Larvotto

Active

Private limited companyfounded 20251 yr activeLeopoldlaan 92, 8430 Middelkerke, BelgiumKBO/BCE: BE 1018.513.262

The computed 12-month bankruptcy probability of Larvotto is 3.6% (moderate). The 2025 annual accounts show equity of €990 and a net result of €-14k. Its solvency ranks better than 28% of 13009 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

5 / 100

Critical

The score combines four axes. Every signal that weighs is under Signals.

Axes

Profitability0

Solvency6

Growth-

Stability67

Bankruptcy probability, 12 months

3.6% Moderate

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.64), and 96.1% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

3.9%

Return on assets

-55.9%

Age of the figures

8 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-08-2026, 15 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

15 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€990

Total assets

€25k

Net result

€-14k

Working capital

€-9k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €25k

38.7%

61.3%

Fixed assets €10k

Current assets €15k

Equity and liabilities €25k

96.1%

Equity €990

Debt €24k

Debt finances 96.1% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€-13k

Cash flow

€-13k

Solvency

3.9%

Current ratio

0.64

Quick ratio

0.56

ROA

-55.9%

Interest coverage

-63.10

Debt

€24k

Debt ≤ 1 year

€24k

Staff costs

€9k

Equity ratios withheld: equity of €990 is too small for a meaningful ratio.

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€25k

Fixed assets21/28€10k

Tangible fixed assets22/27€6k

Other tangible fixed assets26€6k

Financial fixed assets28€4k

Current assets29/58€15k

Stocks and contracts in progress3€2k

Stocks30/36€2k

Amounts receivable within one year40/41€341

Other amounts receivable41€341

Cash at bank and in hand54/58€12k

Deferred charges and accrued income490/1€1k

Equity and liabilities

Total equity and liabilities10/49€25k

Equity10/15€990

Contributions10/11€15k

Profit (loss) carried forward14€-14k

Amounts payable17/49€24k

Amounts payable within one year42/48€24k

Trade debts44€836

Suppliers440/4€836

Taxes, remuneration and social security45€3k

Taxes450/3€1k

Remuneration and social security454/9€2k

Other amounts payable47/48€20k

Income statement Code2025

Remuneration, social security and pensions62€9k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€917

Other operating charges640/8€4k

Gross operating margin9900€48

Operating profit (loss)9901€-14k

Financial income75/76B€0

Recurring financial income75€0

Financial charges65/66B€204

Recurring financial charges65€204

Profit (loss) for the period before taxes9903€-14k

Profit (loss) for the period9904€-14k

Profit (loss) for the period to be appropriated9905€-14k

Appropriation of the result

Profit (loss) to be appropriated9906€-14k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

15-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 15 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Middelkerke · 1 establishment unit since 2025

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Leopoldlaan 928430 Middelkerke

Ground area

126 m²

Building footprint

117 m²

Volume, LiDAR

1,842 m³

Parcel 35011B0180/00S082, Flanders · tallest building 20.3 m, ±6 floors. Linked by address, not a title deed.

1 establishment unit

Larvotto

Leopoldlaan 92, 8430 MiddelkerkeFull-service restaurants

since 20252.368.312.408

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
35011B0180/00S082	Flanders	126 m²	1 · 117 m²	20.3 m · 6 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Middelkerke2.368.312.408

1 permission

Toelating · Eetgelegenheid · since 16-01-2025

Similar companies · same sector, comparable size

MOS + MOK

BE 0746.720.351

Sint-Niklaas · Eq €992

Ham-sur-Heure-Nalinnes · Eq €999

RAVITO PARTNER

BE 1031.431.781

Dinant · Eq €979

Of 21,633 companies in sector 56112 we hold annual accounts for 9,658. 1,761 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded09-01-2025

Fiscal year end31-12

Activities, NACEBEL

56112Limited-service restaurants, excluding mobile food services

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.