Lablanc has a registered holding activity and consists mainly of financial fixed assets. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €5.9m and a net result of €827,392. Equity has been growing by about 16% per year since 2023. Its solvency ranks better than 55% of 10,818 sector peers (NACE 70, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Holding: general score not applicable
The company has a registered holding activity. Financial fixed assets make up more than half of its assets. The general model for operating companies does not fit such a balance sheet, so there is no score and no financial strength.
Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Credit check for an amount and term of your choice
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 54 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 June (3 of the last 3 accounts filed within 30 days either side of that date).
Equity is what the company owns minus what it owes. It consists of the contributions and the reserves and profits built up. Negative equity means debts exceed assets.
The net result is what is left after all costs and taxes. One loss year is not an alarm on its own. After several loss years in a row, it pays to find out why.
Working capital is what is left when the company pays its short-term debts with its short-term assets. Positive means it can pay its bills in the short term.
Net result-€0.2mbelow the sector's middle half-€0.7mabove the sector's middle half€0.8mabove the sector's middle half▲ 10.6%
Equity€4.3mabove the sector's middle half-€5.1mabove the sector's middle half▲ 17.3%€5.9mabove the sector's middle half▲ 16.3%
Total assets€11.5mabove the sector's middle half-€10.1mabove the sector's middle half▼ 12.5%€10.2mabove the sector's middle half▲ 0.6%
Debt€7.2m-€5.0m▼ 30.4%€4.3m▼ 15.2%
Working capital-€0.7mbelow the sector's middle half--€0.7mbelow the sector's middle half▼ 12.2%-€0.7mbelow the sector's middle half▲ 5.0%
Solvency37.5%within the sector's middle half-50.2%within the sector's middle half▲ 12.8pp58.1%within the sector's middle half▲ 7.8pp
Current ratio0.69within the sector's middle half-0.01below the sector's middle half▼ 0.680.10below the sector's middle half▲ 0.08
Return on assets (ROA)-1.8%below the sector's middle half-7.4%within the sector's middle half▲ 9.2pp8.1%within the sector's middle half▲ 0.7pp
abovewithinbelowThe sector band is the middle half of the companies in Activities of head offices; management consultancy activities (NACE 70). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is a loss of €2,230, smaller than the loss of €2,955 in 2024.
Turnover and EBIT margin are not published. The abbreviated format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €10.2m
99.3%
Fixed assets€10.1m =
Current assets€75,618 ▲ 604%
Equity and liabilities €10.2m
58.1%
41.9%
Equity€5.9m ▲ 16.3%
Debt€4.3m ▼ 15.2%
Debt's share of the balance-sheet total falls from 49.8% to 41.9%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
14.0%▼
2024 · 14.7%
Debt ≤ 1 year
€777,388▲
2024 · €749,640
Debt > 1 year
€3.4m▼
2024 · €4.2m
Income taxes
€0▼
2024 · €874
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Securities and guarantees
on own assets and for others
Item
2023
2024
2025
Debts secured on the company's own assets
€5.7m
€4.9m
€4.2m
Pledge on other assets, amount secured
€5.7m
€4.9m
€4.2m
Carrying value of the other pledged assets
€14.9m
€10.1m
€10.1m
Source: notes to the 2023 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
fixed assets acquired
Item
2023
2024
2025
Financial fixed assets
€14.9m
€32,466
€0
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Annual accounts
Filed annual accountsAs filed with the NBB · 2025 against 2024 · 41 lines
Balance sheetCode20242025
Assets
Total assets20/58€10.1m€10.2m▲
Fixed assets21/28€10.1m€10.1m=
Financial fixed assets28€10.1m€10.1m=
Current assets29/58€0.01m€0.08m▲
Amounts receivable within one year40/41€405€93▼
Trade receivables40€85€0▼
Other amounts receivable41€320€93▼
Current investments50/53-€0.05m
Cash at bank and in hand54/58€0.01m€0.03m▲
Deferred charges and accrued income490/1-€228
Equity and liabilities
Total equity and liabilities10/49€10.1m€10.2m▲
Equity10/15€5.1m€5.9m▲
Contributions10/11€4.5m€4.5m=
Reserves13€0.5m€1.4m▲
Distributable reserves133€0.5m€1.4m▲
Profit (loss) carried forward14€0-
Amounts payable17/49€5.0m€4.3m▼
Amounts payable after more than one year17€4.2m€3.4m▼
Financial debts170/4€4.2m€3.4m▼
Amounts payable within one year42/48€0.7m€0.8m▲
Current portion of amounts payable after more than one year42€0.7m€0.8m▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€0.001m€0.001m▼
Suppliers440/4€0.001m€0.001m▼
Accrued charges and deferred income492/3€0.09m€0.08m▼
Income statementCode20242025
Other operating charges640/8€437€0.001m▲
Gross operating margin9900-€0.003m-€0.001m▲
Operating profit (loss)9901-€0.003m-€0.002m▲
Financial income75/76B€1.0m€1.0m▼
Recurring financial income75€1.0m€1.0m▼
Financial charges65/66B€0.3m€0.2m▼
Recurring financial charges65€0.3m€0.2m▼
Profit (loss) for the period before taxes9903€0.7m€0.8m▲
Income taxes67/77€0.001m€0▼
Profit (loss) for the period9904€0.7m€0.8m▲
Profit (loss) for the period to be appropriated9905€0.7m€0.8m▲
Appropriation of the result
Profit (loss) to be appropriated9906€0.5m€0.8m▲
Profit (loss) brought forward from the previous period14P-€0.2m€0▲
Transfer to equity691/2€0.5m€0.8m▲
To other reserves6921€0.5m€0.8m▲
The notes to these accounts have 15 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Director (not named in the articles) · appointed in the act of 20-06-2023 · term without a fixed end · Private limited company · permanent representative: TALPE Tony Julien Hilda Joseph Marie · also on the board of 10 other companies · listed in the 2025 annual accounts, filed on 19-05-2026
Director (not named in the articles) · appointed in the act of 20-06-2023 · term without a fixed end · Private limited company · permanent representative: TALPE Stefan Julien Marie Filip · also on the board of 10 other companies · listed in the 2025 annual accounts, filed on 19-05-2026
Director (not named in the articles) · appointed in the act of 20-06-2023 · earlier director, until 27-10-2026 · term without a fixed end · Private limited company · permanent representative: Baudouin Plennevaux · also on the board of 1 other company · listed in the 2025 annual accounts, filed on 19-05-2026
Each bar is one period in a function, from appointment to resignation or to today. An open left edge means the mandate began before its first mention. An open right edge means the mandate ended without a stated end date.
Starting capital €4,525,000 · Appointments: EL GOLFO, TUMBAOO and AJIBUILD · Permanent representatives: TALPE Tony Julien Hilda Joseph Marie, TALPE Stefan Julien Marie Filip and PLENNEVAUX Baudouin Emile Patient Maurice Ghislain · Founder12 points ▸
Director appointment, EL GOLFO (director (not named in the articles))
Director appointment, TUMBAOO (director (not named in the articles))
Director appointment, AJIBUILD (director (not named in the articles))
Permanent representative, TALPE Tony Julien Hilda Joseph Marie
Permanent representative, TALPE Stefan Julien Marie Filip
Permanent representative, PLENNEVAUX Baudouin Emile Patient Maurice Ghislain
Other provision, “délivrance avant enregistrement, article 173,1° bis du Code des Droits d'Enregistrement” (deed in French)
Founder, TELESCO (comparant)
Founder, PLENNEVAUX Baudouin Emile Patient Maurice Ghislain (comparant)
Each sentence rests on a document from the KBO register, the Belgian Official Gazette or the National Bank. The number after the sentence opens that document.
Lablanc was incorporated on 16 June 2023 as a private limited company by TELESCO and two natural persons, with a starting capital of €4.5m.12The board currently has 3 members.3Total assets fell from €11.5m in 2023 to €10.2m in 2025.4