LAFAYETTE
ActiveLAFAYETTE has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €136k and a net result of €18k. Equity is shrinking by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 86% of 4555 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
90
/ 100
Excellent▲ +12 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▼-11
Solvency85▲+10
Growth53▼-3
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity tight (current ratio 1.34 against 0.88 in 2024), and 24.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.9%
Return on assets
10.3%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €136k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
36 d early
2023
42 d early
2022
36 d early
2021
4 d late
2020
5 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€336k▲ 0.6%
2024 · €334k
2023: €315k
2024: €334k
2023 → 2025
EBIT margin
8.8%▲ 0.8pp
2024 · 8.0%
2023: 2.4%
2024: 8.0%
2023 → 2025
Net result
€18k▼ 19.3%
2024 · €23k
2018: €-1k
2019: €-9k
2020: €-14k
2021: €-3k
2022: €-3k
2023: €6k
2024: €23k
2018 → 2025
Working capital
€15k
2024 · €-4k
2018: €87k
2019: €86k
2020: €89k
2021: €-44k
2022: €-35k
2023: €-26k
2024: €-4k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€315k€334k▲ 6.2%€336k▲ 0.6%
Equity€91k-€88k▼ 3.8%€94k▲ 7.3%€117k▲ 24.3%€136k▲ 15.8%
Operating result€-1k-€-6k▼ 422%€8k€27k▲ 255%€30k▲ 11.2%
Net result€-3k-€-3k▼ 17.8%€6k€23k▲ 259%€18k▼ 19.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 11% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €179k
Fixed assets
€121k▼ 0.3%
Current assets
€58k▲ 84.1%
Equity and liabilities €179k
Equity
€136k▲ 15.8%
Debt
€43k▲ 20.8%
The debt ratio rises from 23.3% to 24.1%: debt grows faster than equity.
Key figures and ratios
EBITDA
€30k▲
2024 · €27k
Cash flow
€19k▼
2024 · €23k
Solvency
75.9%▼
2024 · 76.7%
Current ratio
1.34▲
2024 · 0.88
Quick ratio
1.14▲
2024 · 0.61
Debt / equity
0.32▲
2024 · 0.30
ROE
13.6%▼
2024 · 19.5%
ROA
10.3%▼
2024 · 15.0%
Interest coverage
26.91▼
2024 · 33.75
Debt
€43k▲
2024 · €36k
Debt ≤ 1 year
€43k▲
2024 · €36k
Income taxes
€10k▲
2024 · €3k
Staff costs
€196k▲
2024 · €195k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€153k€179k▲
Fixed assets21/28€122k€121k▼
Intangible fixed assets21€120k€120k=
Tangible fixed assets22/27€2k€1k▼
Plant, machinery and equipment23€2k€1k▼
Current assets29/58€31k€58k▲
Stocks and contracts in progress3€9k€8k▼
Stocks30/36€9k€8k▼
Cash at bank and in hand54/58€22k€49k▲
Equity and liabilities
Total equity and liabilities10/49€153k€179k▲
Equity10/15€117k€136k▲
Contributions10/11€6k€6k=
Reserves13€98k€117k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€27k€27k=
Distributable reserves133€70k€88k▲
Profit (loss) carried forward14€13k€13k=
Amounts payable17/49€36k€43k▲
Amounts payable within one year42/48€36k€43k▲
Financial debts43€2k€3k▲
Credit institutions430/8€2k€3k▲
Trade debts44€9k€8k▼
Suppliers440/4€9k€8k▼
Taxes, remuneration and social security45€23k€30k▲
Taxes450/3€9k€16k▲
Remuneration and social security454/9€14k€14k▲
Other amounts payable47/48€1k€1k▲
Income statement
Code20242025
Turnover70€334k€336k▲
Goods, raw materials, services and sundry goods60/61€114k€111k▼
Remuneration, social security and pensions62€195k€196k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€61€399▲
Other operating charges640/8€343€751▲
Non-recurring operating charges66A€295-
Gross operating margin9900€222k€227k▲
Operating profit (loss)9901€27k€30k▲
Financial income75/76B€16€2▼
Recurring financial income75€16€2▼
Financial charges65/66B€793€1k▲
Recurring financial charges65€793€1k▲
Profit (loss) for the period before taxes9903€26k€29k▲
Income taxes67/77€3k€10k▲
Profit (loss) for the period9904€23k€18k▼
Profit (loss) for the period to be appropriated9905€23k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€31k▲
Profit (loss) brought forward from the previous period14P€-10k€13k▲
Transfer to equity691/2-€18k
To other reserves6921-€18k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €23k ▲259%
Net result €23k, the highest in the series.
31-12
Financial
Equity above €100kEq €117k ▲24.3%
2 profitable years in a row build equity to €117k.
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €6k
Net result €6k after 5 loss-making years.
25-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Markt (DEN) 299200 DendermondeGround area
13 m²
Building footprint
13 m²
Volume, LiDAR
123 m³
Parcel 42006C0126/00C000, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LAFAYETTE
since 20042.142.400.693
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42006C0126/00C000 ProtectedMonument · Townscape or village viewBurgerhuis ontworpen door Maurice de WaepenaertSource ↗ |
Flanders | 13 m² | 1 · 13 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 89 EUR awarded · 89 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 89 EUR | 89 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
1 endedSimilar companies · same sector, comparable size
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Creativo
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KIMLI
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Verblomme
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Antwerpen · Eq €137k
Of 21,676 companies in sector 96210 we hold annual accounts for 2,806. 1,596 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-10-2004
Fiscal year end31-12
Activities, NACEBEL
93021
96021Hairdressing
96210Hairdressing and barber services
47750Retail sale of cosmetics and toilet articles
93022
96022Beauty treatment
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.