DB WORKX
ActiveThe computed 12-month bankruptcy probability of DB WORKX is 2.0% (moderate). The 2025 annual accounts show equity of €37k and a net result of €3k. Equity is shrinking by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 27% of 1839 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
64
/ 100
Healthy▲ +14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38▲+38
Solvency35▼-10
Growth32=
Stability94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.06 against 1.13 in 2024), and 76.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.2%
Return on assets
1.8%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
6 d late
2024
1 d early
2023
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
05-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€37k▲ 8.3%
2024 · €34k
2023: €42k
2024: €34k
2023 → 2025
Total assets
€161k▲ 27.8%
2024 · €126k
2023: €153k
2024: €126k
2023 → 2025
Net result
€3k
2024 · €-8k
2023: €38k
2024: €-8k
2023 → 2025
Working capital
€6k▲ 16.5%
2024 · €5k
2023: €-12k
2024: €5k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€42k-€34k▼ 18.9%€37k▲ 8.3%
Operating result€54k-€-4k€8k
Net result€38k-€-8k€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €8k after a loss of €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €161k
Fixed assets
€69k▼ 19.3%
Current assets
€92k▲ 126%
Equity and liabilities €161k
Equity
€37k▲ 8.3%
Debt
€124k▲ 35.2%
The debt ratio rises from 72.6% to 76.8%: debt grows faster than equity.
Key figures and ratios
EBITDA
€33k▲
2024 · €17k
Cash flow
€27k▲
2024 · €13k
Solvency
23.2%▼
2024 · 27.4%
Current ratio
1.06▼
2024 · 1.13
Quick ratio
1.00▲
2024 · 0.99
Debt / equity
3.31▲
2024 · 2.65
ROE
7.6%▲
2024 · -23.2%
ROA
1.8%▲
2024 · -6.4%
Interest coverage
7.37▲
2024 · 3.12
Debt
€124k▲
2024 · €91k
Debt ≤ 1 year
€87k▲
2024 · €36k
Debt > 1 year
€37k▼
2024 · €55k
Income taxes
€874▲
2024 · €344
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€126k€161k▲
Fixed assets
21/28€85k€69k▼
Tangible fixed assets
22/27€85k€69k▼
Current assets
29/58€41k€92k▲
Stocks & contracts in progress
3€5k€6k▲
Amounts receivable within one year
40/41€33k€82k▲
Cash & bank
54/58€1k€3k▲
Total equity & liabilities
10/49€126k€161k▲
Equity
10/15€34k€37k▲
Contributions / capital
10/11€4k€4k=
Reserves
13€38k€38k=
Accumulated profits (losses)
14€-8k€-5k▲
Amounts payable
17/49€91k€124k▲
Amounts payable after one year
17€55k€37k▼
Amounts payable within one year
42/48€36k€87k▲
Trade debts payable within one year
44€7k€52k▲
Income statement
Code20242025
Gross operating margin
9900€19k€34k▲
Operating result
9901€-4k€8k▲
Financial income
75€2k€18▼
Financial charges
65€6k€4k▼
Result before taxes
9903€-8k€4k▲
Income taxes
67/77€344€874▲
Net result for the period
9904€-8k€3k▲
Result to be appropriated
9905€-8k€3k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
2025
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-8k ▼121%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
AREND
BE 0848.097.922
Aalst · Eq €37k
Inotig
BE 0783.847.102
Erpe-Mere · Eq €38k
DOCKX LAS- EN CONSTRUCTIEWERKEN
BE 0889.036.672
Sint-Katelijne-Waver · Eq €38k
TECHNIBAT
BE 1011.535.004
Theux · Eq €37k
ROMBAUT KOEN
BE 0794.682.792
Sint-Niklaas · Eq €38k
Of 3,981 companies in sector 25110 we hold annual accounts for 2,109. 1,289 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-2022
Fiscal year end31-12
Activities, NACEBEL
25110Manufacture of metal structures and parts of structures
45310
46720Wholesale of motor vehicle parts and accessories
49410Freight transport by road
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
81300Landscape service activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-07-2026. Scores and ratios are computed by Checked and are not a credit decision.