L' école de tous
ActiveSummary
L' école de tous has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€891) and a net result of -€5,525. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 612 sector peers (NACE 72, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Equity
- -€891
- Deficit
- -€5,525
- ACERBIS SéverineChair
- FOURNY LaurentDirector
- FORGET VictoriaDirector
Why 53raises riskCapped at 59: negative equityNegative equity -€891Loss of €5,525, the second in a row (financial year 2025)lowers riskLegal form: non-profit associationSize: total assets €1,429Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 72, micro): better than 6% on solvency, 28% on liquidity, 10% on profitability and 6% on growth.
The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 47 days before the deadline; the sector median (NACE 72) for financial year 2024 is 13 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Resignations: ROSSET Pierre-Yves, Benoît Koot and…Appointments: FOURNY Laurent, ACERBIS Séverine…
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result stays negative: a loss of €5,375 in 2025 against €91,111 in 2024; the loss shrinks.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 72, Scientific research and development: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Peer companies
Historical observationOf the 6,906 companies that looked in July 2024 the way this one looks now, 5.8% went bankrupt within 24 months and 85.4% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a loss of 10% of the balance sheet or more
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,906 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | - | €455 | - | - | - |
| Remuneration, social security and pensions62 | - | - | - | €152,640 | €210,755 | €171,744 | €147,101 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,627 | €2,810 | €3,298 | €1,772 | €2,798 | €1,793 | €834 | €432 | ▼ 48.2% |
| Other operating charges640/8 | - | - | - | - | €12 | - | - | - | - |
| Non-recurring operating charges66A | - | - | - | - | - | - | €397 | - | - |
| Gross operating margin9900 | €66,606 | €154,366 | €154,932 | €158,079 | €247,957 | €156,769 | €57,221 | -€4,944 | - |
| Operating profit (loss)9901 | -€38,153 | €40,023 | €29,927 | €3,666 | €34,393 | -€16,768 | -€91,111 | -€5,375 | ▲ 94.1% |
| Financial income75/76B | - | - | - | - | - | - | €0 | - | - |
| Recurring financial income75 | - | - | €1 | - | - | - | €0 | - | - |
| Financial charges65/66B | - | - | - | €283 | €152 | €120 | €136 | €150 | ▲ 10.1% |
| Recurring financial charges65 | €77 | €152 | €249 | €283 | €152 | €120 | €136 | €150 | ▲ 10.1% |
| Profit (loss) for the period before taxes9903 | -€38,230 | €39,871 | €29,679 | €3,384 | €34,241 | -€16,888 | -€91,247 | -€5,525 | ▲ 93.9% |
| Profit (loss) for the period9904 | -€38,230 | €39,871 | €29,679 | €3,384 | €34,241 | -€16,888 | -€91,247 | -€5,525 | ▲ 93.9% |
| Profit (loss) for the period to be appropriated9905 | -€38,230 | €39,871 | €29,679 | €3,384 | €34,241 | -€16,888 | -€91,247 | -€5,525 | ▲ 93.9% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €32,211 | €62,704 | €99,229 | €104,739 | €170,666 | €130,514 | €13,765 | €1,429 | ▼ 89.6% |
| Fixed assets21/28 | €2,321 | €2,325 | €3,743 | €1,972 | €4,232 | €2,562 | €672 | €241 | ▼ 64.2% |
| Tangible fixed assets22/27 | €2,321 | €2,325 | €3,743 | €1,972 | €4,232 | €2,562 | €672 | €241 | ▼ 64.2% |
| Furniture and vehicles24 | - | - | - | €1,972 | €4,232 | €2,562 | €672 | €241 | ▼ 64.2% |
| Current assets29/58 | €29,890 | €60,378 | €95,485 | €102,768 | €166,435 | €127,952 | €13,092 | €1,188 | ▼ 90.9% |
| Amounts receivable within one year40/41 | €130 | €27,130 | €3,317 | €36,967 | €36,130 | €36,130 | €2,403 | - | - |
| Trade receivables40 | - | - | - | €808 | - | - | €329 | - | - |
| Other amounts receivable41 | - | - | - | €36,159 | €36,130 | €36,130 | €2,074 | - | - |
| Cash at bank and in hand54/58 | €29,760 | €33,248 | €92,064 | €65,718 | €130,105 | €90,077 | €10,545 | €1,188 | ▼ 88.7% |
| Deferred charges and accrued income490/1 | - | - | - | €83 | €200 | €1,745 | €144 | - | - |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €32,211 | €62,704 | €99,229 | €104,739 | €170,666 | €130,514 | €13,765 | €1,429 | ▼ 89.6% |
| Equity10/15 | €5,595 | €45,466 | €75,144 | €78,528 | €112,769 | €95,881 | €4,634 | -€891 | - |
| Contributions10/11 | - | - | - | - | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Capital10 | - | - | - | - | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Reserves13 | - | - | - | - | €34,241 | €34,241 | - | - | - |
| Profit (loss) carried forward14 | -€4,405 | €35,466 | €65,144 | €68,528 | €68,528 | €51,640 | -€5,366 | -€10,891 | ▼ 103% |
| Amounts payable17/49 | €26,616 | €17,238 | €24,084 | €26,211 | €57,897 | €34,633 | €9,130 | €2,320 | ▼ 74.6% |
| Amounts payable within one year42/48 | €26,616 | €17,238 | €24,084 | €21,537 | €57,897 | €34,633 | €9,130 | €2,320 | ▼ 74.6% |
| Trade debts44 | €1,991 | €1,467 | €3,214 | €76 | €20,613 | €19,158 | €1,857 | €2,320 | ▲ 24.9% |
| Suppliers440/4 | - | - | - | €76 | €20,613 | €19,158 | €1,857 | €2,320 | ▲ 24.9% |
| Taxes, remuneration and social security45 | - | - | - | €21,461 | €37,284 | €15,475 | €7,273 | - | - |
| Taxes450/3 | - | - | - | - | €2,256 | - | €7,273 | - | - |
| Remuneration and social security454/9 | - | - | - | €21,461 | €35,029 | €15,475 | - | - | - |
| Accrued charges and deferred income492/3 | - | - | - | €4,675 | - | - | - | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€38,230 | €39,871 | €29,679 | €3,384 | €34,241 | -€16,888 | -€91,247 | -€5,525 | ▲ 93.9% |
| + Depreciation and write-downs630 | €3,627 | €2,810 | €3,298 | €1,772 | €2,798 | €1,793 | €834 | €432 | ▼ 48.2% |
| Operating cash flow (approximation) | -€34,604 | €42,680 | €32,977 | €5,155 | €37,039 | -€15,096 | -€90,413 | -€5,094 | ▲ 94.4% |
| Investment in fixed assets (approximation) | - | -€2,814 | -€4,716 | €0 | -€5,058 | -€123 | €1,056 | €0 | ▼ 100% |
| Change in cash | - | €3,489 | €58,816 | -€26,347 | €64,387 | -€40,028 | -€79,532 | -€9,357 | ▲ 88.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 11 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 17-06-2026 | 2026-00168977 |
| 31-12-2024 | micro format | 19-05-2025 | 2025-00103628 |
| 31-12-2023 | micro format | 18-06-2024 | 2024-00138116 |
| 31-12-2022 | micro format | 13-07-2023 | 2023-00233942 |
| 31-12-2021 | micro format | 09-06-2022 | 2022-20053400 |
| 31-12-2020 | micro format | 28-05-2021 | 2021-15900192 |
| 31-12-2019 | full format | 25-06-2020 | 2020-21000261 |
| 31-12-2018 | full format | 10-07-2019 | 2019-31000097 |
| 31-12-2017 | full format | 13-06-2018 | 2018-18200411 |
| 31-12-2016 | full format | 27-06-2017 | 2017-24800254 |
Similar companies · same sector and region
Subsidies and aid
Wallonia-Brussels Federation
2023 to 2024 · 3 entries · €216,000 in total| Year | Entries | Paid |
|---|---|---|
| 2024 | 1 | €36,000 |
| 2023 | 2 | €180,000 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- Other function
- began earlier
| Name | Functions and periods |
|---|---|
| FOURNY Laurent |
|
| ACERBIS Séverine |
|
| FORGET Victoria |
|
| Benoît Koot |
|
| Michèle Masil |
|
| ROSSET Pierre-Yves |
|
Owners and capital
Owners
This non-profit association has no shareholders or capital.
Group and network
Connections & network
3 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
05-06
Gazette deed
Resignations: ROSSET Pierre-Yves, Benoît Koot and Michèle MasilAppointments: FOURNY Laurent, ACERBIS Séverine and FORGET Victoria11 facts ▸
- General meeting, 09-12-2024
- Director resignation, ROSSET Pierre-Yves (administrateur de l'asbl)
- Director appointment, FOURNY Laurent (director)
- Board meeting, 07-11-2024
- Other provision, “délégation de gestion journalière, départ du directeur M. Benoît Koot” (deed in French)
- Director resignation, Benoît Koot (director (executive))
- Board meeting, 11-03-2025
- Director resignation, Michèle Masil (présidente du ca)
- Director appointment, ACERBIS Séverine (présidente du ca)
- Director appointment, ACERBIS Séverine (director)
- Director appointment, FORGET Victoria (director)
Show earlier events
About the unread acts
Of the 7 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 6 have not been read yet: what they contain is neither established nor disproved here.
Register details
No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.
What can you do?
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 21 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21652E0043/00W004 | Brussels | 2,965 m² | 1 · 583 m² | 12.0 m · 2 |