NOVA BLEX
ActiveSummary
The computed 12-month bankruptcy probability of NOVA BLEX is 2.1% (moderate). The 2025 annual accounts show equity of €39k and a net result of €24k. Equity is growing by ~111.4% per year across the filed fiscal years. Its solvency ranks better than 75% of 7500 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency92▲+5
Growth78=
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.65 against 1.49 in 2024; short-term debt: 32.8% and cash: 68.2% of total assets), and 32.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.2%
Return on assets
40.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
28 d late
2024
27 d late
2023
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€39k▲ 154%
2024 · €15k
2023: €5klowest in 3 years
2024: €15k▲ +217% vs 2023
2025: €39k▲ +154% vs 2024highest in 3 years
2023 → 2025
Total assets
€58k▲ 135%
2024 · €25k
2023: €31k
2024: €25k▼ -20.2% vs 2023lowest in 3 years
2025: €58k▲ +135% vs 2024highest in 3 years
2023 → 2025
Net result
€24k▲ 125%
2024 · €10k
2023: €2klowest in 3 years
2024: €10k▲ +478% vs 2023
2025: €24k▲ +125% vs 2024highest in 3 years
2023 → 2025
Working capital
€31k▲ 582%
2024 · €5k
2023: €-9klowest in 3 years
2024: €5k▲ +151% vs 2023
2025: €31k▲ +582% vs 2024highest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€5k-€15k▲ 217%€39k▲ 154%
2023: €5klowest in 3 years
2024: €15k▲ +217% vs 2023
2025: €39k▲ +154% vs 2024highest in 3 years
Operating result€2k-€13k▲ 518%€29k▲ 119%
2023: €2klowest in 3 years
2024: €13k▲ +518% vs 2023
2025: €29k▲ +119% vs 2024highest in 3 years
Net result€2k-€10k▲ 478%€24k▲ 125%
2023: €2klowest in 3 years
2024: €10k▲ +478% vs 2023
2025: €24k▲ +125% vs 2024highest in 3 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 119% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €58k
Fixed assets
€7k ▼ 30.0%
Current assets
€50k ▲ 261%
Equity and liabilities €58k
Equity
€39k ▲ 154%
Debt
€19k ▲ 103%
Debt's share of the balance-sheet total falls from 38.0% to 32.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€32k▲
2024 · €17k
Cash flow
€27k▲
2024 · €14k
Current ratio
2.65▲
2024 · 1.49
Debt to equity
0.49▼
2024 · 0.61
ROE
60.7%▼
2024 · 68.5%
ROA
40.8%▼
2024 · 42.5%
Interest coverage
138.65▲
2024 · 61.61
Debt ≤ 1 year
€19k▲
2024 · €9k
Income taxes
€6k▲
2024 · €3k
Staff costs
€26k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€25k€58k▲
Fixed assets21/28€11k€7k▼
Tangible fixed assets22/27€11k€7k▼
Furniture and vehicles24€11k€7k▼
Current assets29/58€14k€50k▲
Amounts receivable within one year40/41€2k€10k▲
Trade receivables40-€9k
Other amounts receivable41€2k€680▼
Cash at bank and in hand54/58€12k€39k▲
Deferred charges and accrued income490/1-€990
Equity and liabilities
Total equity and liabilities10/49€25k€58k▲
Equity10/15€15k€39k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€12k€36k▲
Amounts payable17/49€9k€19k▲
Amounts payable within one year42/48€9k€19k▲
Trade debts44€2k-
Suppliers440/4€2k-
Taxes, remuneration and social security45€3k€18k▲
Taxes450/3€3k€9k▲
Remuneration and social security454/9€229€9k▲
Other amounts payable47/48€4k€707▼
Income statement
Code20242025
Remuneration, social security and pensions62€15k€26k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=
Gross operating margin9900€31k€58k▲
Operating profit (loss)9901€13k€29k▲
Financial income75/76B€20€687▲
Recurring financial income75€20€687▲
Financial charges65/66B€268€233▼
Recurring financial charges65€268€233▼
Profit (loss) for the period before taxes9903€13k€30k▲
Income taxes67/77€3k€6k▲
Profit (loss) for the period9904€10k€24k▲
Profit (loss) for the period to be appropriated9905€10k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€36k▲
Profit (loss) brought forward from the previous period14P€2k€12k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €36k | €15k | €26k | ▲ 77.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €3k | €3k | = |
| Gross operating margin9900 | €41k | €31k | €58k | ▲ 87.4% |
| Operating profit (loss)9901 | €2k | €13k | €29k | ▲ 119% |
| Financial income75/76B | €119 | €20 | €687 | ▲ 3,408% |
| Recurring financial income75 | €119 | €20 | €687 | ▲ 3,408% |
| Financial charges65/66B | €10 | €268 | €233 | ▼ 12.9% |
| Recurring financial charges65 | €10 | €268 | €233 | ▼ 12.9% |
| Profit (loss) for the period before taxes9903 | €2k | €13k | €30k | ▲ 127% |
| Income taxes67/77 | €452 | €3k | €6k | ▲ 132% |
| Profit (loss) for the period9904 | €2k | €10k | €24k | ▲ 125% |
| Profit (loss) for the period to be appropriated9905 | €2k | €10k | €24k | ▲ 125% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €31k | €25k | €58k | ▲ 135% |
| Fixed assets21/28 | €14k | €11k | €7k | ▼ 30.0% |
| Tangible fixed assets22/27 | €14k | €11k | €7k | ▼ 30.0% |
| Furniture and vehicles24 | €14k | €11k | €7k | ▼ 30.0% |
| Current assets29/58 | €17k | €14k | €50k | ▲ 261% |
| Amounts receivable within one year40/41 | €17k | €2k | €10k | ▲ 537% |
| Trade receivables40 | €15k | - | €9k | - |
| Other amounts receivable41 | €2k | €2k | €680 | ▼ 56.2% |
| Cash at bank and in hand54/58 | €129 | €12k | €39k | ▲ 218% |
| Deferred charges and accrued income490/1 | - | - | €990 | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €31k | €25k | €58k | ▲ 135% |
| Equity10/15 | €5k | €15k | €39k | ▲ 154% |
| Contributions10/11 | €3k | €3k | €3k | = |
| Profit (loss) carried forward14 | €2k | €12k | €36k | ▲ 192% |
| Amounts payable17/49 | €26k | €9k | €19k | ▲ 103% |
| Amounts payable within one year42/48 | €26k | €9k | €19k | ▲ 103% |
| Trade debts44 | €653 | €2k | - | - |
| Suppliers440/4 | €653 | €2k | - | - |
| Taxes, remuneration and social security45 | €8k | €3k | €18k | ▲ 457% |
| Taxes450/3 | €727 | €3k | €9k | ▲ 191% |
| Remuneration and social security454/9 | €7k | €229 | €9k | ▲ 3,980% |
| Other amounts payable47/48 | €18k | €4k | €707 | ▼ 83.2% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €2k | €10k | €24k | ▲ 125% |
| + Depreciation and write-downs630 | €2k | €3k | €3k | = |
| Operating cash flow (approximation) | €4k | €14k | €27k | ▲ 95.9% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - |
| Change in cash | - | €12k | €27k | ▲ 120% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Highest result since 2023net €24k ▲125%
Operating result €29k, net result €24k, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 1.49
Current ratio from 0.65 to 1.49; short-term debt falls from €26k to €9k.
28-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2023
Ground area
491 m²
Building footprint
344 m²
Volume, LiDAR
3,418 m³
2 parcels, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
NOVA BLEX
since 20232.343.469.916
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23084A0192/00R000 | Flanders | 271 m² | 1 · 239 m² | 11.4 m · 3 fl. |
| 23016D0203/00R005 | Flanders | 220 m² | 1 · 105 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 12,825 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-04-2023
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
Scores and ratios are computed by Checked and are not a credit decision.