LA VARO
ActiveSummary
The computed 12-month bankruptcy probability of LA VARO is 1.6% (moderate). The 2025 annual accounts show negative equity (€-11k) and a net result of €3k. Equity is shrinking by ~86.5% per year across the filed fiscal years. Its solvency ranks better than 23% of 4621 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+76
Solvency6▲+6
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.67 against 0.61 in 2024; short-term debt: 119% and cash: 35% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-19%
Return on assets
6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 4621 sector peers (2025).
NBB · sector comparisonPosition among 4621 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
4 d early
2024
on the day
2023
31 d late
2022
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-11k▲ 24.0%
2024 · €-14k
2022: €8k
2023: €-4k
2024: €-14k
2022 → 2025
Total assets
€56k▲ 8.7%
2024 · €51k
2022: €61k
2023: €55k
2024: €51k
2022 → 2025
Net result
€3k
2024 · €-10k
2022: €3k
2023: €-12k
2024: €-10k
2022 → 2025
Working capital
€-22k▲ 12.7%
2024 · €-25k
2022: €-2k
2023: €-15k
2024: €-25k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€8k-€-4k€-14k▼ 244%€-11k▲ 24.0%
Operating result€5k-€-11k€-9k▲ 18.2%€4k
Net result€3k-€-12k€-10k▲ 17.9%€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €9k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €56k
Fixed assets
€11k ▲ 1.4%
Current assets
€44k ▲ 10.8%
Key figures and ratios
EBITDA
€6k▲
2024 · €-7k
Cash flow
€6k▲
2024 · €-8k
Solvency
-19.0%▲
2024 · -27.2%
Current ratio
0.67▲
2024 · 0.61
Quick ratio
0.55▲
2024 · 0.52
Debt to equity
-6.26▼
2024 · -4.67
ROA
6.0%▲
2024 · -19.3%
Interest coverage
22.16▲
2024 · -10.43
Debt
€66k▲
2024 · €65k
Debt ≤ 1 year
€66k▲
2024 · €65k
Income taxes
€238▼
2024 · €240
Staff costs
€42k▲
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€51k€56k▲
Fixed assets21/28€11k€11k▲
Tangible fixed assets22/27€9k€9k▲
Plant, machinery and equipment23€766€254▼
Furniture and vehicles24€972€3k▲
Other tangible fixed assets26€7k€7k▼
Financial fixed assets28€2k€2k=
Current assets29/58€40k€44k▲
Stocks and contracts in progress3€6k€8k▲
Stocks30/36€6k€8k▲
Amounts receivable within one year40/41€232€3k▲
Trade receivables40€232€3k▲
Cash at bank and in hand54/58€16k€20k▲
Deferred charges and accrued income490/1€18k€13k▼
Equity and liabilities
Total equity and liabilities10/49€51k€56k▲
Equity10/15€-14k€-11k▲
Contributions10/11€5k€5k=
Reserves13€3k€3k=
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€-22k€-19k▲
Amounts payable17/49€65k€66k▲
Amounts payable within one year42/48€65k€66k▲
Trade debts44€4k€6k▲
Suppliers440/4€4k€6k▲
Advances received on contracts in progress46€700-
Taxes, remuneration and social security45€9k€8k▼
Taxes450/3€4k€4k▼
Remuneration and social security454/9€5k€4k▼
Other amounts payable47/48€51k€53k▲
Income statement
Code20242025
Remuneration, social security and pensions62€35k€42k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€401€173▼
Gross operating margin9900€28k€48k▲
Operating profit (loss)9901€-9k€4k▲
Financial income75/76B€4€1▼
Recurring financial income75€4€1▼
Financial charges65/66B€665€275▼
Recurring financial charges65€665€275▼
Profit (loss) for the period before taxes9903€-10k€4k▲
Income taxes67/77€240€238▼
Profit (loss) for the period9904€-10k€3k▲
Profit (loss) for the period to be appropriated9905€-10k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-22k€-19k▲
Profit (loss) brought forward from the previous period14P€-12k€-22k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Weakest financial yearnet €-12k ▼502%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nijlen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwe Bevelsesteenweg(Kessel) 262560 NijlenGround area
453 m²
Building footprint
223 m²
Volume, LiDAR
119 m³
Parcel 12018C0475/00E000, Flanders · tallest building 6.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
LA VARO
since 20212.319.268.020
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12018C0475/00E000 | Flanders | 453 m² | 1 · 223 m² | 6.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0743.647.431
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Kapsalon Borgers & C°
BE 0824.206.822
Herk-de-Stad · Eq €7,985
OVINTAGE
BE 0739.656.078
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HAIRDESIGN NEW LOOK
BE 0835.788.424
Antwerpen · Eq €7,953
Of 21,748 companies in sector 96210 we hold annual accounts for 2,833. 2,199 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-2021
Fiscal year end31-12
Activities, NACEBEL 2025
96210Hairdressing and barber services
47120Other non-specialised retail sale
47789Other retail sale of new goods
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.