JAMIN ENERGIEK
ActiveSummary
JAMIN ENERGIEK has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €24k. Equity is growing by ~27.9% per year across the filed fiscal years. Its solvency ranks better than 15% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▼-4
Solvency36▼-26
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.99 against 1.72 in 2024; short-term debt: 71.5% and cash: 45% of total assets), and 89.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.8%
Return on assets
13.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 27786 sector peers (2025).
NBB · sector comparisonPosition among 27786 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-02-2026, 157 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
157 d early
2024
118 d early
2023
132 d early
2022
13 d early
2021
9 d late
2020
19 d late
2019
159 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▼ 72.9%
2024 · €69k
2018: €17k
2019: €2k
2020: €17k
2021: €47k
2022: €56k
2023: €71k
2024: €69k
2018 → 2025
Total assets
€172k▼ 6.5%
2024 · €184k
2018: €55k
2019: €51k
2020: €74k
2021: €120k
2022: €140k
2023: €185k
2024: €184k
2018 → 2025
Net result
€24k▼ 23.5%
2024 · €31k
2018: €-2k
2019: €-14k
2020: €15k
2021: €30k
2022: €9k
2023: €39k
2024: €31k
2018 → 2025
Working capital
€-745
2024 · €48k
2018: €6k
2019: €-2k
2020: €15k
2021: €43k
2022: €65k
2023: €66k
2024: €48k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€47k-€56k▲ 18.1%€71k▲ 26.9%€69k▼ 3.4%€19k▼ 72.9%
Operating result€41k-€12k▼ 71.2%€53k▲ 342%€41k▼ 22.9%€33k▼ 17.9%
Net result€30k-€9k▼ 71.6%€39k▲ 350%€31k▼ 20.2%€24k▼ 23.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €172k
Fixed assets
€50k ▼ 28.0%
Current assets
€122k ▲ 6.5%
Equity and liabilities €172k
Equity
€19k ▼ 72.9%
Debt
€153k ▲ 33.3%
Debt's share of the balance-sheet total rises from 62.6% to 89.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€53k▼
2024 · €55k
Cash flow
€43k▼
2024 · €46k
Current ratio
0.99▼
2024 · 1.72
Quick ratio
0.85▼
2024 · 1.43
Debt to equity
8.24▲
2024 · 1.67
ROE
126.8%▲
2024 · 44.8%
ROA
13.7%▼
2024 · 16.8%
Interest coverage
14.38▲
2024 · 13.60
Debt ≤ 1 year
€123k▲
2024 · €66k
Debt > 1 year
€20k▼
2024 · €29k
Income taxes
€6k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet
Code20242025
Assets
Total assets20/58€184k€172k▼
Fixed assets21/28€69k€50k▼
Tangible fixed assets22/27€69k€50k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€44k€33k▼
Leasing and similar rights25€21k€14k▼
Other tangible fixed assets26€2k€873▼
Current assets29/58€115k€122k▲
Stocks and contracts in progress3€20k€18k▼
Stocks30/36€20k€18k▼
Amounts receivable within one year40/41€10k€21k▲
Trade receivables40€2k€12k▲
Other amounts receivable41€7k€9k▲
Cash at bank and in hand54/58€80k€77k▼
Deferred charges and accrued income490/1€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€184k€172k▼
Equity10/15€69k€19k▼
Contributions10/11€19k€19k=
Reserves13€50k€0▼
Distributable reserves133€50k€0▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€115k€153k▲
Amounts payable after more than one year17€29k€20k▼
Financial debts170/4€29k€20k▼
Amounts payable within one year42/48€66k€123k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Financial debts43€5k€0▼
Credit institutions430/8€5k€0▼
Trade debts44€10k€8k▼
Suppliers440/4€10k€8k▼
Taxes, remuneration and social security45€11k€15k▲
Taxes450/3€11k€14k▲
Remuneration and social security454/9-€143
Other amounts payable47/48€33k€92k▲
Accrued charges and deferred income492/3€20k€10k▼
Income statement
Code20242025
Non-recurring operating income76A€2k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€19k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€57k€54k▼
Operating profit (loss)9901€41k€33k▼
Financial income75/76B€7€5▼
Recurring financial income75€7€5▼
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€37k€30k▼
Income taxes67/77€6k€6k▲
Profit (loss) for the period9904€31k€24k▼
Profit (loss) for the period to be appropriated9905€31k€24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€31k€24k▼
Transfer from equity791/2€28k€50k▲
Transfer to equity691/2€26k€0▼
To other reserves6921€26k€0▼
Profit to be distributed694/7€33k€74k▲
Return on contributions (dividend)694€28k€74k▲
Directors or managers695€5k€0▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €39k ▲350%
Operating result €53k, net result €39k, both a record.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
06-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 159 days late
2020
31-12
Financial
Back to profitnet €15k
Net result €15k after 2 loss-making years.
2019
31-12
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 31 days late
2018
09-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 70 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lanaken · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Briegdenstraat 543620 LanakenGround area
778 m²
Building footprint
155 m²
Volume, LiDAR
1,020 m³
Parcel 73014B0942/00H000, Flanders · tallest building 15.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JAMIN ENERGIEK
since 20162.249.412.875
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73014B0942/00H000 | Flanders | 778 m² | 1 · 155 m² | 15.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 438 EUR awarded · 438 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 198 EUR | 198 EUR |
| 2022 | 1 | 240 EUR | 240 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 9,530 companies in sector 43222 we hold annual accounts for 5,662. 3,428 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-2016
Fiscal year end31-12
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.jaminenergiek.be
E-mail:info@jaminenergiek.be