MEDIVO
ActiveMEDIVO has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.27M and a net result of €-7k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 75% of 9098 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
78
/ 100
Excellent▲ +18 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency98▲+13
Growth32=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €180k at 30 days acceptable
Liquidity ample (current ratio 1.94 against 1.48 in 2024), and 36.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.8%
Return on assets
-0.2%
Age of the figures
10 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-10-2025 was due by 31-05-2026 and was filed on 01-06-2026, 1 day late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
1 d late
2024
2 d early
2023
8 d early
2022
on the day
2021
1 d early
2020
on the day
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-10-2026 and is due by 31-05-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-10-2026 close31-05-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.27M▼ 0.3%
2024 · €2.28M
2018: €2.33M
2019: €2.29M
2020: €2.30M
2021: €2.28M
2022: €2.24M
2023: €2.29M
2024: €2.28M
2018 → 2025
Total assets
€3.56M▼ 16.2%
2024 · €4.25M
2018: €4.26M
2019: €4.26M
2020: €4.28M
2021: €4.25M
2022: €4.05M
2023: €4.26M
2024: €4.25M
2018 → 2025
Net result
€-7k▲ 23.0%
2024 · €-9k
2018: €14k
2019: €-27k
2020: €6k
2021: €-26k
2022: €-39k
2023: €50k
2024: €-9k
2018 → 2025
Working capital
€1.11M▲ 21.7%
2024 · €912k
2018: €87k
2019: €290k
2020: €571k
2021: €771k
2022: €805k
2023: €853k
2024: €912k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.28M-€2.24M▼ 1.7%€2.29M▲ 2.2%€2.28M▼ 0.4%€2.27M▼ 0.3%
Operating result€-34k-€-78k▼ 132%€98k€-50k€-26k▲ 48.8%
Net result€-26k-€-39k▼ 51.2%€50k€-9k€-7k▲ 23.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €26k in 2025 against €50k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.56M
Fixed assets
€1.27M▼ 10.5%
Current assets
€2.29M▼ 19.0%
Equity and liabilities €3.56M
Equity
€2.27M▼ 0.3%
Debt
€1.29M▼ 34.6%
The debt ratio falls from 46.4% to 36.2%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€126k▲
2024 · €106k
Cash flow
€145k▼
2024 · €146k
Solvency
63.8%▲
2024 · 53.6%
Current ratio
1.94▲
2024 · 1.48
Quick ratio
1.94▲
2024 · 1.48
Debt / equity
0.57▼
2024 · 0.86
ROE
-0.3%▲
2024 · -0.4%
ROA
-0.2%▲
2024 · -0.2%
Interest coverage
4.34▲
2024 · 2.94
Debt
€1.29M▼
2024 · €1.97M
Debt ≤ 1 year
€1.18M▼
2024 · €1.92M
Staff costs
€23k▲
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.25M€3.56M▼
Fixed assets21/28€1.41M€1.27M▼
Tangible fixed assets22/27€1.41M€1.27M▼
Land and buildings22€1.36M€1.25M▼
Plant, machinery and equipment23€40k€10k▼
Furniture and vehicles24€17k€6k▼
Financial fixed assets28€250€250=
Current assets29/58€2.83M€2.29M▼
Amounts receivable within one year40/41€1.85M€1.34M▼
Trade receivables40€154k€154k=
Other amounts receivable41€1.69M€1.19M▼
Cash at bank and in hand54/58€673k€769k▲
Deferred charges and accrued income490/1€309k€183k▼
Equity and liabilities
Total equity and liabilities10/49€4.25M€3.56M▼
Equity10/15€2.28M€2.27M▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€2.22M€2.22M=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€2.22M€2.22M=
Profit (loss) carried forward14€-6k€-13k▼
Amounts payable17/49€1.97M€1.29M▼
Amounts payable within one year42/48€1.92M€1.18M▼
Trade debts44€26k€2k▼
Suppliers440/4€26k€2k▼
Taxes, remuneration and social security45€81k€81k▼
Taxes450/3€81k€80k▼
Remuneration and social security454/9€605€845▲
Other amounts payable47/48€1.81M€1.10M▼
Accrued charges and deferred income492/3€50k€106k▲
Income statement
Code20242025
Remuneration, social security and pensions62€21k€23k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€156k€152k▼
Other operating charges640/8€19k€48k▲
Gross operating margin9900€145k€198k▲
Operating profit (loss)9901€-50k€-26k▲
Financial income75/76B€77k€48k▼
Recurring financial income75€77k€48k▼
Financial charges65/66B€36k€29k▼
Recurring financial charges65€36k€29k▼
Profit (loss) for the period before taxes9903€-9k€-7k▲
Income taxes67/77€64-
Profit (loss) for the period9904€-9k€-7k▲
Profit (loss) for the period to be appropriated9905€-9k€-7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-13k▼
Profit (loss) brought forward from the previous period14P€4k€-6k▼
Social balance
Average headcount (FTE)90870.50.5=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 1 day late
2025
29-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
23-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-10
Financial
Back to profitnet €50k
Net result €50k after 2 loss-making years.
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-10
Financial
Weakest financial yearnet €-39k
Net result drops to €-39k, the lowest in the series; recovery starts the following year.
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-10
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
03-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
03-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Keienveldstraat 661050 ElseneGround area
1.4 ha
Building footprint
2,006 m²
Volume, LiDAR
63,777 m³
2 parcels, Brussels · tallest building 52.3 m, ±16 floors. Linked by address, not a title deed.
1 establishment unit
Frans Halssquare 1, 1070 Anderlecht
since 20032.127.103.892
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21009A0582/00A015 | Brussels | 9,313 m² | 1 · 994 m² | 20.8 m · 5 fl. |
| 21308H0632/00X005 | Brussels | 4,962 m² | 1 · 1,012 m² | 52.3 m · 16 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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THIJS INVEST
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Of 9,093 companies in sector 68201 we hold annual accounts for 6,724. 4,124 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded27-12-1990
Fiscal year end31-10
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
70120
68110Buying and selling of own real estate
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.