L' école de tous
ActiveL' école de tous has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €5k and a net result of €-91k. Equity is growing by ~16.8% per year across the filed fiscal years. Its solvency ranks better than 29% of 638 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0=
Solvency62▼-38
Growth32▼-46
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.43 against 3.69 in 2023), and 66.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
33.7%
Return on assets
-662.9%
Age of the figures
20 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 72
Relative position
BE, all sectors
reference
Sector 72
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€91k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-05-2025, 73 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
73 d early
2023
43 d early
2022
18 d early
2021
52 d early
2020
64 d early
2019
36 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-91k▼ 440%
2023 · €-17k
2018: €-38k
2019: €40k
2020: €30k
2021: €3k
2022: €34k
2023: €-17k
2018 → 2024
Working capital
€4k▼ 95.8%
2023 · €93k
2018: €3k
2019: €43k
2020: €71k
2021: €81k
2022: €109k
2023: €93k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€75k-€79k▲ 4.5%€113k▲ 43.6%€96k▼ 15.0%€5k▼ 95.2%
Operating result€30k-€4k▼ 87.7%€34k▲ 838%€-17k€-91k▼ 443%
Net result€30k-€3k▼ 88.6%€34k▲ 912%€-17k€-91k▼ 440%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €91k in 2024 against €17k in 2023; the loss grows and 2024 is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €14k
Fixed assets
€672▼ 73.8%
Current assets
€13k▼ 89.8%
Equity and liabilities €14k
Equity
€5k▼ 95.2%
Debt
€9k▼ 73.6%
The debt ratio rises from 26.5% to 66.3%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€-90k▼
2023 · €-15k
Cash flow
€-90k▼
2023 · €-15k
Solvency
33.7%▼
2023 · 73.5%
Current ratio
1.43▼
2023 · 3.69
Quick ratio
1.43▼
2023 · 3.69
Debt / equity
1.97▲
2023 · 0.36
ROA
-662.9%▼
2023 · -12.9%
Interest coverage
-662.92▼
2023 · -124.80
Debt
€9k▼
2023 · €35k
Debt ≤ 1 year
€9k▼
2023 · €35k
Staff costs
€147k▼
2023 · €172k
A ratio outside any meaningful range has been withheld (balance sheet total €14k, equity €5k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€131k€14k▼
Fixed assets21/28€3k€672▼
Tangible fixed assets22/27€3k€672▼
Furniture and vehicles24€3k€672▼
Current assets29/58€128k€13k▼
Amounts receivable within one year40/41€36k€2k▼
Trade receivables40-€329
Other amounts receivable41€36k€2k▼
Cash at bank and in hand54/58€90k€11k▼
Deferred charges and accrued income490/1€2k€144▼
Equity and liabilities
Total equity and liabilities10/49€131k€14k▼
Equity10/15€96k€5k▼
Contributions10/11€10k€10k=
Capital10€10k€10k=
Reserves13€34k-
Profit (loss) carried forward14€52k€-5k▼
Amounts payable17/49€35k€9k▼
Amounts payable within one year42/48€35k€9k▼
Trade debts44€19k€2k▼
Suppliers440/4€19k€2k▼
Taxes, remuneration and social security45€15k€7k▼
Taxes450/3-€7k
Remuneration and social security454/9€15k-
Income statement
Code20232024
Non-recurring operating income76A€455-
Remuneration, social security and pensions62€172k€147k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€834▼
Non-recurring operating charges66A-€397
Gross operating margin9900€157k€57k▼
Operating profit (loss)9901€-17k€-91k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€120€136▲
Recurring financial charges65€120€136▲
Profit (loss) for the period before taxes9903€-17k€-91k▼
Profit (loss) for the period9904€-17k€-91k▼
Profit (loss) for the period to be appropriated9905€-17k€-91k▼
Appropriation of the result
Profit (loss) to be appropriated9906€52k€-40k▼
Profit (loss) brought forward from the previous period14P€69k€52k▼
From contributions791-€34k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-91k
Net result drops to €-91k, the lowest in the series.
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €113k ▲43.6%
4 profitable years in a row build equity to €113k.
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €40k
Net result €40k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 3.50
Current ratio from 1.12 to 3.50; short-term debt falls from €27k to €17k.
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
13-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
26-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rododendronsdreef 51170 Watermaal-BosvoordeGround area
2,965 m²
Building footprint
583 m²
Volume, LiDAR
4,048 m³
Parcel 21652E0043/00W004, Brussels · tallest building 12.0 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21652E0043/00W004 | Brussels | 2,965 m² | 1 · 583 m² | 12.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Wallonia-Brussels Federation
2023 to 2024 · 3 entries · 216,000 EUR in total| Year | Entries | paid |
|---|---|---|
| 2024 | 1 | 36,000 EUR |
| 2023 | 2 | 180,000 EUR |
Budget allocations
Dépenses de toute nature relatives aux processus mis en œuvre pour améliorer la qualité et la performance de l'enseignement
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Of 422 companies in sector 72200 we hold annual accounts for 145. 32 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded20-02-2015
Fiscal year end31-12
Activities, NACEBEL
72200Scientific research and development
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.ecoledetous.be
E-mail:info@ecoledetous.be