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L&J ADVIES

Active
Private limited company (pre-2019)founded 1992active for 34 yearsWalstraat 30, 3621 Lanaken, BelgiumKBO/BCE: BE 0448.343.797
Summary

L&J ADVIES has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €169,944 and a net result of -€3,298. Equity is growing by about 14% per year across the filed financial years. Its solvency ranks better than 42% of 39,143 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

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L&J ADVIESActiveChecked score 86/100
Risk analysis ReportCompare

Overview

Activity
Business and other management consultancy
NACE 70200
9th oldest company in Lanaken, Professional and technical services sector1 site
Size
€27,370turnover 2025
Equity
€169,944
Loss
-€3,298
Financial health
86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
2025 accounts 48 days early5 deeds in the Belgian Official Gazette
Why 86raises riskLiquidity: current ratio 1.86, cash €26lowers riskFounded in 1992Size: turnover €27,370, total assets €364,578Sector: Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 33% of its sector peers (NACE 70, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 72+5
equity 46.6% of total assets
Liquidity 23+3
short-term debt 53.4% · cash 0.0%
Profitability 12+6
return on assets -0.9%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,443 companies, NACE 70, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.4 percentage points vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.5%▲ +0.1 percentage points vs 03-2026highest value 05-2026: 0.4%▼ -0.1 percentage points vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.3%▼ -0.1 percentage points vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.2%▼ -0.1 percentage points vs 09-2026
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity ample (current ratio 1.86, compared with 1.71 in 2024, above the usual 1.5; short-term debt: 53.4% and cash: 0% of total assets), but 53.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 43% on solvency, 9% on liquidity, 11% on profitability and 67% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.86, cash €26
NBB · annual accounts
lowers risk · Founded in 1992
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: turnover €27,370, total assets €364,578
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€3,298
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-06-2026, 48 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
48 days early
2024
59 days early
2023
49 days early
2022
30 days late
2021
30 days early
2020
41 days early
2019
324 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 18 days after the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Weakest financial yearnet -€29,588

Key points

  • Caution: Among the weakest 15% on net resultsector median €27,247 · 39,159 companies -€3,298 View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€3,298 View
  • Active since 1992founded 28-09-1992 34 years View

By topic

Financials

Financial year
2025
Turnover
€27,370
Loss
-€3,298
Solvency
46.6%
Turnover▲ 981%
Net result
20182025
Go to Financials

Timeline

Events
39
Since
1994
Next accounts
by 31-07-2027
  1. 12-06-2024Annual accounts filed
  2. 31-12-2023Equity above €200,000
  3. 30-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Business and other management consultancyNACE 70200
Founded
28-09-1992
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about L&J ADVIES

What is the company number of L&J ADVIES?
0448.343.797. In Belgium the VAT number is the company number with BE in front: BE 0448.343.797.
Where is L&J ADVIES based?
The registered office is at Walstraat 30, 3621 Lanaken.Company details
What does L&J ADVIES do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of L&J ADVIES?
Private limited company (pre-2019) (BVBA).
When was L&J ADVIES founded?
On 28-09-1992.
Is L&J ADVIES still active?
Yes, L&J ADVIES is an active enterprise in the KBO register.
How many employees does L&J ADVIES have?
On average 1 full-time equivalents in financial year 2018, according to the filed annual accounts.Financials
What is the turnover of L&J ADVIES?
€27,370 in financial year 2025, according to the filed annual accounts.
Is L&J ADVIES profitable?
In financial year 2025, L&J ADVIES made a loss of €3,298.
Where can I find the annual accounts of L&J ADVIES?
L&J ADVIES filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of L&J ADVIES due?
By 31-07-2027, for financial year 2026.Timeline

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