OLAB
ActiveOLAB has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €287k and a net result of €125k. Equity is shrinking by ~3% per year across the filed fiscal years. Its solvency ranks better than 19% of 9369 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
68
/ 100
Healthy▲ +15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency25▲+7
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity tight (current ratio 1.12 against 1.0 in 2024), and 83.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.3%
Return on assets
7.1%
Age of the figures
14 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 9369 sector peers (2025).
NBB · sector comparisonPosition among 9369 sector peers
Solvency
better than 19%
← weakest
strongest →
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €287k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-01-2026, 26 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
26 d early
2024
8 d early
2023
42 d early
2022
43 d early
2021
24 d early
2020
15 d early
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€287k▲ 77.5%
2024 · €161k
2019: €220k
2020: €220k
2021: €221k
2022: €172k
2023: €174k
2024: €161k
2019 → 2025
Total assets
€1.76M▲ 12.5%
2024 · €1.57M
2019: €240k
2020: €1.11M
2021: €1.30M
2022: €1.23M
2023: €1.33M
2024: €1.57M
2019 → 2025
Net result
€125k▼ 62.1%
2024 · €330k
2019: €66k
2020: €80k
2021: €36k
2022: €46k
2023: €182k
2024: €330k
2019 → 2025
Working capital
€100k
2024 · €-746
2019: €151k
2020: €105k
2021: €147k
2022: €60k
2023: €23k
2024: €-746
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€221k-€172k▼ 22.4%€174k▲ 1.4%€161k▼ 7.2%€287k▲ 77.5%
Operating result€62k-€79k▲ 27.1%€252k▲ 219%€464k▲ 84.6%€213k▼ 54.2%
Net result€36k-€46k▲ 28.3%€182k▲ 295%€330k▲ 80.8%€125k▼ 62.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 54% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.76M
Fixed assets
€830k▼ 2.3%
Current assets
€931k▲ 30.1%
Equity and liabilities €1.76M
Equity
€287k▲ 77.5%
Debt
€1.47M▲ 5.0%
The debt ratio falls from 89.7% to 83.7%: equity grows faster than debt.
Key figures and ratios
EBITDA
€380k▼
2024 · €605k
Cash flow
€293k▼
2024 · €470k
Solvency
16.3%▲
2024 · 10.3%
Current ratio
1.12▲
2024 · 1.00
Quick ratio
1.12▲
2024 · 1.00
Debt / equity
5.14▼
2024 · 8.70
ROE
43.7%▼
2024 · 204.3%
ROA
7.1%▼
2024 · 21.1%
Interest coverage
18.03▼
2024 · 52.75
Debt
€1.47M▲
2024 · €1.40M
Debt ≤ 1 year
€830k▲
2024 · €716k
Debt > 1 year
€624k▼
2024 · €688k
Income taxes
€67k▼
2024 · €125k
Staff costs
€109k▲
2024 · €102k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.57M€1.76M▲
Fixed assets21/28€850k€830k▼
Intangible fixed assets21€2k€954▼
Tangible fixed assets22/27€848k€829k▼
Land and buildings22€740k€733k▼
Plant, machinery and equipment23€70k€69k▼
Furniture and vehicles24€33k€24k▼
Other tangible fixed assets26€5k€3k▼
Current assets29/58€715k€931k▲
Amounts receivable after more than one year29-€11k
Other amounts receivable291-€11k
Amounts receivable within one year40/41€165k€473k▲
Trade receivables40€161k€452k▲
Other amounts receivable41€4k€21k▲
Cash at bank and in hand54/58€547k€442k▼
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€1.57M€1.76M▲
Equity10/15€161k€287k▲
Contributions10/11€25k€25k=
Reserves13€136k€262k▲
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€134k€259k▲
Amounts payable17/49€1.40M€1.47M▲
Amounts payable after more than one year17€688k€624k▼
Financial debts170/4€688k€624k▼
Amounts payable within one year42/48€716k€830k▲
Current portion of amounts payable after more than one year42€63k€63k▲
Trade debts44€106k€281k▲
Suppliers440/4€106k€281k▲
Advances received on contracts in progress46€9k-
Taxes, remuneration and social security45€68k€94k▲
Taxes450/3€52k€76k▲
Remuneration and social security454/9€16k€18k▲
Other amounts payable47/48€471k€392k▼
Accrued charges and deferred income492/3-€19k
Income statement
Code20242025
Remuneration, social security and pensions62€102k€109k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€140k€168k▲
Other operating charges640/8€14k€11k▼
Gross operating margin9900€721k€500k▼
Operating profit (loss)9901€464k€213k▼
Financial income75/76B€2k€362▼
Recurring financial income75€2k€362▼
Financial charges65/66B€11k€21k▲
Recurring financial charges65€11k€21k▲
Profit (loss) for the period before taxes9903€455k€192k▼
Income taxes67/77€125k€67k▼
Profit (loss) for the period9904€330k€125k▼
Profit (loss) for the period to be appropriated9905€330k€125k▼
Appropriation of the result
Profit (loss) to be appropriated9906€330k€125k▼
Transfer from equity791/2€142k-
Transfer to equity691/2€130k€125k▼
To other reserves6921€130k€125k▼
Profit to be distributed694/7€342k-
Return on contributions (dividend)694€342k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Equity above €200kEq €287k ▲77.5%
7 profitable years in a row build equity to €287k.
23-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2019net €330k ▲80.8%
Operating result €464k, net result €330k, both a record.
2023
20-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
19-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
07-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €36k ▼54.8%
Net result drops to €36k, the lowest in the series; recovery starts the following year.
16-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lievens-Houtem · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogbavegemstraat 269520 Sint-Lievens-HoutemGround area
8,796 m²
Building footprint
1,467 m²
Volume, LiDAR
12,285 m³
Parcel 41007A0190/00M000, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
OLAB
since 20172.267.677.777
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41007A0190/00M000 | Flanders | 8,796 m² | 1 · 1,467 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
STUDIO STONE
BE 0501.692.413
Tielt · Eq €288k
BLUE WAY
BE 0479.299.071
Dilbeek · Eq €285k
Kupco
BE 0836.235.713
Holsbeek · Eq €288k
VAN HESE
BE 0464.500.534
Lokeren · Eq €285k
NIVO DESIGN en PRODUKTONTWIKKELING
BE 0450.050.603
Diepenbeek · Eq €290k
Of 3,910 companies in sector 71112 we hold annual accounts for 1,290. 874 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-05-2016
Fiscal year end30-06
Activities, NACEBEL
71112Activities of interior architects
74104Other professional, scientific and technical activities
74130Interior design
71111Activities of building architects
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.