A.E.V. AFSLUITINGEN
ActiveA.E.V. AFSLUITINGEN has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.23M and a net result of €191k. Equity is growing by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 85% of 7684 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
90
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+4
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 3.22 against 3.75 in 2024), and 22.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.1%
Return on assets
12%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-05-2026, 72 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
72 d early
2024
77 d early
2023
35 d early
2022
34 d early
2021
40 d early
2020
22 d early
2019
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.23M▼ 17.4%
2024 · €1.49M
2018: €845k
2019: €857k
2020: €925k
2021: €1.08M
2022: €1.59M
2023: €1.57M
2024: €1.49M
2018 → 2025
Total assets
€1.59M▼ 13.5%
2024 · €1.84M
2018: €1.43M
2019: €1.58M
2020: €2.14M
2021: €2.05M
2022: €2.00M
2023: €1.86M
2024: €1.84M
2018 → 2025
Net result
€191k▼ 12.9%
2024 · €219k
2018: €186k
2019: €212k
2020: €484k
2021: €580k
2022: €506k
2023: €282k
2024: €219k
2018 → 2025
Working capital
€760k▼ 22.2%
2024 · €976k
2018: €461k
2019: €471k
2020: €490k
2021: €571k
2022: €1.07M
2023: €1.10M
2024: €976k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.08M-€1.59M▲ 46.8%€1.57M▼ 1.1%€1.49M▼ 5.1%€1.23M▼ 17.4%
Operating result€766k-€683k▼ 10.9%€393k▼ 42.5%€287k▼ 26.9%€267k▼ 7.0%
Net result€580k-€506k▼ 12.8%€282k▼ 44.3%€219k▼ 22.2%€191k▼ 12.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 7% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.59M
Fixed assets
€491k▼ 4.0%
Current assets
€1.10M▼ 17.2%
Equity and liabilities €1.59M
Equity
€1.23M▼ 17.4%
Debt
€365k▲ 2.7%
The debt ratio rises from 19.3% to 22.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€334k▼
2024 · €345k
Cash flow
€258k▼
2024 · €277k
Solvency
77.1%▼
2024 · 80.7%
Current ratio
3.22▼
2024 · 3.75
Quick ratio
2.31▼
2024 · 2.50
Debt / equity
0.30▲
2024 · 0.24
ROE
15.6%▲
2024 · 14.7%
ROA
12.0%▲
2024 · 11.9%
Interest coverage
25.54▼
2024 · 32.30
Debt
€365k▲
2024 · €355k
Debt ≤ 1 year
€343k▼
2024 · €355k
Debt > 1 year
€22k
Income taxes
€65k▼
2024 · €74k
Staff costs
€246k▲
2024 · €193k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.84M€1.59M▼
Fixed assets21/28€512k€491k▼
Tangible fixed assets22/27€510k€489k▼
Land and buildings22€386k€367k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€121k€120k▼
Other tangible fixed assets26€721€0▼
Financial fixed assets28€2k€2k=
Current assets29/58€1.33M€1.10M▼
Stocks and contracts in progress3€444k€310k▼
Stocks30/36€444k€310k▼
Amounts receivable within one year40/41€229k€284k▲
Trade receivables40€185k€194k▲
Other amounts receivable41€44k€90k▲
Cash at bank and in hand54/58€653k€489k▼
Deferred charges and accrued income490/1€5k€18k▲
Equity and liabilities
Total equity and liabilities10/49€1.84M€1.59M▼
Equity10/15€1.49M€1.23M▼
Contributions10/11€138k€138k=
Reserves13€1.35M€1.09M▼
Non-distributable reserves130/1€14k-
Reserves not available under the articles1311€14k-
Distributable reserves133€1.34M€1.09M▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€355k€365k▲
Amounts payable after more than one year17-€22k
Financial debts170/4-€22k
Amounts payable within one year42/48€355k€343k▼
Current portion of amounts payable after more than one year42€0€8k▲
Trade debts44€305k€247k▼
Suppliers440/4€305k€247k▼
Taxes, remuneration and social security45€50k€87k▲
Taxes450/3€13k€32k▲
Remuneration and social security454/9€37k€55k▲
Income statement
Code20242025
Remuneration, social security and pensions62€193k€246k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€58k€67k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-9k€0▲
Other operating charges640/8€13k€13k▼
Non-recurring operating charges66A€666€0▼
Gross operating margin9900€542k€593k▲
Operating profit (loss)9901€287k€267k▼
Financial income75/76B€17k€2k▼
Recurring financial income75€17k€2k▼
Financial charges65/66B€11k€13k▲
Recurring financial charges65€11k€13k▲
Profit (loss) for the period before taxes9903€293k€256k▼
Income taxes67/77€74k€65k▼
Profit (loss) for the period9904€219k€191k▼
Profit (loss) for the period to be appropriated9905€219k€191k▼
Appropriation of the result
Profit (loss) to be appropriated9906€219k€191k▼
Transfer from equity791/2€300k€450k▲
Transfer to equity691/2€219k€191k▼
To other reserves6921€219k€191k▼
Profit to be distributed694/7€300k€450k▲
Return on contributions (dividend)694€300k€450k▲
Social balance
Average headcount (FTE)90873.64.4▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Liquidity doublescurrent ratio 3.63
Current ratio from 1.62 to 3.63; short-term debt falls from €916k to €408k.
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €580k ▲19.9%
Operating result €766k, net result €580k, both a record.
31-12
Financial
Equity above €1MEq €1.08M ▲16.8%
4 profitable years in a row build equity to €1.08M.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
03-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 3 days late
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 directors, no change since 2024
DOLLAR CONSULT
CurrentManaging director · since 24-07-2024 · Limited partnership · perm. rep.: Viktor VANDRIES
KV MANAGEMENT
CurrentDirector (executive) · since 24-07-2024 · Limited partnership · perm. rep.: VANDRIES Kamiel
EL GOLFO BV
CurrentDirector · since 18-08-2022 · Legal entity
TALPE STEFAAN
CurrentDirector · since 18-08-2022
TUMBAOO BV
CurrentDirector · since 18-08-2022 · Legal entity
24-07-2024
DOLLAR CONSULT: Appointed as Managing director
24-07-2024
KV MANAGEMENT: Appointed as Director (executive)
24-07-2024
KV MANAGEMENT: Appointed as Managing director
24-07-2024
TALPE Stefaan Marie Ida Marc: Resigned as Sole director
24-07-2024
DOLLAR CONSULT: Resigned as Permanent representative
24-07-2024
DOLLAR CONSULT: Appointed as Permanent representative
24-07-2024
EL GOLFO: Resigned as Permanent representative
24-07-2024
EL GOLFO: Appointed as Permanent representative
24-07-2024
TUMBAOO: Resigned as Permanent representative
24-07-2024
TUMBAOO: Appointed as Permanent representative
24-07-2024
KV MANAGEMENT: Resigned as Permanent representative
16-09-2022
EL GOLFO: Appointed as Permanent representative
16-09-2022
TUMBAOO: Appointed as Permanent representative
18-08-2022
EL GOLFO BV: Appointed as Director
18-08-2022
TALPE STEFAAN: Appointed as Director
18-08-2022
TUMBAOO BV: Appointed as Director
18-08-2022
VANDRIES ERIC: Resigned as Director
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Weven 113583 BeringenGround area
5,132 m²
Building footprint
969 m²
Volume, LiDAR
5,575 m³
Parcel 71049A0997/00R000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Farmfence
since 20072.169.885.248
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71049A0997/00R000 | Flanders | 5,132 m² | 1 · 969 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 4,215 EUR awarded · 4,215 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 990 EUR | 990 EUR |
| 2022 | 1 | 3,225 EUR | 3,225 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 19,948 companies in sector 43320 we hold annual accounts for 9,082. 3,899 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-07-1998
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
45422
47529Retail trade
47522Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.