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LACRE

Active
Public limited companyfounded 1988active for 38 yearsRinglaan 6, 1180 Ukkel, BelgiumKBO/BCE: BE 0434.926.521
Summary

LACRE has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.1m and a net result of €104,119. Equity is growing by about 6.5% per year across the filed financial years. Its solvency ranks better than 47% of 5,738 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
1 site
Size
€3.1mtotal assets 2025
Staff
0.5 FTE
Equity
€1.1m
Profit
€104,119
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Parent
COMPTOIR IMMOBILIER DES TRANSACTIONS ET DES INVESTISSEMENTS · 97%
Accounts filed 11 days late2 of 8 deeds read
Why 95raises riskLatest accounts 11 days late; 1 of the last 3 latelowers riskSize: 0.5 FTE, total assets €3.1mFounded in 1988Liquidity: current ratio 15.56, cash €485,168Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 61% of its sector peers (NACE 68, micro)
Financial strength · tick = 2024
Strong
Solvency 60+7
equity 35.3% of total assets
Liquidity 70+21
short-term debt 4.7% · cash 15.7%
Profitability 53+1
return on assets 3.4%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,603 companies, NACE 68, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.2%▲ +0.1 percentage points vs 06-2026 08-2026: 0.3%▲ +0.1 percentage points vs 07-2026highest value 09-2026: < 0.1%▼ -0.3 percentage points vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €100,000 on 30-day terms is acceptable
Liquidity ample (current ratio 15.56, compared with 4.54 in 2024, above the usual 1.5; short-term debt: 4.7% and cash: 15.7% of total assets), but 64.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 53% on solvency, 80% on liquidity, 44% on profitability and 67% on growth.

The bankruptcy probability was computed on 20-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: 0.5 FTE, total assets €3.1m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 1988
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 15.56, cash €485,168
NBB · annual accounts
raises risk · Latest accounts 11 days late; 1 of the last 3 late
NBB · filings
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
11 days late
2024
29 days late
2023
31 days late
2022
49 days early
2021
12 days late
2020
81 days late
2019
41 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 22 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
20-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Appointment: Anne GELDFELD (director)Power of attorney
  3. Liquidity more than triplescurrent ratio 15.56

Key points

  • Positive: 8 profitable years in a rowprofit 2025: €104,119 8 years View
  • Controlled by COMPTOIR IMMOBILIER DES TRANSACTIONS… 97% View
  • New directorlatest change 01-01-2026 · 1 in office 1 joined View

By topic

Financials

Financial year
2025
Total assets
€3.1m
Profit
€104,119
Solvency
35.3%
Total assets▼ 13.2%
Net result
20182025
Go to Financials

Board & ownership

Board
1 member
Parent
COMPTOIR IMMOBILIER DES TRANSACTIONS… · 97%
  • Anne GELDFELDDirector
Go to Board & ownership

Timeline

Events
45
Since
1989
Next accounts
by 31-07-2027
  1. 31-12-2025Equity above €1m
  2. 29-08-2025Annual accounts filed
  3. 31-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Renting and operating of own or leased residential…NACE 68201
Founded
29-07-1988
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
38
Purpose
“L'achat,la vente,l'échange,la construction,la reconstruction,la démolition,la…” (deed in French)
Go to Articles of association

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