KREBRUG
ActiveKREBRUG has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €122k and a net result of €8k. Equity is shrinking by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 86% of 1033 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-7
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.69 against 3.73 in 2024; short-term debt: 23.3% and cash: 51.9% of total assets), and 23.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.3%
Return on assets
4.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-12-2025, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
39 d early
2023
33 d early
2022
28 d early
2021
27 d early
2020
33 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€122k▼ 1.9%
2024 · €125k
2019: €203k
2020: €165k
2021: €195k
2022: €174k
2023: €184k
2024: €125k
2019 → 2025
Total assets
€160k▲ 2.7%
2024 · €156k
2019: €246k
2020: €186k
2021: €214k
2022: €194k
2023: €206k
2024: €156k
2019 → 2025
Net result
€8k▼ 52.6%
2024 · €16k
2019: €58k
2020: €14k
2021: €30k
2022: €10k
2023: €10k
2024: €16k
2019 → 2025
Working capital
€63k▼ 21.1%
2024 · €80k
2019: €169k
2020: €127k
2021: €163k
2022: €139k
2023: €158k
2024: €80k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€195k-€174k▼ 10.6%€184k▲ 5.8%€125k▼ 32.2%€122k▼ 1.9%
Operating result€35k-€17k▼ 51.9%€18k▲ 10.1%€22k▲ 20.8%€13k▼ 39.3%
Net result€30k-€10k▼ 67.9%€10k▲ 6.5%€16k▲ 57.7%€8k▼ 52.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 39% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €160k
Fixed assets
€60k▲ 28.0%
Current assets
€100k▼ 8.1%
Equity and liabilities €160k
Equity
€122k▼ 1.9%
Debt
€38k▲ 21.4%
The debt ratio rises from 20.0% to 23.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€29k▼
2024 · €33k
Cash flow
€23k▼
2024 · €27k
Solvency
76.3%▼
2024 · 80.0%
Current ratio
2.69▼
2024 · 3.73
Quick ratio
2.47▼
2024 · 3.45
Debt / equity
0.31▲
2024 · 0.25
ROE
6.2%▼
2024 · 12.8%
ROA
4.7%▼
2024 · 10.2%
Interest coverage
6.94▼
2024 · 13.09
Debt
€38k▲
2024 · €31k
Debt ≤ 1 year
€37k▲
2024 · €29k
Income taxes
€3k▼
2024 · €5k
Staff costs
€159k▲
2024 · €133k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€156k€160k▲
Fixed assets21/28€47k€60k▲
Tangible fixed assets22/27€47k€60k▲
Plant, machinery and equipment23€10k€17k▲
Furniture and vehicles24€20k€16k▼
Other tangible fixed assets26€16k€27k▲
Current assets29/58€109k€100k▼
Stocks and contracts in progress3€8k€8k▲
Stocks30/36€8k€8k▲
Amounts receivable within one year40/41€4k€5k▲
Trade receivables40€1k€4k▲
Other amounts receivable41€3k€2k▼
Cash at bank and in hand54/58€93k€83k▼
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€156k€160k▲
Equity10/15€125k€122k▼
Contributions10/11€6k€6k=
Reserves13€119k€116k▼
Distributable reserves133€119k€116k▼
Amounts payable17/49€31k€38k▲
Amounts payable within one year42/48€29k€37k▲
Trade debts44€6k€7k▲
Suppliers440/4€6k€7k▲
Taxes, remuneration and social security45€21k€27k▲
Taxes450/3€5k€9k▲
Remuneration and social security454/9€16k€17k▲
Other amounts payable47/48€3k€4k▲
Accrued charges and deferred income492/3€2k€682▼
Income statement
Code20242025
Remuneration, social security and pensions62€133k€159k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€15k▲
Other operating charges640/8€503€311▼
Gross operating margin9900€166k€188k▲
Operating profit (loss)9901€22k€13k▼
Financial income75/76B€938€807▼
Recurring financial income75€938€807▼
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€21k€10k▼
Income taxes67/77€5k€3k▼
Profit (loss) for the period9904€16k€8k▼
Profit (loss) for the period to be appropriated9905€16k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€8k▼
Transfer from equity791/2€75k€10k▼
Transfer to equity691/2€16k€8k▼
To other reserves6921€16k€8k▼
Profit to be distributed694/7€75k€10k▼
Return on contributions (dividend)694€75k€10k▼
Social balance
Average headcount (FTE)90874.34.6▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial
Weakest financial yearnet €8k ▼52.6%
Net result drops to €8k, the lowest in the series.
2024
23-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
29-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
03-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
04-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
29-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
30-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
07-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
29-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
04-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lorreinendreef 278310 BruggeGround area
803 m²
Building footprint
393 m²
Volume, LiDAR
2,695 m³
2 parcels, Flanders · tallest building 17.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
KREBRUG
since 20062.151.872.348
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31002A0397/00X002 | Flanders | 492 m² | 1 · 167 m² | 4.5 m · 1 fl. |
| 31433D0153/00H003 | Flanders | 311 m² | 1 · 225 m² | 17.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 4,976 EUR awarded · 4,976 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
| 2024 | 1 | 1,000 EUR | 1,000 EUR |
| 2022 | 1 | 1,976 EUR | 1,976 EUR |
Schemes
Premie kwalificerend werkplekleren
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Recognitions · licences · registrations
Dual-learning approval
3 live approvals · 3 endedHaarverzorging duaal (so)
Kapper (vwo)
Kapper-stylist duaal (so)
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Of 21,751 companies in sector 96210 we hold annual accounts for 2,826. 1,654 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-01-2006
Fiscal year end30-06
Activities, NACEBEL
93021
96021Hairdressing
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.