Equity
€49,136 ▲ 4.4%
LACKNER CONSTRUCT has made a profit in every financial year since 2023.
LACKNER CONSTRUCT
Overview
Lifetime
3 annual accounts with figures on one time axispeak €58,817 (2023)
€23,676▼ 16.5%
peak €37,200 (2023)
€2,071▼ 76.6%
peak €49,136 (2025)
€49,136▲ 4.4%
€6,411▼ 53.3%
Board1 name since 2023
1 directorLACKNER Kévin
Documentsfilings and deeds
11-08-202611 days late
2025micro format
Gross margin from €28,361 to €23,676Result from €8,865 to €2,071Debts from €13,726 to €6,411
Key points
from the 2025 annual accountsTurnover
≈ €280,000 estimated
The micro format states no turnover.
Staff
2 employees on 31-12-2025
In 2025, 1 person joined and nobody left.
Liquidity
6.85 was 3.10 in 2024
Short-term debts fell from €13,726 to €6,411.
Filings
3 annual accounts 1 late
The 2025 accounts came 11 days late. The other two were filed on time.
Position in the sector
88.5%
Higher solvency than 94% of companies in construction of buildings. Sector median 42.9% · 9,471 companies.
Checked score
67
Healthy
Financially stronger than 69% of micro companies in construction of buildings (NACE 41)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,460 companies (NACE 41, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.6%
01-2025: 0.6%● unchanged vs 12-2024lowest value
02-2025: 0.7%▲ +0.1 percentage points vs 01-2025
03-2025: 0.7%● unchanged vs 02-2025
04-2025: 0.7%● unchanged vs 03-2025
05-2025: 0.7%● unchanged vs 04-2025
06-2025: 0.8%▲ +0.1 percentage points vs 05-2025
07-2025: 0.9%▲ +0.1 percentage points vs 06-2025
08-2025: 1.2%▲ +0.3 percentage points vs 07-2025
09-2025: 1.2%● unchanged vs 08-2025
10-2025: 1.2%● unchanged vs 09-2025
11-2025: 1.2%● unchanged vs 10-2025
12-2025: 1.2%● unchanged vs 11-2025
01-2026: 1.2%● unchanged vs 12-2025
02-2026: 1.2%● unchanged vs 01-2026
03-2026: 1.2%● unchanged vs 02-2026
04-2026: 1.3%▲ +0.1 percentage points vs 03-2026
05-2026: 1.4%▲ +0.1 percentage points vs 04-2026
06-2026: 1.4%● unchanged vs 05-2026
07-2026: 1.5%▲ +0.1 percentage points vs 06-2026
08-2026: 2.2%▲ +0.7 percentage points vs 07-2026highest value
09-2026: 1.1%▼ -1.1 percentage points vs 08-2026
10-2026: 1.1%● unchanged vs 09-2026
11-2026: 1.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2023
Size: total assets €55,547
Sector: Construction of residential and non-residential buildings (NACE 41)
lowers risk
Liquidity: current ratio 6.85, cash €17,420
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 92% of them on solvency, 89% on liquidity, 49% on profitability and 45% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,546 companies had the same profile as LACKNER CONSTRUCT has now. Each dot stands for 7 companies, two years later.
94.3%
were still trading
3.2%
stopped another way
2.3%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of LACKNER CONSTRUCT itself: 1.1% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,546 companies, not a prediction for LACKNER CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.85 (3.1 in 2024), above the usual 1.5. Short-term debt is 11.5% and cash 31.4% of total assets. 11.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 11 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
11 days late
2024
24 days early
2023
7 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 7 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0803719828
Incorporation
Founding capital of €1,000, 100 shares · Founder: LACKNER Kévin · Appointment: LACKNER Kévin (director) · published on 11-07-2023 · Gazette deed
First establishment
Place de la Citadelle 2, Mons
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| LACKNER CONSTRUCT Mons | €55,547 | €23,676 | 88.5% | - |
| QBL CONSTRUCT Charleroi | €63,657 | €22,149 | 13.9% | - |
| M.nima Charleroi | €65,113 | €24,492 | 30.3% | - |
| GuSi Build Wuustwezel | €56,423 | €24,206 | 66.0% | - |
| Puur Boom Boom | €55,707 | €21,742 | 98.1% | - |
| DBA FLOOR Beringen | €51,397 | €21,838 | 48.5% | - |
| BOUW IMPERIUM Ghent | €53,753 | €22,668 | 93.1% | - |
These companies have the same main activity as LACKNER CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €51,400 and €65,100, founded in 2023.
Official details
Source: KBO- Status
- Active since 07-07-2023Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 4 others
- Establishment unit
- 2.347.380.2047012 Mons, since 07-07-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 30-12-2025
Annual accounts 2025
- €23,676▼ 16.5%
- €2,071▼ 76.6%
- €49,136▲ 4.4%
- €55,547▼ 8.6%
- Employeeson 31-12-2025
- 2▲ 100%
- Filing
- Filed on 11-08-2026
Insights on LACKNER CONSTRUCT
LACKNER CONSTRUCT files the micro format. That format states no turnover. The gross margin fell from €58,817 in 2023 to €23,676 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 11-08-2026, 11 days late€23,676
▼ 16.5%
€3,900
▼ 66.6%
€2,071
▼ 76.6%
€37,509
▲ 30.2%
88.5%
▲ 11.0 percentage points
6.85
▲ 3.75
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €280,000. Estimated: probably between €150,000 and €510,000.
Balance sheet
balance sheet total €55,547 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
88.5%
Higher than 94% of 9,471 companies in 2025.
6.85
Higher than 91% of 9,219 companies in 2025.
3.7%
Higher than 41% of 9,291 companies in 2025.
LACKNER CONSTRUCT
Middle half of the sector
80% of the sector
Micro accounts in construction of buildings (NACE 41)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Staff
€7,202
Staff costs divided by the average number of full-time equivalents.
+1 person
people who joined
people who left
In 2025, 1 person joined and nobody left.
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
55,547 | 60,790 | 64,854 | |
21/28 |
11,627 | 18,260 | 14,656 | |
22/27 |
11,498 | 18,130 | 14,526 | |
23 |
8,396 | 12,271 | 3,929 | |
24 |
2,207 | 5,860 | 10,597 | |
27 |
895 | - | - | |
28 |
129 | 129 | 129 | |
29/58 |
43,919 | 42,531 | 50,199 | |
40/41 |
10,181 | 11,452 | 16,184 | |
40 |
3,500 | 5,333 | 262 | |
41 |
6,681 | 6,119 | 15,922 | |
54/58 |
17,420 | 15,509 | 33,953 | |
490/1 |
16,318 | 15,570 | 62 | |
| Balance sheet: equity and liabilities | ||||
10/49 |
55,547 | 60,790 | 64,854 | |
10/15 |
49,136 | 47,065 | 38,200 | |
10/11 |
1,000 | 1,000 | 1,000 | |
14 |
48,136 | 46,065 | 37,200 | |
17/49 |
6,411 | 13,726 | 26,655 | |
42/48 |
6,411 | 13,726 | 26,655 | |
44 |
3,927 | 46 | 8,849 | |
440/4 |
3,927 | 46 | 8,849 | |
45 |
2,484 | 13,680 | 17,343 | |
450/3 |
1,410 | 12,738 | 11,841 | |
454/9 |
1,074 | 941 | 5,502 | |
47/48 |
- | - | 462 | |
| Income statement | ||||
9900 |
23,676 | 28,361 | 58,817 | |
62 |
9,363 | 7,110 | 5,050 | |
630 |
9,967 | 8,682 | 5,918 | |
640/8 |
446 | 906 | 137 | |
9901 |
3,900 | 11,663 | 47,711 | |
75/76B |
209 | 67 | 0 | |
75 |
209 | 67 | 0 | |
65/66B |
723 | 321 | - | |
65 |
723 | 321 | - | |
9903 |
3,386 | 11,409 | 47,711 | |
67/77 |
1,315 | 2,544 | 10,512 | |
9904 |
2,071 | 8,865 | 37,200 | |
9905 |
2,071 | 8,865 | 37,200 | |
| Appropriation of the result | ||||
9906 |
48,136 | 46,065 | 37,200 | |
14P |
46,065 | 37,200 | - | |
| Social balance sheet | ||||
9087 |
1.3 | 0.8 | 0.1 | |
Hours worked1013 |
1,232 | 896 | 40 | |
| Document | ||||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 11-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 11 days after the deadline. Filed on 11 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00394442.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| 13,867 | 20,345 | 53,630 | ||
| 12,039 | 17,547 | 43,118 | ||
| 3,335 | 12,286 | 20,574 | ||
| 1,911 | -18,444 | - | ||
| 37,509 | 28,805 | 23,544 | ||
| 88.5% | 77.4% | 58.9% | ||
| 6.85 | 3.10 | 1.88 | ||
| 0.13 | 0.29 | 0.70 | ||
| 4.2% | 18.8% | 97.4% | ||
| 3.7% | 14.6% | 57.4% | ||
| 19.18 | 63.31 | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 31-12-2025 | 31-12-2024 | 31-12-2023 |
|---|---|---|---|
| Employees at the balance-sheet date | 2 | 1 | 1 |
| full-time | 2 | 1 | 1 |
| in full-time equivalents | 2 | 1 | 1 |
| 1.3 | 0.8 | 0.1 | |
| Joined | 1 | 2 | 1 |
| Left | 0 | 2 | 0 |
Source: social balance sheet in the 2023 to 2025 annual accounts
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Tangible fixed assets | €3,335 | €12,286 | €20,445 |
| Financial fixed assets | - | - | €129 |
| €9,967 | €8,682 | €5,918 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Insights on LACKNER CONSTRUCT
The operating result for 2025 is 67% lower than in 2024 and the lowest since 2023. It is the second fall in a row.
Debt's share of the balance-sheet total falls from 22.6% to 11.5%. Equity is higher and debt is lower.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 07-07-2023
term without a fixed end
listed in the 2025 annual accounts, filed on 11-08-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “B/ Pouvoirs Chaque administrateur agissant seul représente la société à l'égard des tiers et en justice et peut poser tous les actes…”deed of 11-07-2023
Mandates through the years
1 name, the dashed line is todayLACKNER Kévin
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- LACKNER Kévin
- Director (not named in the articles), from 07-07-2023 to date
Control
Capital
- Contribution
- €1,000
- Shares
- 100
- Contribution per share
- €10
- Equity per share
- €491 in 2025
- Source
- deed of 11-07-2023
Articles of association
deed of 11-07-2023 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Friday of June
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Les plus étendus, confirmation par Tribunal de l'Entreprise compétent”
Shareholders
At incorporation
deed of 11-07-2023 ↗
- LACKNER Kévin 100 shares (100%) · €1,000 in cash
Network & group
No group
LACKNER CONSTRUCT has no parent and no holdings in its annual accounts. LACKNER Kévin is the only director. LACKNER CONSTRUCT shares no director with another company.
Timeline
Timeline
8 events since 2023Filings
Financial
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 11 days late
2025
Weakest financial year net €2,071 ▼76.6% The net result drops to €2,071, the lowest from 2023 to 2025.
Liquidity more than doubled current ratio 6.85 The current ratio rises from 3.10 to 6.85. Short-term debt falls from €13,726 to €6,411.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0803719828
Annual accounts 2024 filed PDFmicro format · 24 days before the deadline
2024
Annual accounts 2023 filed PDFmicro format · 7 days before the deadline
2023
IncorporationFounding capital of €1,000, 100 shares · Founder: LACKNER Kévin · Appointment: LACKNER Kévin (director) · published on 11-07-20233 points ▸
- Director appointment, LACKNER Kévin (director (not named in the articles))
- Founder, LACKNER Kévin
- Founding capital, €1,000, 100 shares
- The deed holds 9 more points.
First establishment Place de la Citadelle 2, Mons
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 7 July 2023, LACKNER CONSTRUCT was incorporated as a private limited company by one natural person, with a starting capital of €1,000.12 LACKNER Kévin has served as director since 2023.3 Total assets went from €64,854 in 2023 to €55,547 in 2025 and headcount from 0.1 to 1.3 full-time equivalents.4
Company details
Identity
- Enterprise number
- 0803.719.828
- VAT number
- BE 0803.719.828
- Peppol ID
- 0208:0803719828
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 07-07-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Friday of Junedeed of 11-07-2023 (in French)
- Peppol
- Reachable since 30-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- LACKNER CONSTRUCT in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 11-07-2023 (in French)
Activities
NACEBEL 2025VAT activities
41001
General construction of residential buildings main activity
43110
Demolition
Social security (RSZ) activities
43910
Bricklaying and masonry work main activity
Codes under NACEBEL 2008
VAT activities
41201
General construction of buildings main activity
41202
Construction of residential and non-residential buildings
41203
Construction of residential and non-residential buildings
43110
Demolition
Social security (RSZ) activities
43994
Specialised construction activities main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Touteslesactivitésdelaconstructiondontlanomenclatureestrepriseauparagraphequatredel'ArrêtéRoyaldu20août1981publiéauMoniteurBelgedu2octobre19…”deed of 11-07-2023 (in French)
44 activities
- Touteslesactivitésdelaconstructiondontlanomenclatureestrepriseauparagraphequatredel'ArrêtéRoyaldu20août1981publiéauMoniteurBelgedu2octobre1981
- L'entreprisedeplafonnagepeintureravalementdefaçade
- Lamaçonnerie
- Laconstruction
- Larénovation
- Ladémolition
- Laposedecouverturesnonmétalliques
- Leplacementlaréfectionl'entretiendeschapescarrrelagesettousrevêtementdesolsetdemurs
- Posed EchâssisvoletsvérandasenaluminiumetenPVC
- Commercededétaildechâssisetportes(boisPVCalue..)
- Entreprisedetravauxdevitreriedeposedeglacesmiroiteriesvitrauxetlamiseenœuvredetousmatériauxtranslucideoutransparents
- Entreprisedeconstructionderéfectionetd'entretiendesroutes
- Entreprisedetravauxd'égout
- Entreprisedetravauxdeposedecâblesetdecanalisationsdiverses
- Entreprised'installationdesignalisationroutièreetdemarquagedesroutes
- Entreprised'aménagementdeplainesdejeuxdesportdeparcsetdejardins
- Entreprisedeterrassement
- Entreprised'installationd'échafaudagesderejointoyageetdenettoyagedefaÇades
- Entreprisedenettoyageetdedésinfectiondemaisonsetdelocauxmeublesameublementetobjetsdivers
- Entreprisederamonagedecheminées
- Entreprisedeplacementdeclôtures
- Entreprisedepeinturesindustrielles
- Entreprised'isolationthermiqueetacoustique
- Entreprisedetravauxd'assèchementdeconstructions
- Entreprisedeplacementdeferronneriedevolets etdemenuiseriemétallique
- Entreprisedetravauxdedrainage
- Entreprisedeposedeplaquesdegyproc(article6del'ArrêtéRoyaldu31août1964)
- Entreprisededémoussagedetoitures
- Entreprised'installationdecuisinéeséquipées(àl'exclusiondesactivitésréglementées)
- Entreprisederecouvrementdecorniches enPVC
- Ébéniste
- Atelierderestaurationdemeubles
- Entreprisedecharpenterieetdemenuiseriedubâtimentuniquementlafabricationetlaposedeparquet
- Fabricationetgarnissagedemeublesnonmétalliques
- Entreprisedefabricationetdeplacementdevoletsenbois
- Entreprisedeplacementd'adoucisseursd'eau
- Entreprised'installationdepanneauxsolaires
- Entreprisedefabricationetd'installationdepompesàchaleur(chauffagesolaire)
- Entreprisedeplacementd'entretienetderéparationdetousbrûleursuniquementlesréparationseffectuéesàl'occasiondel'entretiendesbrûleursainsiquelesremplacementdespiècesdéfectueusesàl'exclusiondubrûleurensonenentier(Arrêtéroyaldu8juin1979article2paragraphe2chauffagecentral)
- Constructionmétallique
- Entreprised'installationdeventilationetd'aérationde chauffage àairchauddeconditionnementd'airetdetuyauteriesindustrielles
- Atelierspécialdel'industriedesfabricationsmétalliques
- Atelierderéparationdematérielélectriqueetradioélectriqued'appareilsautomatiquesdedistributionetde jeuxmécaniques(uniquementpourlecourantfaible)
- Fabricationd'appareilsd'alarmeetdesécuritéd'appareilsutilisésdansunsystèmed'alarmeoudesécurité(ycomprisleplacementetuniquementsurlevéhicule)
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Place de la Citadelle 2 registered office 7012 Mons | 07-07-2023 | 2.347.380.204 |
Buildings and parcels at the address
- Ground area
- 47 m²
- Buildings
- 34 m²
- Volume, LiDAR
- 270 m³
- Tallest building
- 9.3 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 53043B0386/00S002 | 47 m² | 1 · 34 m² | 9.3 m · 3 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0803.719.828