L42
ActiveSummary
L42 has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58k and a net result of €133k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 32% of 787 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency49▼-51
Growth78=
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 4.23 in 2024; short-term debt: 75.8% and cash: 59.6% of total assets), and 75.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Sector 78
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.2%
Return on assets
55.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
24 d early
2024
25 d late
2023
29 d late
2022
19 d early
2021
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€58k▼ 57.3%
2024 · €135k
2021: €24k
2022: €199k
2023: €288k
2024: €135k
2021 → 2025
Total assets
€239k▲ 33.8%
2024 · €178k
2021: €43k
2022: €277k
2023: €381k
2024: €178k
2021 → 2025
Net result
€133k▲ 36.5%
2024 · €97k
2021: €21k
2022: €175k
2023: €89k
2024: €97k
2021 → 2025
Working capital
€58k▼ 57.6%
2024 · €136k
2021: €24k
2022: €199k
2023: €288k
2024: €136k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€199k▲ 730%€288k▲ 44.6%€135k▼ 53.1%€58k▼ 57.3%
Operating result€27k-€230k▲ 740%€114k▼ 50.2%€117k▲ 2.3%€172k▲ 47.1%
Net result€21k-€175k▲ 734%€89k▼ 49.3%€97k▲ 9.3%€133k▲ 36.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 47% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €239k
Equity
€58k ▼ 57.3%
Debt
€181k ▲ 319%
Debt's share of the balance-sheet total rises from 24.2% to 75.8%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
1.32▼
2024 · 4.23
Debt to equity
3.14▲
2024 · 0.32
ROE
229.7%▲
2024 · 71.9%
ROA
55.6%▲
2024 · 54.5%
Debt ≤ 1 year
€181k▲
2024 · €42k
Income taxes
€40k▲
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€178k€239k▲
Current assets29/58€178k€239k▲
Amounts receivable within one year40/41€1k€11k▲
Trade receivables40€490€2k▲
Other amounts receivable41€696€9k▲
Current investments50/53€60k€84k▲
Cash at bank and in hand54/58€115k€142k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€178k€239k▲
Equity10/15€135k€58k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€132k€55k▼
Amounts payable17/49€43k€181k▲
Amounts payable within one year42/48€42k€181k▲
Trade debts44€144€2k▲
Suppliers440/4€144€2k▲
Taxes, remuneration and social security45€42k€39k▼
Taxes450/3€42k€39k▼
Other amounts payable47/48-€139k
Accrued charges and deferred income492/3€944-
Income statement
Code20242025
Other operating charges640/8€2k€3k▲
Gross operating margin9900€118k€175k▲
Operating profit (loss)9901€117k€172k▲
Financial income75/76B€9k€2k▼
Recurring financial income75€9k€2k▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€124k€172k▲
Income taxes67/77€27k€40k▲
Profit (loss) for the period9904€97k€133k▲
Profit (loss) for the period to be appropriated9905€97k€133k▲
Appropriation of the result
Profit (loss) to be appropriated9906€382k€265k▼
Profit (loss) brought forward from the previous period14P€285k€132k▼
Profit to be distributed694/7€250k€210k▼
Return on contributions (dividend)694€250k€210k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Equity above €200kEq €288k ▲44.6%
3 profitable years in a row build equity to €288k.
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2021net €175k ▲734%
Operating result €230k, net result €175k, both a record.
31-12
Financial
Equity above €150kEq €199k ▲730%
2 profitable years in a row build equity to €199k.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kasteelbrakelsesteenweg 5501502 HalleGround area
3,372 m²
Building footprint
362 m²
Volume, LiDAR
4 m³
Parcel 23043E0137/00G003, Flanders · tallest building 0.2 m. Linked by address, not a title deed.
1 establishment unit
L42
since 20202.311.261.164
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23043E0137/00G003 | Flanders | 3,372 m² | 1 · 362 m² | 0.2 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400PQ9MPK9KVJKA81
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Of 1,014 companies in sector 78200 we hold annual accounts for 645. 442 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-12-2020
Fiscal year end31-12
Activities, NACEBEL 2025
78200Temporary employment agencies and other provision of personnel
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.