M.nima

Active

Private limited companyfounded 20233 yrs activeChaussée de Bruxelles 75, 6040 Charleroi, BelgiumKBO/BCE: BE 0797.948.823

The file of M.nima contains 1 historical bankruptcy publication, as published in the Belgian State Gazette.

Summary

The computed 12-month bankruptcy probability is 3.9% (moderate). The 2024 annual accounts show equity of €7k and a net result of €-2k. Its solvency ranks better than 28% of 9982 sector peers (fiscal year 2024).

Risk analysis Watch Report Compare

M.nimaActiveChecked score 40/100

Risk analysis Report Compare

Checked score

Score 2024

40 / 100

Weak

Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability56▼-36

Solvency46▼-3

Growth32

Track record79

Bankruptcy probability, 12 months

3.9% Moderate

0%0.5%1.5%4%10%≥ 25%

No publishable credit limit; credit only on tighter terms

Liquidity tight (current ratio 1.14 against 1.09 in 2023; short-term debt: 77.7% and cash: 7.6% of total assets), and 78.7% of the assets are financed with debt.

Credit check for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 41

Relative position

BE, all sectors

reference

Construction of residential and non-residential buildings (NACE 41)

about 67% more bankruptcies

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

21.3%

Return on assets

-5.5%

Age of the figures

21 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Prior bankruptcy

Earlier bankruptcy on record in the Belgian State Gazette, no current open procedure.

Belgian State Gazette

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

not confirmed

2024

61 d late

2023

30 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€7k▼ 20.6%

2023 · €9k

2023: €9k 2024: €7k▼ -20.6% vs 2023

2023 → 2024

Total assets

€34k▼ 12.4%

2023 · €39k

2023: €39k 2024: €34k▼ -12.4% vs 2023

2023 → 2024

Net result

€-2k

2023 · €7k

2023: €7k 2024: €-2k▼ -126% vs 2023

2023 → 2024

Working capital

€4k▲ 38.0%

2023 · €3k

2023: €3k 2024: €4k▲ +38.0% vs 2023

2023 → 2024

Trend over the years

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20232024Trend

Equity€9k-€7k▼ 20.6% 2023: €9k 2024: €7k▼ -20.6% vs 2023

Operating result€11k-€-2k 2023: €11k 2024: €-2k▼ -115% vs 2023

Net result€7k-€-2k 2023: €7k 2024: €-2k▼ -126% vs 2023

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2024: a loss of €2k after €11k in 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €34k

11%

88.6%

Fixed assets €4k ▼ 39.6%

Current assets €30k ▼ 7.0%

Equity and liabilities €34k

21.3%

78.7%

Equity €7k ▼ 20.6%

Debt €27k ▼ 9.9%

Debt's share of the balance-sheet total rises from 76.5% to 78.7%. Equity and debt are lower.

Key figures and ratios

2024 value · change against 2023

EBITDA

€1k▼

2023 · €12k

Cash flow

€682▼

2023 · €8k

Current ratio

1.14▲

2023 · 1.09

Debt to equity

3.69▲

2023 · 3.25

ROE

-25.9%▼

2023 · 78.3%

ROA

-5.5%▼

2023 · 18.4%

Interest coverage

5.31▼

2023 · 278.95

Debt ≤ 1 year

€27k▼

2023 · €30k

Income taxes

€731▼

2023 · €3k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

As filed By statement

Filed annual accounts As filed with the NBB · 2024 against 2023 · 39 lines

Balance sheet Code20232024

Assets

Total assets20/58€39k€34k▼

Fixed assets21/28€6k€4k▼

Tangible fixed assets22/27€6k€4k▼

Plant, machinery and equipment23€5k€3k▼

Furniture and vehicles24€1k€762▼

Current assets29/58€33k€30k▼

Amounts receivable within one year40/41€20k€28k▲

Trade receivables40€15k€13k▼

Other amounts receivable41€5k€15k▲

Cash at bank and in hand54/58€12k€3k▼

Equity and liabilities

Total equity and liabilities10/49€39k€34k▼

Equity10/15€9k€7k▼

Contributions10/11€2k€2k=

Reserves13€7k€7k=

Distributable reserves133€7k€7k=

Profit (loss) carried forward14-€-2k

Amounts payable17/49€30k€27k▼

Amounts payable within one year42/48€30k€27k▼

Trade debts44€13k€1k▼

Suppliers440/4€13k€1k▼

Advances received on contracts in progress46€360€360=

Taxes, remuneration and social security45€17k€25k▲

Taxes450/3€17k€25k▲

Accrued charges and deferred income492/3-€345

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€3k▲

Other operating charges640/8€3k€940▼

Gross operating margin9900€14k€2k▼

Operating profit (loss)9901€11k€-2k▼

Financial income75/76B€132€573▲

Recurring financial income75€132€573▲

Financial charges65/66B€42€195▲

Recurring financial charges65€42€195▲

Profit (loss) for the period before taxes9903€11k€-1k▼

Income taxes67/77€3k€731▼

Profit (loss) for the period9904€7k€-2k▼

Profit (loss) for the period to be appropriated9905€7k€-2k▼

Appropriation of the result

Profit (loss) to be appropriated9906€7k€-2k▼

Transfer to equity691/2€7k-

To other reserves6921€7k-

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement

Income statement Balance sheet Cash flow

Line	2023	2024	Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630	€1k	€3k	▲ 110%
Other operating charges640/8	€3k	€940	▼ 63.4%
Gross operating margin9900	€14k	€2k	▼ 86.3%
Operating profit (loss)9901	€11k	€-2k	▼ 115%
Financial income75/76B	€132	€573	▲ 334%
Recurring financial income75	€132	€573	▲ 334%
Financial charges65/66B	€42	€195	▲ 360%
Recurring financial charges65	€42	€195	▲ 360%
Profit (loss) for the period before taxes9903	€11k	€-1k	▼ 111%
Income taxes67/77	€3k	€731	▼ 79.0%
Profit (loss) for the period9904	€7k	€-2k	▼ 126%
Profit (loss) for the period to be appropriated9905	€7k	€-2k	▼ 126%

Line	2023	2024	Change
Assets
Total assets20/58	€39k	€34k	▼ 12.4%
Fixed assets21/28	€6k	€4k	▼ 39.6%
Tangible fixed assets22/27	€6k	€4k	▼ 39.6%
Plant, machinery and equipment23	€5k	€3k	▼ 39.3%
Furniture and vehicles24	€1k	€762	▼ 40.7%
Current assets29/58	€33k	€30k	▼ 7.0%
Amounts receivable within one year40/41	€20k	€28k	▲ 35.4%
Trade receivables40	€15k	€13k	▼ 15.9%
Other amounts receivable41	€5k	€15k	▲ 180%
Cash at bank and in hand54/58	€12k	€3k	▼ 78.5%
Equity and liabilities
Total equity and liabilities10/49	€39k	€34k	▼ 12.4%
Equity10/15	€9k	€7k	▼ 20.6%
Contributions10/11	€2k	€2k	=
Reserves13	€7k	€7k	=
Distributable reserves133	€7k	€7k	=
Profit (loss) carried forward14	-	€-2k	-
Amounts payable17/49	€30k	€27k	▼ 9.9%
Amounts payable within one year42/48	€30k	€27k	▼ 11.0%
Trade debts44	€13k	€1k	▼ 91.1%
Suppliers440/4	€13k	€1k	▼ 91.1%
Advances received on contracts in progress46	€360	€360	=
Taxes, remuneration and social security45	€17k	€25k	▲ 50.4%
Taxes450/3	€17k	€25k	▲ 50.4%
Accrued charges and deferred income492/3	-	€345	-

Line	2023	2024	Change
Profit (loss) for the period9904	€7k	€-2k	▼ 126%
+ Depreciation and write-downs630	€1k	€3k	▲ 110%
Operating cash flow (approximation)	€8k	€682	▼ 91.9%
Investment in fixed assets (approximation)	-	€0	-
Change in cash	-	€-10k	-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Timeline · acts, filings and financial milestones

All 3Signals 1Filings 2

2025

30-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 61 days late

2024

30-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 30 days late

31-07

Bankruptcy Judicial dissolution

Ondernemingsrechtbank Brussel

SignalNBB filing

0 of 5 acts read

About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Charleroi · 1 establishment unit since 2023

seat establishment The establishment unit on the map

Ground area

770 m²

Building footprint

126 m²

Volume, LiDAR

826 m³

2 parcels, Wallonia · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

M.nima

Rue de Montpellier 38, 6030 CharleroiGeneral construction of residential buildings

since 20232.341.575.149

2 parcels

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
52363D0510/00Y002	Wallonia	453 m²	1 · 82 m²	8.4 m · 2 fl.
52044B0516/00G012	Wallonia	317 m²	1 · 45 m²	10.7 m · 3 fl.

Linked by address, not proof of ownership

Good to know

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Herenthout · Eq €7,289

Fenix Bouwonderneming

BE 0798.753.032

Lier · Eq €7,324

Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 7,995 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification

Legal formPrivate limited company

Founded02-02-2023

Fiscal year end31-12

Activities, NACEBEL 2025

41001General construction of residential buildings

41002Construction of residential and non-residential buildings

41003General construction of other non-residential buildings

43110Demolition

43120Site preparation

43341Painting of buildings

Contact

E-mail M.nimasrl@hotmail.com

Phone +32455108337

Scores and ratios are computed by Checked and are not a credit decision.