Emmanuel Saporito
ActiveEmmanuel Saporito has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €170k and a net result of €88k. Equity is growing by ~96.9% per year across the filed fiscal years. Its solvency ranks better than 74% of 31545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+1
Growth78=
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 4.09 against 2.09 in 2024), and 22% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78%
Return on assets
40.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-02-2026, 161 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
161 d early
2024
143 d early
2023
142 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€170k▲ 105%
2024 · €83k
2023: €9k
2024: €83k
2023 → 2025
Total assets
€218k▲ 63.4%
2024 · €133k
2023: €47k
2024: €133k
2023 → 2025
Net result
€88k▲ 18.5%
2024 · €74k
2023: €8k
2024: €74k
2023 → 2025
Working capital
€148k▲ 169%
2024 · €55k
2023: €-7k
2024: €55k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€9k-€83k▲ 781%€170k▲ 105%
Operating result€10k-€95k▲ 825%€114k▲ 19.6%
Net result€8k-€74k▲ 861%€88k▲ 18.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 20% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €218k
Fixed assets
€22k▼ 20.5%
Current assets
€196k▲ 85.6%
Equity and liabilities €218k
Equity
€170k▲ 105%
Debt
€48k▼ 5.1%
The debt ratio falls from 37.9% to 22.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€121k▲
2024 · €102k
Cash flow
€95k▲
2024 · €81k
Solvency
78.0%▲
2024 · 62.1%
Current ratio
4.09▲
2024 · 2.09
Quick ratio
4.09▲
2024 · 2.09
Debt / equity
0.28▼
2024 · 0.61
ROE
51.8%▼
2024 · 89.7%
ROA
40.4%▼
2024 · 55.7%
Interest coverage
98.65▼
2024 · 111.62
Debt
€48k▼
2024 · €50k
Debt ≤ 1 year
€48k▼
2024 · €50k
Income taxes
€26k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€133k€218k▲
Fixed assets21/28€28k€22k▼
Tangible fixed assets22/27€28k€22k▼
Furniture and vehicles24€25k€20k▼
Other tangible fixed assets26€3k€2k▼
Current assets29/58€105k€196k▲
Amounts receivable after more than one year29-€25k
Trade receivables290-€25k
Amounts receivable within one year40/41-€75
Trade receivables40-€75
Cash at bank and in hand54/58€105k€162k▲
Deferred charges and accrued income490/1€220€9k▲
Equity and liabilities
Total equity and liabilities10/49€133k€218k▲
Equity10/15€83k€170k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€80k€167k▲
Amounts payable17/49€50k€48k▼
Amounts payable within one year42/48€50k€48k▼
Current portion of amounts payable after more than one year42€13k-
Trade debts44€446€1k▲
Suppliers440/4€446€1k▲
Taxes, remuneration and social security45€36k€46k▲
Taxes450/3€36k€46k▲
Other amounts payable47/48€870€859▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▲
Other operating charges640/8€583€1k▲
Gross operating margin9900€102k€123k▲
Operating profit (loss)9901€95k€114k▲
Financial income75/76B-€916
Recurring financial income75-€916
Financial charges65/66B€912€1k▲
Recurring financial charges65€912€1k▲
Profit (loss) for the period before taxes9903€94k€113k▲
Income taxes67/77€20k€26k▲
Profit (loss) for the period9904€74k€88k▲
Profit (loss) for the period to be appropriated9905€74k€88k▲
Appropriation of the result
Profit (loss) to be appropriated9906€81k€168k▲
Profit (loss) brought forward from the previous period14P€7k€80k▲
Profit to be distributed694/7€859€859=
Return on contributions (dividend)694€859€859=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €88k ▲18.5%
Operating result €114k, net result €88k, both a record.
31-12
Financial
Equity above €150kEq €170k ▲105%
3 profitable years in a row build equity to €170k.
10-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 2.09
Current ratio from 0.71 to 2.09.
27-03
State Gazette act
General meeting · Director resignation
Permanent representative · Director appointment
27-03
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
11-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Impasse de la Cense Gain 327000 MonsGround area
2,859 m²
Building footprint
184 m²
Volume, LiDAR
1,028 m³
Parcel 53404B0496/00L000, Wallonia · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Emmanuel Saporito
since 20232.346.105.049
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53404B0496/00L000 | Wallonia | 2,858 m² | 1 · 184 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 partyEmmanuel SaporitoBE 0802.811.887
controls
Where this company holds controlthis company sits on their board1
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 40,531 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-06-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
66199Other activities auxiliary to financial services, excluding insurance and pension funding
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.