Jens-Construct
ActiveThe computed 12-month bankruptcy probability of Jens-Construct is 1.9% (moderate). The 2025 annual accounts show equity of €95k and a net result of €29k. Equity is growing by ~51% per year across the filed fiscal years. Its solvency ranks better than 65% of 1888 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency94▼-6
Growth78=
Stability94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 1.81 against 2.28 in 2024), and 39.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.4%
Return on assets
18.3%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€95k▲ 43.4%
2024 · €67k
2023: €28k
2024: €67k
2023 → 2025
Total assets
€158k▲ 69.2%
2024 · €93k
2023: €78k
2024: €93k
2023 → 2025
Net result
€29k▼ 25.7%
2024 · €39k
2023: €25k
2024: €39k
2023 → 2025
Working capital
€38k▲ 30.2%
2024 · €30k
2023: €-12k
2024: €30k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€28k-€67k▲ 141%€95k▲ 43.4%
Operating result€33k-€51k▲ 54.8%€38k▼ 26.4%
Net result€25k-€39k▲ 58.0%€29k▼ 25.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €158k
Fixed assets
€72k▲ 76.5%
Current assets
€86k▲ 63.6%
Equity and liabilities €158k
Equity
€95k▲ 43.4%
Debt
€62k▲ 133%
The debt ratio rises from 28.7% to 39.6%: debt grows faster than equity.
Key figures and ratios
EBITDA
€57k▼
2024 · €65k
Cash flow
€48k▼
2024 · €53k
Solvency
60.4%▼
2024 · 71.3%
Current ratio
1.81▼
2024 · 2.28
Quick ratio
1.16▼
2024 · 1.94
Debt / equity
0.65▲
2024 · 0.40
ROE
30.3%▼
2024 · 58.5%
ROA
18.3%▼
2024 · 41.7%
Interest coverage
32.83▲
2024 · 29.86
Debt
€62k▲
2024 · €27k
Debt ≤ 1 year
€48k▲
2024 · €23k
Debt > 1 year
€15k▲
2024 · €4k
Income taxes
€7k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€93k€158k▲
Fixed assets21/28€41k€72k▲
Intangible fixed assets21€349€249▼
Tangible fixed assets22/27€35k€66k▲
Plant, machinery and equipment23€13k€55k▲
Furniture and vehicles24€21k€11k▼
Financial fixed assets28€6k€6k=
Current assets29/58€53k€86k▲
Stocks and contracts in progress3€8k€31k▲
Stocks30/36€8k€31k▲
Amounts receivable within one year40/41€12k€19k▲
Trade receivables40€1k€8k▲
Other amounts receivable41€11k€11k▲
Cash at bank and in hand54/58€30k€33k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€93k€158k▲
Equity10/15€67k€95k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€64k€92k▲
Amounts payable17/49€27k€62k▲
Amounts payable after more than one year17€4k€15k▲
Financial debts170/4€4k€15k▲
Amounts payable within one year42/48€23k€48k▲
Current portion of amounts payable after more than one year42€4k€8k▲
Trade debts44€12k€8k▼
Suppliers440/4€12k€8k▼
Taxes, remuneration and social security45€2k€1k▼
Taxes450/3€2k€1k▼
Other amounts payable47/48€5k€31k▲
Accrued charges and deferred income492/3€65€65=
Income statement
Code20242025
Non-recurring operating income76A-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€19k▲
Other operating charges640/8€938€1k▲
Non-recurring operating charges66A€106€0▼
Gross operating margin9900€66k€58k▼
Operating profit (loss)9901€51k€38k▼
Financial income75/76B€64€19▼
Recurring financial income75€64€19▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€49k€36k▼
Income taxes67/77€10k€7k▼
Profit (loss) for the period9904€39k€29k▼
Profit (loss) for the period to be appropriated9905€39k€29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€64k€92k▲
Profit (loss) brought forward from the previous period14P€25k€64k▲
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2023net €39k ▲58%
Operating result €51k, net result €39k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 2.28
Current ratio from 0.71 to 2.28; short-term debt falls from €43k to €23k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Haanhoutstraat 1089080 LochristiGround area
2,414 m²
Building footprint
151 m²
Volume, LiDAR
637 m³
Parcel 44008A0223/00E002, Flanders · tallest building 9.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Jens-Construct
since 20232.346.768.609
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44008A0223/00E002 | Flanders | 2,414 m² | 1 · 151 m² | 9.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MB METAL
BE 0840.100.865
Liège · Eq €95k
T&D CONSTRUCT
BE 0790.654.324
Ichtegem · Eq €95k
JP SYSTEMS
BE 0716.630.060
Tournai · Eq €95k
FAST METAL PROJECTS
BE 0823.055.391
Nazareth-De Pinte · Eq €96k
SINOX
BE 0563.707.481
Bernissart · Eq €96k
Of 3,964 companies in sector 25110 we hold annual accounts for 2,133. 1,608 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-06-2023
Fiscal year end31-12
Activities, NACEBEL
25110Manufacture of metal structures and parts of structures
33110Repair and maintenance of fabricated metal products
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.