LANCO DESIGN
ActiveLANCO DESIGN has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €602k and a net result of €111k. Equity is growing by ~14.8% per year across the filed fiscal years. Its solvency ranks better than 50% of 627 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78=
Solvency67▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 1.02 in 2024; short-term debt: 43.1% and cash: 2.1% of total assets), and 57.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.3%
Return on assets
7.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
9 d early
2023
14 d early
2022
30 d late
2021
22 d late
2020
25 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€602k▲ 22.6%
2024 · €491k
2018: €274k
2019: €242k
2020: €271k
2021: €290k
2022: €333k
2023: €408k
2024: €491k
2018 → 2025
Total assets
€1.43M▲ 29.6%
2024 · €1.10M
2018: €1.10M
2019: €1.24M
2020: €1.07M
2021: €1.05M
2022: €1.33M
2023: €1.08M
2024: €1.10M
2018 → 2025
Net result
€111k▲ 33.3%
2024 · €83k
2018: €64k
2019: €-32k
2020: €65k
2021: €85k
2022: €108k
2023: €75k
2024: €83k
2018 → 2025
Working capital
€107k▲ 1,356%
2024 · €7k
2018: €-70k
2019: €-149k
2020: €-70k
2021: €-169k
2022: €-222k
2023: €-93k
2024: €7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€290k-€333k▲ 15.0%€408k▲ 22.6%€491k▲ 20.4%€602k▲ 22.6%
Operating result€135k-€152k▲ 12.4%€140k▼ 8.0%€158k▲ 12.9%€186k▲ 18.1%
Net result€85k-€108k▲ 26.6%€75k▼ 30.3%€83k▲ 11.0%€111k▲ 33.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 18% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.43M
Fixed assets
€704k▲ 8.1%
Current assets
€721k▲ 60.7%
Equity and liabilities €1.43M
Equity
€602k▲ 22.6%
Debt
€823k▲ 35.2%
The debt ratio rises from 55.4% to 57.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€304k▲
2024 · €268k
Cash flow
€229k▲
2024 · €194k
Solvency
42.3%▼
2024 · 44.6%
Current ratio
1.17▲
2024 · 1.02
Quick ratio
0.72▲
2024 · 0.53
Debt / equity
1.37▲
2024 · 1.24
ROE
18.4%▲
2024 · 17.0%
ROA
7.8%▲
2024 · 7.6%
Interest coverage
9.96▲
2024 · 7.33
Debt
€823k▲
2024 · €609k
Debt ≤ 1 year
€614k▲
2024 · €442k
Debt > 1 year
€209k▲
2024 · €167k
Income taxes
€48k▲
2024 · €39k
Staff costs
€672k▲
2024 · €587k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.10M€1.43M▲
Fixed assets21/28€651k€704k▲
Intangible fixed assets21€3k€2k▼
Tangible fixed assets22/27€645k€700k▲
Land and buildings22€497k€459k▼
Plant, machinery and equipment23€117k€226k▲
Furniture and vehicles24€32k€14k▼
Financial fixed assets28€3k€3k=
Current assets29/58€449k€721k▲
Stocks and contracts in progress3€215k€280k▲
Stocks30/36€215k€280k▲
Amounts receivable within one year40/41€172k€411k▲
Trade receivables40€171k€391k▲
Other amounts receivable41€791€19k▲
Cash at bank and in hand54/58€62k€30k▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€1.10M€1.43M▲
Equity10/15€491k€602k▲
Contributions10/11€30k€30k=
Reserves13€461k€572k▲
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€458k€569k▲
Amounts payable17/49€609k€823k▲
Amounts payable after more than one year17€167k€209k▲
Financial debts170/4€167k€209k▲
Amounts payable within one year42/48€442k€614k▲
Current portion of amounts payable after more than one year42€87k€75k▼
Financial debts43€8k€8k▼
Credit institutions430/8€8k€8k▼
Trade debts44€119k€275k▲
Suppliers440/4€119k€275k▲
Taxes, remuneration and social security45€100k€90k▼
Taxes450/3€2k€19k▲
Remuneration and social security454/9€98k€71k▼
Other amounts payable47/48€128k€167k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€587k€672k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€110k€118k▲
Other operating charges640/8€8k€11k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€864k€988k▲
Operating profit (loss)9901€158k€186k▲
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€37k€31k▼
Recurring financial charges65€37k€31k▼
Profit (loss) for the period before taxes9903€123k€159k▲
Income taxes67/77€39k€48k▲
Profit (loss) for the period9904€83k€111k▲
Profit (loss) for the period to be appropriated9905€83k€111k▲
Appropriation of the result
Profit (loss) to be appropriated9906€83k€111k▲
Transfer to equity691/2€83k€111k▲
To other reserves6921€83k€111k▲
Social balance
Average headcount (FTE)90879.00.0▼
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €111k ▲33.3%
Operating result €186k, net result €111k, both a record.
31-12
Financial
Equity above €500kEq €602k ▲22.6%
6 profitable years in a row build equity to €602k.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 22 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 25 days late
2020
31-12
Financial
Back to profitnet €65k
Net result €65k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €-32k ▼151%
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 20 days late
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostrozebeke · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Goudenappelstraat 98780 OostrozebekeGround area
2,268 m²
Building footprint
1,051 m²
Volume, LiDAR
7,334 m³
Parcel 37010D0141/00Y000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LANCO DESIGN
since 20102.188.131.443
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37010D0141/00Y000 | Flanders | 2,268 m² | 1 · 1,051 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 5,473 EUR awarded · 5,473 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 173 EUR |
| 2024 | 1 | 173 EUR | 0 EUR |
| 2022 | 2 | 5,300 EUR | 5,300 EUR |
Schemes
Vlaams opleidingsverlof (VOV)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
98450037ZCAF03CE1347
Similar companies · same sector, comparable size
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INTERIEURBOUW SPOELDERS
BE 0885.985.231
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INTERIOR DECLERCQ
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PRO INTERIOR
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Stekene · Eq €496k
Of 1,451 companies in sector 74130 we hold annual accounts for 341. 158 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-04-2010
Fiscal year end31-12
Activities, NACEBEL
31004Manufacture of dining room, living room, bedroom and bathroom furniture
74104Other professional, scientific and technical activities
74130Interior design
43211General electrical installation work
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.