MOS + MOK
ActiveThe computed 12-month bankruptcy probability of MOS + MOK is 4.5% (elevated). The 2025 annual accounts show negative equity (€-12k) and a net result of €2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 17% of 13044 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
21
/ 100
Critical▲ +14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency39▲+5
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
4.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.77 against 0.54 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-34.1%
Return on assets
6.2%
Age of the figures
11 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 13044 sector peers (2025).
NBB · sector comparisonPosition among 13044 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-04-2026, 7 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
7 d early
2024
5 d early
2023
14 d early
2022
25 d early
2021
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€74k
EBIT margin
-5.4%
Net result
€2k
2024 · €-11k
2021: €-4k
2022: €-6k
2023: €2k
2024: €-11k
2021 → 2025
Working capital
€-6k▲ 49.6%
2024 · €-13k
2021: €-16k
2022: €-17k
2023: €-700
2024: €-13k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€74k-
Equity€992-€-5k€-4k▲ 31.6%€-15k▼ 288%€-12k▲ 15.3%
Operating result€-4k-€-6k▼ 40.7%€3k€-10k€3k
Net result€-4k-€-6k▼ 61.8%€2k€-11k€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €3k after a loss of €10k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €36k
Fixed assets
€14k▼ 24.3%
Current assets
€22k▲ 45.7%
Key figures and ratios
EBITDA
€7k▲
2024 · €-5k
Cash flow
€7k▲
2024 · €-6k
Solvency
-34.1%▲
2024 · -43.2%
Current ratio
0.77▲
2024 · 0.54
Quick ratio
0.71▲
2024 · 0.44
Debt / equity
-3.93▼
2024 · -3.32
ROE
-18.1%▼
2024 · 74.3%
ROA
6.2%▲
2024 · -32.0%
Interest coverage
14.55▲
2024 · -4.11
Debt
€49k▲
2024 · €48k
Debt ≤ 1 year
€29k▲
2024 · €28k
Debt > 1 year
€20k=
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€34k€36k▲
Fixed assets21/28€19k€14k▼
Intangible fixed assets21€548€83▼
Tangible fixed assets22/27€16k€12k▼
Land and buildings22€9k€8k▼
Plant, machinery and equipment23€7k€4k▼
Furniture and vehicles24€51-
Financial fixed assets28€2k€2k=
Current assets29/58€15k€22k▲
Stocks and contracts in progress3€3k€2k▼
Stocks30/36€3k€2k▼
Amounts receivable within one year40/41€201€4k▲
Trade receivables40€135€3k▲
Other amounts receivable41€66€1k▲
Cash at bank and in hand54/58€10k€8k▼
Deferred charges and accrued income490/1€2k€8k▲
Equity and liabilities
Total equity and liabilities10/49€34k€36k▲
Equity10/15€-15k€-12k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-20k€-17k▲
Amounts payable17/49€48k€49k▲
Amounts payable after more than one year17€20k€20k=
Financial debts170/4€20k€20k=
Amounts payable within one year42/48€28k€29k▲
Current portion of amounts payable after more than one year42€223€335▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Advances received on contracts in progress46€2k€5k▲
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€1k€2k▲
Remuneration and social security454/9€2k-
Other amounts payable47/48€20k€20k▲
Accrued charges and deferred income492/3€394-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▼
Other operating charges640/8€649€1k▲
Gross operating margin9900€-4k€8k▲
Operating profit (loss)9901€-10k€3k▲
Financial income75/76B€16€41▲
Recurring financial income75€16€41▲
Financial charges65/66B€1k€498▼
Recurring financial charges65€1k€498▼
Profit (loss) for the period before taxes9903€-11k€2k▲
Income taxes67/77€5-
Profit (loss) for the period9904€-11k€2k▲
Profit (loss) for the period to be appropriated9905€-11k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-20k€-17k▲
Profit (loss) brought forward from the previous period14P€-9k€-20k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
25-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-11k ▼723%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
16-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
05-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
06-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mercatorstraat 39100 Sint-NiklaasGround area
106 m²
Building footprint
106 m²
Volume, LiDAR
962 m³
Parcel 46447B0464/00X000, Flanders · tallest building 14.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MOS + MOK
since 20202.302.539.082
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46447B0464/00X000 | Flanders | 105 m² | 1 · 105 m² | 14.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ONIRO IK
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DA ME
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HOMIGA
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Of 21,633 companies in sector 56112 we hold annual accounts for 9,658. 1,762 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-05-2020
Fiscal year end30-09
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
47761Retail sale of flowers, plants, seeds and fertilisers
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.