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L-Teco

Active
Private limited companyfounded 20179 yrs activeBontenhondstraat 3, 8810 Lichtervelde, BelgiumKBO/BCE: BE 0674.917.090

L-Teco has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-44k) and a net result of €1k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 6% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

Score 2025
32 / 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability45▲+45
Solvency0▼-2
Growth32=
Track record100
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.67 against 0.67 in 2024; short-term debt: 119.2% and cash: 0.9% of total assets), and equity is negative.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-26.1%
Return on assets
0.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 27711 sector peers (2025).
NBB · sector comparison
Position among 27711 sector peers
Solvency
better than 6%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filings
Deviation from the deadline
2025
28 d late
2024
35 d late
2023
15 d early
2022
67 d late
2021
3 d early
2020
24 d late
2019
19 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€-44k▲ 3.0%
2024 · €-45k
2018: €26k 2019: €68k 2020: €66k 2021: €66k 2022: €79k 2023: €-4k 2024: €-45k
2018 → 2025
Total assets
€167k▼ 14.6%
2024 · €196k
2018: €142k 2019: €202k 2020: €204k 2021: €229k 2022: €232k 2023: €257k 2024: €196k
2018 → 2025
Net result
€1k
2024 · €-41k
2018: €24k 2019: €42k 2020: €-2k 2021: €61 2022: €605 2023: €-84k 2024: €-41k
2018 → 2025
Working capital
€-65k▲ 7.0%
2024 · €-70k
2018: €14k 2019: €69k 2020: €50k 2021: €52k 2022: €70k 2023: €-33k 2024: €-70k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€66k-€79k▲ 19.7%€-4k€-45k▼ 920%€-44k▲ 3.0%
Operating result€7k-€8k▲ 9.6%€-73k€-24k▲ 67.4%€10k
Net result€61-€605▲ 889%€-84k€-41k▲ 51.5%€1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€-75k€-50k€-25k€0Operating result 2021: €7k€7kNet result 2021: €61€61Operating result 2022: €8k€8kNet result 2022: €605€605Operating result 2023: €-73k€-73kNet result 2023: €-84k€-84kOperating result 2024: €-24k€-24kNet result 2024: €-41k€-41kOperating result 2025: €10k€10kNet result 2025: €1k€1k20212022202320242025
The operating result returns to profit in 2025: €10k after a loss of €24k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €167k
Fixed assets €33k▼ 33.2%
Current assets €133k▼ 8.2%
Key figures and ratios
2025 value · change against 2024
EBITDA
€27k
2024 · €-6k
Cash flow
€18k
2024 · €-23k
Solvency
-26.1%
2024 · -23.0%
Current ratio
0.67
2024 · 0.67
Quick ratio
0.29
2024 · 0.18
Debt / equity
-4.83
2024 · -5.35
ROA
0.8%
2024 · -20.7%
Interest coverage
3.04
2024 · -0.36
Debt
€211k
2024 · €241k
Debt ≤ 1 year
€199k
2024 · €216k
Debt > 1 year
€12k
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€196k€167k
Fixed assets21/28€50k€33k
Tangible fixed assets22/27€50k€33k
Plant, machinery and equipment23€20k€13k
Furniture and vehicles24€30k€20k
Current assets29/58€145k€133k
Stocks and contracts in progress3€106k€76k
Stocks30/36€86k€66k
Contracts in progress37€20k€10k
Amounts receivable within one year40/41€33k€56k
Trade receivables40€25k€22k
Other amounts receivable41€8k€34k
Cash at bank and in hand54/58€6k€2k
Deferred charges and accrued income490/1€484€652
Equity and liabilities
Total equity and liabilities10/49€196k€167k
Equity10/15€-45k€-44k
Contributions10/11€19k€19k=
Reserves13€61k€61k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€59k€59k=
Profit (loss) carried forward14€-124k€-123k
Amounts payable17/49€241k€211k
Amounts payable after more than one year17€25k€12k
Financial debts170/4€25k€12k
Amounts payable within one year42/48€216k€199k
Current portion of amounts payable after more than one year42€14k€11k
Financial debts43€61k€64k
Credit institutions430/8€61k€64k
Trade debts44€87k€42k
Suppliers440/4€87k€42k
Taxes, remuneration and social security45€9k€4k
Taxes450/3€9k€4k
Other amounts payable47/48€45k€78k
Income statement Code20242025
Non-recurring operating income76A€45k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€17k
Other operating charges640/8€2k€580
Non-recurring operating charges66A-€29k
Gross operating margin9900€-4k€57k
Operating profit (loss)9901€-24k€10k
Financial income75/76B€739€2
Recurring financial income75€739€2
Financial charges65/66B€17k€9k
Recurring financial charges65€17k€9k
Profit (loss) for the period before taxes9903€-40k€1k
Income taxes67/77€335-
Profit (loss) for the period9904€-41k€1k
Profit (loss) for the period to be appropriated9905€-41k€1k
Appropriation of the result
Profit (loss) to be appropriated9906€-124k€-123k
Profit (loss) brought forward from the previous period14P€-84k€-124k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial Back to profitnet €1k
Net result €1k after 2 loss-making years.
04-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 35 days late
2024
16-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet €-84k ▼13921%
Net result drops to €-84k, the lowest in the series; recovery starts the following year.
06-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 67 days late
2022
28-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Back to profitnet €61
Net result €61 after one loss-making year.
24-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
19-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
31-12
Financial Highest result since 2018net €42k ▲78.6%
Operating result €58k, net result €42k, both a record.
24-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
22-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
30-09-2025 Van den Broecke, Isabeau: Resigned as Director
19-09-2024 Thomas Lakiere: Resigned as Director
20-05-2022 LAKIERE, Jean Luc Philippe: Resigned as Director
09-11-2020 LAKIERE, Jean Luc Philippe: Resigned as Director
Location & real-estate footprint
Registered office, Lichtervelde · 1 establishment unit since 2017
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bontenhondstraat 38810 Lichtervelde
Ground area
1,626 m²
Building footprint
228 m²
Volume, LiDAR
916 m³
Parcel 36011C0453/00F000, Flanders · tallest building 7.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
L-Teco
Bontenhondstraat 3, 8810 LichterveldePlumbing work
since 20172.263.736.213
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36011C0453/00F000 Flanders 1,626 m² 1 · 228 m² 7.3 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2024 · 2 entries · 131 EUR awarded · 81 EUR paid
Year Entries awardedpaid
2024 1 50 EUR0 EUR
2022 1 81 EUR81 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
2 entries · 131 EUR · 81 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 9,530 companies in sector 43222 we hold annual accounts for 5,661. 4,840 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded27-04-2017
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries
E-mail:l-teco@telenet.be
Establishment Lichtervelde 2.263.736.213
Phone:0476382265
Establishment Lichtervelde 2.263.736.213