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LAMAIRE GUY

Active
Private limited companyfounded 20233 years activeZarrendreef 26, 8650 Houthulst, BelgiumKBO/BCE: BE 0800.255.344
Summary

The computed 12-month bankruptcy probability of LAMAIRE GUY is 11.3% (high). The 2025 annual accounts show equity of €3,699 and a net result of €59,456. Its solvency ranks better than 15% of 2,725 sector peers (NACE 41, fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€64,015total assets 2025
Equity
€3,699
Profit
€59,456
Turnover not published (abridged schema)
Financial health
31 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
11.3%
Structure
Accounts filed 221 days late1 of 2 deeds read
Why 31- Latest accounts 222 days late; 1 of the last 3 late- Founded in 2023- Sector Construction of residential and non-residential buildings (NACE 41)- Size: total assets €64,015Show the evidence

Checked score

Score 2025
31 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 42% of its sector peers (NACE 41, micro)
Financial strength · tick = 2024
Weak
Solvency 31-11
equity 5.8% of total assets
Liquidity 1-19
short-term debt 94.2% · cash 0.5%
Profitability 100=
return on assets 92.9%
Bankruptcy probability, 12 months
11.3% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 9 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,362 companies)
Last 24 months 11-2024: 5.0% 12-2024: 5.0%● unchanged vs 11-2024 01-2025: 4.8%▼ -0.2 percentage points vs 12-2024 02-2025: 4.8%● unchanged vs 01-2025 03-2025: 3.3%▼ -1.5 percentage points vs 02-2025 04-2025: 3.4%▲ +0.1 percentage points vs 03-2025 05-2025: 3.4%● unchanged vs 04-2025 06-2025: 3.4%● unchanged vs 05-2025 07-2025: 3.3%▼ -0.1 percentage points vs 06-2025lowest value 08-2025: 3.3%● unchanged vs 07-2025lowest value 09-2025: 3.3%● unchanged vs 08-2025 10-2025: 3.6%▲ +0.3 percentage points vs 09-2025 11-2025: 3.5%▼ -0.1 percentage points vs 10-2025 12-2025: 3.5%● unchanged vs 11-2025 01-2026: 3.7%▲ +0.2 percentage points vs 12-2025 02-2026: 4.1%▲ +0.4 percentage points vs 01-2026 03-2026: 4.4%▲ +0.3 percentage points vs 02-2026 04-2026: 4.8%▲ +0.4 percentage points vs 03-2026 05-2026: 4.8%● unchanged vs 04-2026 06-2026: 5.4%▲ +0.6 percentage points vs 05-2026 07-2026: 6.8%▲ +1.4 percentage points vs 06-2026 08-2026: 6.8%● unchanged vs 07-2026 09-2026: 6.9%▲ +0.1 percentage points vs 08-2026 10-2026: 11.3%▲ +4.4 percentage points vs 09-2026highest value
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.06 against 1.21 in 2024; short-term debt: 94.2% and cash: 0.5% of total assets), and 94.2% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 15% on solvency, 3% on liquidity, 91% on profitability and 59% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
+raises risk
raises risk · Latest accounts 222 days late; 1 of the last 3 late
NBB · filings
raises risk · Founded in 2023
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Size: total assets €64,015
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 2725 sector peers (2025).
NBB · sector comparison
Position among 2725 sector peers
Solvency
better than 15%
← weakest strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-09-2026, 221 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 2 filings
Deviation from the deadline
2025
221 days late
2024
13 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 117 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close08-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Resignation: BV Lamaire-Sander (non-statutory director)Permanent representative: Guy Lamaire ·…
  2. Annual accounts filedfiscal year 2025 · abbreviated…
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Caution: Latest accounts filed lateafter the legal deadline 221 days View
  • Caution: Among the weakest 13% on equitysector median €197,858 · 2,725 companies €3,699 View
  • Caution: Board changedlatest change 31-07-2026 · 1 in office 1 joined · 1 left View

By topic

Financials

Fiscal year
2025
Total assets
€64,015
Profit
€59,456
Solvency
5.8%
Total assets▲ 237%
Net result
20242025
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
31-03-2023
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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