HAIRLOCKS
ActiveSummary
HAIRLOCKS has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €16k. Equity is growing by ~30.8% per year across the filed fiscal years. Its solvency ranks better than 30% of 4659 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability80▲+5
Solvency26▲+9
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.4%
Return on assets
8.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
51 d late
2023
31 d late
2022
61 d late
2021
31 d late
2020
61 d late
2019
69 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k
2024 · €-14k
Total assets
€181k▼ 0.8%
2024 · €183k
Net result
€16k▲ 46.2%
2024 · €11k
Working capital
€-27k▲ 60.5%
2024 · €-69k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€32k▲ 123%€24k▼ 26.4%€19k▼ 21.8%€19k▲ 2.7%€30k▲ 59.5%
Net result€25k▲ 274%€16k▼ 36.7%€11k▼ 32.8%€11k▲ 3.1%€16k▲ 46.2%
Equity€-51k▲ 32.9%€-36k▲ 31.0%€-25k▲ 30.2%€-14k▲ 44.7%€2k
Total assets€182k▼ 6.9%€185k▲ 1.6%€178k▼ 3.9%€183k▲ 2.7%€181k▼ 0.8%
Debt€234k▼ 14.2%€221k▼ 5.6%€203k▼ 8.2%€196k▼ 3.1%€179k▼ 9.0%
Working capital€-96k▲ 30.2%€-64k▲ 34.0%€-53k▲ 16.5%€-69k▼ 29.9%€-27k▲ 60.5%
Staff (FTE)4.7▲ 14.6%4.1▼ 12.8%5.3▲ 29.3%6▲ 13.2%4.4▼ 26.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 60% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €181k
Fixed assets
€115k ▼ 15.2%
Current assets
€66k ▲ 40.7%
Equity and liabilities €181k
Equity
€2k
Debt
€179k
Debt finances 98.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€61k▲
2024 · €47k
Cash flow
€46k▲
2024 · €39k
Current ratio
0.71▲
2024 · 0.40
Quick ratio
0.40▲
2024 · 0.18
Debt to equity
72.61▲
2024 · -14.31
ROE
657.7%
ROA
8.9%▲
2024 · 6.1%
Interest coverage
8.02▲
2024 · 5.89
Debt ≤ 1 year
€93k▼
2024 · €116k
Debt > 1 year
€85k▲
2024 · €80k
Income taxes
€7k▲
2024 · €104
Staff costs
€182k▲
2024 · €166k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €10k | - | €2k | €204 | €74 | ▼ 63.9% |
| Remuneration, social security and pensions62 | €110k | €145k | €137k | €166k | €182k | ▲ 9.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €29k | €32k | €34k | €28k | €30k | ▲ 9.6% |
| Other operating charges640/8 | €1k | €1k | €2k | €2k | €2k | ▼ 11.4% |
| Non-recurring operating charges66A | €2k | €2k | - | €1k | €4k | ▲ 166% |
| Gross operating margin9900 | €174k | €203k | €191k | €216k | €248k | ▲ 14.9% |
| Operating profit (loss)9901 | €32k | €24k | €19k | €19k | €30k | ▲ 59.5% |
| Financial income75/76B | €12 | €337 | €5 | €9 | €50 | ▲ 433% |
| Recurring financial income75 | €12 | €337 | €5 | €9 | €50 | ▲ 433% |
| Financial charges65/66B | €7k | €8k | €8k | €8k | €8k | ▼ 4.6% |
| Recurring financial charges65 | €7k | €8k | €8k | €8k | €8k | ▼ 4.6% |
| Profit (loss) for the period before taxes9903 | €25k | €16k | €11k | €11k | €23k | ▲ 105% |
| Income taxes67/77 | €146 | €120 | €164 | €104 | €7k | ▲ 6,393% |
| Profit (loss) for the period9904 | €25k | €16k | €11k | €11k | €16k | ▲ 46.2% |
| Profit (loss) for the period to be appropriated9905 | €25k | €16k | €11k | €11k | €16k | ▲ 46.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €182k | €185k | €178k | €183k | €181k | ▼ 0.8% |
| Fixed assets21/28 | €140k | €140k | €125k | €136k | €115k | ▼ 15.2% |
| Tangible fixed assets22/27 | €140k | €140k | €125k | €136k | €115k | ▼ 15.2% |
| Plant, machinery and equipment23 | €6k | €15k | €28k | €21k | €22k | ▲ 0.9% |
| Furniture and vehicles24 | - | - | - | €32k | €25k | ▼ 22.0% |
| Other tangible fixed assets26 | €134k | €125k | €97k | €82k | €69k | ▼ 16.7% |
| Current assets29/58 | €42k | €45k | €53k | €47k | €66k | ▲ 40.7% |
| Stocks and contracts in progress3 | €29k | €29k | €39k | €26k | €29k | ▲ 9.7% |
| Stocks30/36 | €29k | €29k | €39k | €26k | €29k | ▲ 9.7% |
| Amounts receivable within one year40/41 | €2k | €118 | €548 | €2k | €1k | ▼ 43.4% |
| Trade receivables40 | €110 | €110 | €110 | €483 | - | - |
| Other amounts receivable41 | €2k | €8 | €438 | €2k | €1k | ▼ 25.7% |
| Cash at bank and in hand54/58 | €12k | €17k | €12k | €19k | €36k | ▲ 92.7% |
| Deferred charges and accrued income490/1 | - | - | €817 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €182k | €185k | €178k | €183k | €181k | ▼ 0.8% |
| Equity10/15 | €-51k | €-36k | €-25k | €-14k | €2k | ▲ 118% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €2k | €2k | €2k | - | - | - |
| Non-distributable reserves130/1 | €2k | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €2k | - | - | - |
| Profit (loss) carried forward14 | €-72k | €-56k | €-45k | €-32k | €-16k | ▲ 50.1% |
| Amounts payable17/49 | €234k | €221k | €203k | €196k | €179k | ▼ 9.0% |
| Amounts payable after more than one year17 | €95k | €112k | €96k | €80k | €85k | ▲ 6.2% |
| Financial debts170/4 | €95k | €112k | €96k | €80k | €85k | ▲ 6.2% |
| Amounts payable within one year42/48 | €139k | €109k | €106k | €116k | €93k | ▼ 19.5% |
| Current portion of amounts payable after more than one year42 | €8k | €14k | €15k | €45k | €25k | ▼ 45.1% |
| Financial debts43 | €3k | - | - | - | - | - |
| Other loans439 | €3k | - | - | - | - | - |
| Trade debts44 | €17k | €13k | €13k | €9k | €34k | ▲ 299% |
| Suppliers440/4 | €17k | €13k | €13k | €9k | €34k | ▲ 299% |
| Taxes, remuneration and social security45 | €27k | €18k | €14k | €23k | €26k | ▲ 9.2% |
| Taxes450/3 | €27k | €12k | €11k | €14k | €26k | ▲ 86.3% |
| Remuneration and social security454/9 | - | €5k | €3k | €10k | €25 | ▼ 99.7% |
| Other amounts payable47/48 | €84k | €64k | €65k | €39k | €9k | ▼ 78.0% |
| Accrued charges and deferred income492/3 | €88 | - | €485 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €25k | €16k | €11k | €11k | €16k | ▲ 46.2% |
| + Depreciation and write-downs630 | €29k | €32k | €34k | €28k | €30k | ▲ 9.6% |
| Operating cash flow (approximation) | €54k | €48k | €45k | €39k | €46k | ▲ 20.0% |
| Investment in fixed assets (approximation) | - | €-31k | €-19k | €-38k | €-10k | ▲ 74.6% |
| Change in cash | - | €5k | €-4k | €7k | €17k | ▲ 164% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
20-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 51 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €25k ▲274%
Operating result €32k, net result €25k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
31-12
Financial
Weakest financial yearnet €2k ▼85.8%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 61 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 2 establishment units since 2004
Ground area
871 m²
Building footprint
383 m²
Volume, LiDAR
1,917 m³
2 parcels, Flanders · tallest building 12.4 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
HAIRLOCKS
since 20042.134.968.317
amalga
since 20232.342.019.171
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23034A0276/00K004 | Flanders | 631 m² | 1 · 180 m² | 8.1 m · 2 fl. |
| 12403E0338/00W003 | Flanders | 240 m² | 1 · 203 m² | 12.4 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 4,500 EUR awarded · 4,500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,000 EUR | 1,000 EUR |
| 2024 | 1 | 3,000 EUR | 3,000 EUR |
| 2022 | 1 | 500 EUR | 500 EUR |
Schemes
Premie kwalificerend werkplekleren
Stagebonus (stopgezet)
Recognitions · licences · registrations
Food safety, FASFC
1 siteMechelen2.342.019.171
Dual-learning approval
3 live approvals · 6 endedHaarverzorging duaal (so)
Kapper (vwo)
Kapper-stylist duaal (so)
Show 6 ended approvals
Kapper (so)
Kapper-salonverantwoordelijke (so)
Haarverzorging duaal (so)
Kapper (so)
Kapper (vwo)
Kapper-salonverantwoordelijke (so)
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Of 21,739 companies in sector 96210 we hold annual accounts for 2,827. 1,577 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-01-2004
Fiscal year end31-12
Trade name NL
Parels - Fotolooks - Amalga
Activities, NACEBEL 2025
96210Hairdressing and barber services
56112Limited-service restaurants, excluding mobile food services
74201Photography, excluding press photography
74209Other photographic activities
Contact
Phone
015639294Zemst
Scores and ratios are computed by Checked and are not a credit decision.