M M INTERIOR
ActiveM M INTERIOR has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €835k and a net result of €679k. Equity is shrinking by ~11.1% per year across the filed fiscal years. Its solvency ranks better than 62% of 620 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +88 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency92▲+49
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 1.75 against 0.56 in 2024), and 43.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.7%
Return on assets
46.1%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €835k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
46 d early
2023
8 d early
2022
6 d early
2021
17 d early
2020
12 d early
2019
38 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€835k▲ 151%
2024 · €333k
2018: €1.24M
2019: €1.14M
2020: €991k
2021: €1.01M
2022: €870k
2023: €670k
2024: €333k
2018 → 2025
Total assets
€1.47M▲ 47.3%
2024 · €1,000k
2018: €1.75M
2019: €1.65M
2020: €1.67M
2021: €1.58M
2022: €1.59M
2023: €1.51M
2024: €1,000k
2018 → 2025
Net result
€679k
2024 · €-112k
2018: €185k
2019: €226k
2020: €177k
2021: €22k
2022: €125k
2023: €-15k
2024: €-112k
2018 → 2025
Working capital
€474k
2024 · €-293k
2018: €342k
2019: €397k
2020: €384k
2021: €421k
2022: €328k
2023: €66k
2024: €-293k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.01M-€870k▼ 14.0%€670k▼ 23.0%€333k▼ 50.3%€835k▲ 151%
Operating result€36k-€191k▲ 426%€55k▼ 71.1%€-94k€957k
Net result€22k-€125k▲ 470%€-15k€-112k▼ 651%€679k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €957k after a loss of €94k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.47M
Fixed assets
€362k▼ 42.1%
Current assets
€1.11M▲ 197%
Equity and liabilities €1.47M
Equity
€835k▲ 151%
Debt
€638k▼ 4.3%
The debt ratio falls from 66.7% to 43.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€1.01M▲
2024 · €-36k
Cash flow
€730k▲
2024 · €-55k
Solvency
56.7%▲
2024 · 33.3%
Current ratio
1.75▲
2024 · 0.56
Quick ratio
1.02▲
2024 · 0.44
Debt / equity
0.76▼
2024 · 2.00
ROE
81.3%▲
2024 · -33.7%
ROA
46.1%▲
2024 · -11.2%
Interest coverage
90.59▲
2024 · -1.84
Debt
€638k▼
2024 · €667k
Debt ≤ 1 year
€636k▼
2024 · €667k
Income taxes
€274k▲
2024 · €179
Staff costs
€161k▼
2024 · €176k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1,000k€1.47M▲
Fixed assets21/28€626k€362k▼
Tangible fixed assets22/27€626k€362k▼
Land and buildings22€423k€181k▼
Plant, machinery and equipment23€85k€59k▼
Furniture and vehicles24€42k€30k▼
Other tangible fixed assets26€75k€93k▲
Current assets29/58€374k€1.11M▲
Stocks and contracts in progress3€82k€461k▲
Stocks30/36€82k€241k▲
Contracts in progress37-€220k
Amounts receivable within one year40/41€218k€185k▼
Trade receivables40€118k€67k▼
Other amounts receivable41€101k€118k▲
Cash at bank and in hand54/58€70k€461k▲
Deferred charges and accrued income490/1€4k€4k▼
Equity and liabilities
Total equity and liabilities10/49€1,000k€1.47M▲
Equity10/15€333k€835k▲
Contributions10/11€19k€19k=
Reserves13€329k€817k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€279€279=
Distributable reserves133€326k€815k▲
Profit (loss) carried forward14€-14k-
Amounts payable17/49€667k€638k▼
Amounts payable within one year42/48€667k€636k▼
Trade debts44€59k€219k▲
Suppliers440/4€59k€219k▲
Advances received on contracts in progress46€35k€117k▲
Taxes, remuneration and social security45€29k€113k▲
Taxes450/3€9k€93k▲
Remuneration and social security454/9€20k€20k▲
Other amounts payable47/48€544k€186k▼
Accrued charges and deferred income492/3€36€1k▲
Income statement
Code20242025
Remuneration, social security and pensions62€176k€161k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€57k€51k▼
Other operating charges640/8€5k€5k▼
Gross operating margin9900€145k€1.17M▲
Operating profit (loss)9901€-94k€957k▲
Financial income75/76B€1k€7k▲
Recurring financial income75€1k€7k▲
Financial charges65/66B€20k€11k▼
Recurring financial charges65€20k€11k▼
Profit (loss) for the period before taxes9903€-112k€953k▲
Income taxes67/77€179€274k▲
Profit (loss) for the period9904€-112k€679k▲
Profit (loss) for the period to be appropriated9905€-112k€679k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€665k▲
Profit (loss) brought forward from the previous period14P€98k€-14k▼
Transfer from equity791/2€225k€177k▼
Transfer to equity691/2-€665k
To other reserves6921-€665k
Profit to be distributed694/7€225k€177k▼
Return on contributions (dividend)694€225k€177k▼
Social balance
Average headcount (FTE)90872.32.2▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
State Gazette act
Statutes amendment · Resignations & appointments · RestructuringGeneral meeting · Demerger · Accounting effect14 facts ▸
State Gazette act
Statutes amendment · Resignations & appointments · Restructuring
General meeting · Demerger · Accounting effect14 facts ▸
- General meeting, 06/07/2026
- Demerger, Partiële splitsing van actief- en passiefbestanddelen van MM INTERIOR naar INTERGEM BELGIUM
- Accounting effect, 01/01/2026
- Net-asset statement, 31/12/2025
- Capital decrease, €-85.199,8
- Share issue, Nieuwe aandelen uitgegeven in ruil voor aandelen van de te splitsen vennootschap
- Name change, ONEPACE
- Purpose change, De vennootschap heeft tot voorwerp, zowel in België als in het buitenland, voor eigen rekening of voor rekening van derden, of door deelname van deze: - woningi…
- Purpose change, De vennootschap heeft tot voorwerp, in de meest ruime zin, zowel in België als in het buitenland, voor eigen rekening of voor rekening van derden of in samenwer…
- Permanent representative, BEL Gitte
- Permanent representative, HEEREN Cedric
- Mandate compensation, INTERGEM BELGIUM
- +2 further facts in this act
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €679k
Net result €679k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 1.75
Current ratio from 0.56 to 1.75; short-term debt falls from €667k to €636k.
31-12
Financial
Equity above €500kEq €835k ▲151%
Equity rises from €333k to €835k.
15-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-112k
Net result drops to €-112k, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €1MEq €1.01M ▲2.1%
4 profitable years in a row build equity to €1.01M.
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
07-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 38 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 10 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2020
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
26-08-2020
Resigned as Director
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudebaan 672610 AntwerpenGround area
2.8 ha
Building footprint
7,757 m²
Volume, LiDAR
62,769 m³
Parcel 11463D0281/00P000, Flanders · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
M M Interior
since 20052.150.361.326
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11463D0281/00P000 | Flanders | 2.8 ha | 1 · 7,757 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Acquisitions and mergers
1 transactionContributed a business line to:INTERGEM BELGIUM
Similar companies · same sector, comparable size
INTERSTYLE BELGIUM
BE 0455.413.020
Hamme (Vl.) · Eq €834k
Meubelen DE TOREN
BE 0413.814.965
Rotselaar · Eq €833k
YOUNG LINE FURNITURE
BE 0872.249.239
Izegem · Eq €832k
WoodEvents
BE 0685.579.271
Anzegem · Eq €831k
SPHERE
BE 0455.974.333
Schilde · Eq €829k
Of 2,589 companies in sector 47551 we hold annual accounts for 1,702. 1,085 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-10-2005
Fiscal year end31-12
Activities, NACEBEL
47551Retail sale of household furniture
47591Retail trade
74104Other professional, scientific and technical activities
74130Interior design
46150Agents in the wholesale of furniture, household goods and hardware
51150
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.