Evalor
ActiveEvalor has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €105k and a net result of €22k. Equity is growing by ~16.6% per year across the filed fiscal years. Its solvency ranks better than 70% of 27676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+23
Solvency91▲+2
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.56 against 2.44 in 2024; short-term debt: 27.6% and cash: 3.4% of total assets), and 34% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66%
Return on assets
13.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
3 d early
2023
on the day
2022
28 d early
2021
6 d early
2020
5 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€105k▲ 25.8%
2024 · €84k
2018: €28k
2019: €38k
2020: €58k
2021: €61k
2022: €72k
2023: €90k
2024: €84k
2018 → 2025
Total assets
€160k▲ 21.0%
2024 · €132k
2018: €64k
2019: €83k
2020: €149k
2021: €129k
2022: €116k
2023: €166k
2024: €132k
2018 → 2025
Net result
€22k
2024 · €-6k
2018: €2k
2019: €11k
2020: €20k
2021: €4k
2022: €11k
2023: €18k
2024: €-6k
2018 → 2025
Working capital
€69k▲ 12.8%
2024 · €61k
2018: €22k
2019: €37k
2020: €45k
2021: €48k
2022: €57k
2023: €63k
2024: €61k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€61k-€72k▲ 17.3%€90k▲ 25.5%€84k▼ 7.0%€105k▲ 25.8%
Operating result€5k-€15k▲ 208%€27k▲ 82.0%€-5k€32k
Net result€4k-€11k▲ 192%€18k▲ 73.0%€-6k€22k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €32k after a loss of €5k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €160k
Fixed assets
€47k▲ 63.7%
Current assets
€113k▲ 9.2%
Equity and liabilities €160k
Equity
€105k▲ 25.8%
Debt
€54k▲ 12.7%
The debt ratio falls from 36.5% to 34.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€48k▲
2024 · €18k
Cash flow
€37k▲
2024 · €17k
Solvency
66.0%▲
2024 · 63.5%
Current ratio
2.56▲
2024 · 2.44
Quick ratio
1.38▲
2024 · 0.89
Debt / equity
0.51▼
2024 · 0.57
ROE
20.5%▲
2024 · -7.5%
ROA
13.6%▲
2024 · -4.8%
Interest coverage
44.87▲
2024 · 11.76
Debt
€54k▲
2024 · €48k
Debt ≤ 1 year
€44k▲
2024 · €42k
Debt > 1 year
€10k▲
2024 · €6k
Income taxes
€9k▲
2024 · €128
Staff costs
€6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€132k€160k▲
Fixed assets21/28€29k€47k▲
Tangible fixed assets22/27€29k€47k▲
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€23k€45k▲
Leasing and similar rights25€4k€0▼
Current assets29/58€103k€113k▲
Stocks and contracts in progress3€66k€52k▼
Stocks30/36€44k€42k▼
Contracts in progress37€21k€10k▼
Amounts receivable within one year40/41€26k€55k▲
Trade receivables40€16k€41k▲
Other amounts receivable41€10k€14k▲
Cash at bank and in hand54/58€12k€5k▼
Equity and liabilities
Total equity and liabilities10/49€132k€160k▲
Equity10/15€84k€105k▲
Contributions10/11€13k€13k=
Reserves13€71k€93k▲
Distributable reserves133€71k€93k▲
Amounts payable17/49€48k€54k▲
Amounts payable after more than one year17€6k€10k▲
Financial debts170/4€6k€10k▲
Amounts payable within one year42/48€42k€44k▲
Current portion of amounts payable after more than one year42€16k€16k▼
Trade debts44€26k€15k▼
Suppliers440/4€26k€15k▼
Taxes, remuneration and social security45€135€13k▲
Taxes450/3€135€10k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48€269€3▼
Income statement
Code20242025
Remuneration, social security and pensions62-€6k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€16k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€20k€55k▲
Operating profit (loss)9901€-5k€32k▲
Financial income75/76B€57€17▼
Recurring financial income75€57€17▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€-6k€31k▲
Income taxes67/77€128€9k▲
Profit (loss) for the period9904€-6k€22k▲
Profit (loss) for the period to be appropriated9905€-6k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€22k▲
Transfer from equity791/2€6k€0▼
Transfer to equity691/2-€22k
To other reserves6921-€22k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
31-12
Financial
Equity above €100kEq €105k ▲25.8%
Equity rises from €84k to €105k.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-6k ▼135%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwalm · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dikkelsebaan(Dikk) 159630 ZwalmGround area
1,152 m²
Building footprint
178 m²
Volume, LiDAR
94 m³
Parcel 45005A0134/00K000, Flanders · tallest building 6.2 m. Linked by address, not a title deed.
1 establishment unit
ECALOR
since 20162.249.260.546
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45005A0134/00K000 | Flanders | 1,152 m² | 1 · 178 m² | 6.2 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
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JLD ENTREPRISE
BE 1005.611.767
Le Roeulx · Eq €105k
Fulltherm Techniques Spéciales
BE 0657.991.679
Tubize · Eq €106k
REMELS
BE 0807.444.529
Herk-de-Stad · Eq €106k
Of 9,530 companies in sector 43222 we hold annual accounts for 5,661. 4,914 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-01-2016
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
33110Repair and maintenance of fabricated metal products
33140Repair and maintenance of electrical equipment
43221Plumbing work
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.