MDC@WORK
ActiveMDC@WORK has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58k and a net result of €-11k. Equity is growing by ~15.4% per year across the filed fiscal years. Its solvency ranks better than 87% of 773 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-59
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 6.89 against 4.51 in 2024), and 13.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Sector 78
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.9%
Return on assets
-16.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
43 d late
2023
34 d early
2022
55 d late
2021
21 d late
2020
18 d late
2019
94 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
09-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€58k▼ 15.6%
2024 · €69k
2018: €17k
2019: €26k
2020: €33k
2021: €50k
2022: €55k
2023: €61k
2024: €69k
2018 → 2025
Total assets
€67k▼ 22.4%
2024 · €86k
2018: €20k
2019: €42k
2020: €44k
2021: €62k
2022: €65k
2023: €74k
2024: €86k
2018 → 2025
Net result
€-11k
2024 · €8k
2018: €-4k
2019: €9k
2020: €8k
2021: €17k
2022: €7k
2023: €5k
2024: €8k
2018 → 2025
Working capital
€52k▼ 15.2%
2024 · €61k
2018: €17k
2019: €19k
2020: €24k
2021: €39k
2022: €47k
2023: €55k
2024: €61k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€50k-€55k▲ 11.8%€61k▲ 9.7%€69k▲ 13.3%€58k▼ 15.6%
Operating result€23k-€9k▼ 60.4%€8k▼ 16.6%€11k▲ 45.8%€-10k
Net result€17k-€7k▼ 61.6%€5k▼ 18.9%€8k▲ 50.2%€-11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €10k after €11k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €67k
Fixed assets
€6k▼ 18.4%
Current assets
€61k▼ 22.8%
Equity and liabilities €67k
Equity
€58k▼ 15.6%
Debt
€9k▼ 49.5%
The debt ratio falls from 20.2% to 13.1%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-9k▼
2024 · €12k
Cash flow
€-9k▼
2024 · €9k
Solvency
86.9%▲
2024 · 79.8%
Current ratio
6.89▲
2024 · 4.51
Quick ratio
6.89▲
2024 · 4.51
Debt / equity
0.15▼
2024 · 0.25
ROE
-18.5%▼
2024 · 11.7%
ROA
-16.1%▼
2024 · 9.4%
Interest coverage
-37.08▼
2024 · 77.81
Debt
€9k▼
2024 · €17k
Debt ≤ 1 year
€9k▼
2024 · €17k
Income taxes
€101▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€86k€67k▼
Fixed assets21/28€8k€6k▼
Tangible fixed assets22/27€8k€6k▼
Plant, machinery and equipment23-€206
Furniture and vehicles24€8k€6k▼
Current assets29/58€79k€61k▼
Amounts receivable within one year40/41€3k€15k▲
Trade receivables40€2k€13k▲
Other amounts receivable41€39€2k▲
Cash at bank and in hand54/58€76k€46k▼
Equity and liabilities
Total equity and liabilities10/49€86k€67k▼
Equity10/15€69k€58k▼
Contributions10/11€12k€12k=
Profit (loss) carried forward14€57k€46k▼
Amounts payable17/49€17k€9k▼
Amounts payable within one year42/48€17k€9k▼
Trade debts44€12k€3k▼
Suppliers440/4€12k€3k▼
Taxes, remuneration and social security45€6k€6k▲
Taxes450/3€4k€5k▲
Remuneration and social security454/9€1k€862▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Gross operating margin9900€12k€-9k▼
Operating profit (loss)9901€11k€-10k▼
Financial income75/76B€13€0▼
Recurring financial income75€13€0▼
Financial charges65/66B€158€234▲
Recurring financial charges65€158€234▲
Profit (loss) for the period before taxes9903€11k€-11k▼
Income taxes67/77€3k€101▼
Profit (loss) for the period9904€8k€-11k▼
Profit (loss) for the period to be appropriated9905€8k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€57k€46k▼
Profit (loss) brought forward from the previous period14P€48k€57k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-11k ▼233%
Net result drops to €-11k, the lowest in the series.
12-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 43 days late
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 55 days late
2022
21-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 21 days late
2021
31-12
Financial
Highest result since 2018net €17k ▲108%
Operating result €23k, net result €17k, both a record.
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
02-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 94 days late
2019
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
23-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 54 days late
2018
19-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 50 days late
2017
11-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 42 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2014
Ground area
276 m²
Building footprint
97 m²
Volume, LiDAR
470 m³
Parcel 44034C0185/00N000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MDC@work
since 20142.226.093.976
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44034C0185/00N000 | Flanders | 276 m² | 1 · 97 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,007 companies in sector 78200 we hold annual accounts for 643. 443 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-12-2013
Fiscal year end31-12
Activities, NACEBEL
78200Temporary employment agencies and other provision of personnel
78300Employment activities
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
78100Employment placement agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.