Financials
- Financial year
- 2025
- Turnover
- €50,000
- Profit
- €34,987
- Solvency
- 62.4%
HB labs
ActiveSummary
HB labs has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38,987 and a net result of €34,987. Its solvency ranks better than 52% of 605 sector peers (NACE 72, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Scientific research and development
NACE 72200
1 site
Size
€50,000turnover 2025
- Equity
- €38,987
- Profit
- €34,987
Why 96raises riskSize: turnover €50,000, total assets €62,437Founded in 2025lowers riskLiquidity: current ratio 2.62, cash €57,525Sector: Scientific research and development (NACE 72)Show the evidence
Checked score
Score 2025
96
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 72% of its sector peers (NACE 72, micro)
Financial strength
Strong
Solvency
87
equity 62.4% of total assets
Liquidity
83
short-term debt 37.6% · cash 92.1%
Profitability
100
return on assets 56.0%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity ample (current ratio 2.62, above the usual 1.5; short-term debt: 37.6% and cash: 92.1% of total assets), and 37.6% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 72, micro): better than 55% on solvency, 70% on liquidity and 90% on profitability.
The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
on the day
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: GHERAIRI Florent Philippe François…
Key points
By topic
Board & ownership
- Board
- 1 member
- GHERAIRI Florent Philippe FrançoisDirector
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Scientific research and developmentNACE 72200
- Founded
- 03-10-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 33
- Who signs
- Each director alone
- Annual meeting
- Last Friday of June at 18:00
- Purpose
- “La consultance informatique, le conseil, la conception, la production, la valorisation…” (deed in French)
- Statutory auditor
- No statutory auditor
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