VAN KERCKHOVEN DRAADHANDEL
ActiveVAN KERCKHOVEN DRAADHANDEL has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.17M and a net result of €199k. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 70% of 7955 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+6
Solvency89=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €240k at 30 days acceptable
Liquidity ample (current ratio 5.45 against 6.38 in 2024; short-term debt: 11% and cash: 16% of total assets), and 35.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.3%
Return on assets
4%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
58 d early
2024
55 d early
2023
65 d early
2022
48 d early
2021
47 d early
2020
67 d early
2019
53 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€3.17M▼ 1.8%
2024 · €3.23M
2018: €2.23M
2019: €2.47M
2020: €2.45M
2021: €2.76M
2022: €3.13M
2023: €3.33M
2024: €3.23M
2018 → 2025
Total assets
€4.94M▼ 2.4%
2024 · €5.06M
2018: €2.96M
2019: €3.12M
2020: €4.61M
2021: €4.45M
2022: €4.70M
2023: €5.44M
2024: €5.06M
2018 → 2025
Net result
€199k▲ 109%
2024 · €95k
2018: €274k
2019: €244k
2020: €346k
2021: €450k
2022: €454k
2023: €479k
2024: €95k
2018 → 2025
Working capital
€2.43M▼ 5.3%
2024 · €2.56M
2018: €2.10M
2019: €2.36M
2020: €2.04M
2021: €2.26M
2022: €2.62M
2023: €2.75M
2024: €2.56M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.76M-€3.13M▲ 13.5%€3.33M▲ 6.3%€3.23M▼ 2.8%€3.17M▼ 1.8%
Operating result€566k-€641k▲ 13.1%€618k▼ 3.5%€139k▼ 77.5%€286k▲ 105%
Net result€450k-€454k▲ 1.0%€479k▲ 5.5%€95k▼ 80.1%€199k▲ 109%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 105% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.94M
Fixed assets
€1.97M▼ 2.7%
Current assets
€2.97M▼ 2.2%
Equity and liabilities €4.94M
Equity
€3.17M▼ 1.8%
Provisions
€50k▼ 6.0%
Debt
€1.71M▼ 3.5%
The debt ratio falls from 35.1% to 34.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€409k▲
2024 · €263k
Cash flow
€322k▲
2024 · €219k
Solvency
64.3%▲
2024 · 63.9%
Current ratio
5.45▼
2024 · 6.38
Quick ratio
2.24▼
2024 · 2.89
Debt / equity
0.54▼
2024 · 0.55
ROE
6.3%▲
2024 · 2.9%
ROA
4.0%▲
2024 · 1.9%
Interest coverage
10.31▲
2024 · 5.66
Debt
€1.71M▼
2024 · €1.78M
Debt ≤ 1 year
€544k▲
2024 · €476k
Debt > 1 year
€1.17M▼
2024 · €1.30M
Income taxes
€69k▲
2024 · €35k
Staff costs
€411k▼
2024 · €479k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.06M€4.94M▼
Fixed assets21/28€2.02M€1.97M▼
Tangible fixed assets22/27€2.02M€1.97M▼
Land and buildings22€1.97M€1.87M▼
Plant, machinery and equipment23€43k€23k▼
Furniture and vehicles24€11k€77k▲
Financial fixed assets28€135€135=
Current assets29/58€3.04M€2.97M▼
Stocks and contracts in progress3€1.66M€1.75M▲
Stocks30/36€1.66M€1.75M▲
Amounts receivable within one year40/41€475k€406k▼
Trade receivables40€385k€375k▼
Other amounts receivable41€90k€31k▼
Cash at bank and in hand54/58€883k€791k▼
Deferred charges and accrued income490/1€20k€21k▲
Equity and liabilities
Total equity and liabilities10/49€5.06M€4.94M▼
Equity10/15€3.23M€3.17M▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€3.03M€2.98M▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€65k€65k=
Distributable reserves133€2.96M€2.91M▼
Profit (loss) carried forward14€0€0=
Investment grants15€141k€133k▼
Provisions and deferred taxes16€54k€50k▼
Deferred taxes168€54k€50k▼
Amounts payable17/49€1.78M€1.71M▼
Amounts payable after more than one year17€1.30M€1.17M▼
Financial debts170/4€1.30M€1.17M▼
Amounts payable within one year42/48€476k€544k▲
Current portion of amounts payable after more than one year42€127k€129k▲
Trade debts44€86k€91k▲
Suppliers440/4€86k€91k▲
Advances received on contracts in progress46€0€2k▲
Taxes, remuneration and social security45€83k€72k▼
Taxes450/3€30k€17k▼
Remuneration and social security454/9€52k€55k▲
Other amounts payable47/48€180k€250k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€479k€411k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€124k€123k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€12k€5k▼
Other operating charges640/8€25k€29k▲
Non-recurring operating charges66A€3k€0▼
Gross operating margin9900€781k€854k▲
Operating profit (loss)9901€139k€286k▲
Financial income75/76B€34k€19k▼
Recurring financial income75€34k€19k▼
Financial charges65/66B€46k€40k▼
Recurring financial charges65€46k€40k▼
Profit (loss) for the period before taxes9903€127k€265k▲
Transfer from deferred taxes780€3k€3k▼
Income taxes67/77€35k€69k▲
Profit (loss) for the period9904€95k€199k▲
Profit (loss) for the period to be appropriated9905€95k€199k▲
Appropriation of the result
Profit (loss) to be appropriated9906€95k€199k▲
Transfer from equity791/2€85k€51k▼
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€180k€250k▲
Return on contributions (dividend)694€180k€250k▲
Social balance
Average headcount (FTE)90876.65.9▼
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €95k ▼80.1%
Net result drops to €95k, the lowest in the series; recovery starts the following year.
27-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €479k ▲5.5%
Net result €479k, the highest in the series.
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
25-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 3 establishment units since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vogelroedestraat 272220 Heist-op-den-BergGround area
6,712 m²
Building footprint
4,923 m²
Volume, LiDAR
20,204 m³
3 parcels, Flanders · tallest building 15.1 m, ±2 floors. Linked by address, not a title deed.
3 establishment units
Vogelroedestraat 27, 2220 Heist-op-den-Berg
since 19992.090.493.520
Van Kerckhoven Draadhandel
since 20172.260.878.473
Van Kerckhoven Draadhandel
since 20202.359.715.634
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13050B0365/00A000 | Flanders | 4,311 m² | 1 · 4,313 m² | 9.5 m · 2 fl. |
| 13050B0068/00H005 | Flanders | 1,509 m² | 1 · 360 m² | 15.1 m · 1 fl. |
| 12014K0051/00D000 | Flanders | 892 m² | 1 · 250 m² | 8.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,566 companies in sector 46900 we hold annual accounts for 920. 448 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded22-02-1999
Fiscal year end31-12
Activities, NACEBEL
46831Wholesale of construction materials, general range
46900Non-specialised wholesale trade
51532
51900
47789Other retail sale of new goods
52498
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.