OVINTAGE
ActiveThe computed 12-month bankruptcy probability of OVINTAGE is 2.5% (moderate). The 2024 annual accounts show equity of €8k and a net result of €6k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 82% of 6162 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2022
Profitability100▲+100
Solvency93▲+62
Growth72▲+14
Track record100
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.57 against 0.09 in 2022; short-term debt: 32.1% and cash: 79.2% of total assets), and 32.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
67.9%
Return on assets
54.3%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2021 and did not fall compared with 2022. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
20212224
2020 to 2024 · latest year €8k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2022
32 d late
2021
30 d late
2020
24 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€28k▲ 62.4%
2022 · €17k
2022: €17k
2022 → 2024
EBIT margin
23.2%▲ 52.9pp
2022 · -29.6%
2022: -29.6%
2022 → 2024
Net result
€6k
2022 · €-5k
2020: €-5k
2022: €-5k
2020 → 2024
Working capital
€6k
2022 · €-6k
2020: €-1k
2022: €-6k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2020202120222024Trend
Turnover€17k€28k▲ 62.4%
Equity€10k-€6k▼ 35.1%€388▼ 93.7%€8k▲ 1,958%
Operating result€-5k-€-5k€7k
Net result€-5k-€-5k€6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €7k in 2024, compared with €-5k in 2022. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2024 in colour, 2022 as the grey bar beneath
Assets €12k
Fixed assets
€2k▼ 67.8%
Current assets
€10k▲ 1,586%
Equity and liabilities €12k
Equity
€8k▲ 1,958%
Debt
€4k▼ 43.2%
The debt ratio falls from 94.5% to 32.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€9k▲
2022 · €-3k
Cash flow
€8k▲
2022 · €-3k
Solvency
67.9%▲
2022 · 5.5%
Current ratio
2.57▲
2022 · 0.09
Quick ratio
2.57▲
2022 · 0.09
Debt / equity
0.47
ROE
80.0%
ROA
54.3%▲
2022 · -75.3%
Interest coverage
54.05▲
2022 · -18.62
Debt
€4k▼
2022 · €7k
Debt ≤ 1 year
€4k▼
2022 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2022
Balance sheet
Code20222024
Assets
Total assets20/58€7k€12k▲
Fixed assets21/28€6k€2k▼
Tangible fixed assets22/27€6k€2k▼
Plant, machinery and equipment23€339-
Furniture and vehicles24€3k-
Other tangible fixed assets26€3k€2k▼
Current assets29/58€574€10k▲
Amounts receivable within one year40/41€130€70▼
Other amounts receivable41€130€70▼
Cash at bank and in hand54/58€444€9k▲
Deferred charges and accrued income490/1-€300
Equity and liabilities
Total equity and liabilities10/49€7k€12k▲
Equity10/15€388€8k▲
Contributions10/11€15k€15k=
Outside capital11€15k€15k=
Other1109/19€15k€15k=
Profit (loss) carried forward14€-15k€-7k▲
Amounts payable17/49€7k€4k▼
Amounts payable within one year42/48€7k€4k▼
Trade debts44€236€108▼
Suppliers440/4€236€108▼
Taxes, remuneration and social security45-€357
Taxes450/3-€357
Other amounts payable47/48€6k€3k▼
Income statement
Code20222024
Turnover70€17k€28k▲
Goods, raw materials, services and sundry goods60/61€19k€20k▲
Remuneration, social security and pensions62€953-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€500-
Gross operating margin9900€-1k€9k▲
Operating profit (loss)9901€-5k€7k▲
Financial charges65/66B€154€160▲
Recurring financial charges65€154€160▲
Profit (loss) for the period before taxes9903€-5k€6k▲
Profit (loss) for the period9904€-5k€6k▲
Profit (loss) for the period to be appropriated9905€-5k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€-7k▲
Profit (loss) brought forward from the previous period14P€-9k€-13k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
31-12
Financial
Liquidity times 30current ratio 2.57
Current ratio from 0.09 to 2.57; short-term debt falls from €7k to €4k.
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zaterdagplein 211000 BrusselGround area
80 m²
Building footprint
68 m²
Volume, LiDAR
866 m³
Parcel 21812N0568/00E000, Brussels · tallest building 22.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
OVINTAGE
since 20202.301.684.591
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21812N0568/00E000 | Brussels | 80 m² | 1 · 68 m² | 22.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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LA VARO
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KREATIVE
BE 0555.701.320
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HAIRDESIGN NEW LOOK
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Antwerpen · Eq €8k
Of 21,750 companies in sector 96210 we hold annual accounts for 2,833. 2,197 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-12-2019
Fiscal year end31-12
Activities, NACEBEL
96021Hairdressing
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.