903€15k€5k▼
Income taxes67/77-€1k
Profit (loss) for the period9904€15k€4k▼
Profit (loss) for the period to be appropriated9905€15k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€15k€9k▼
Profit (loss) brought forward from the previous period14P-€5k
Transfer to equity691/2€10k-
To other reserves6921€10k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
21-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 52 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Denen 93A9080 LochristiGround area
8,758 m²
Building footprint
7,077 m²
Volume, LiDAR
30,334 m³
Parcel 44034B0482/00B002, Flanders · tallest building 7.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
LAS & CONSTRUCTIE STIJN
since 20222.337.530.942
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44034B0482/00B002 | Flanders | 8,758 m² | 1 · 7,077 m² | 7.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
METAALWERKEN VINTS
BE 0810.922.869
Beringen · Eq €24k
APACO
BE 1017.307.591
Brasschaat · Eq €24k
A@M
BE 0833.299.482
Kortemark · Eq €24k
BG Lastechniek
BE 1003.945.545
Oud-Turnhout · Eq €24k
HTB CONSTRUCT
BE 0778.319.486
Veurne · Eq €24k
Of 3,964 companies in sector 25110 we hold annual accounts for 2,132. 1,113 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-10-2022
Fiscal year end31-12
Activities, NACEBEL
25110Manufacture of metal structures and parts of structures
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.