L.E
ActiveThe computed 12-month bankruptcy probability of L.E is 2.1% (moderate). The 2025 annual accounts show equity of €106k and a net result of €288k. Equity is growing by ~20.6% per year across the filed fiscal years. Its solvency ranks better than 24% of 377 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
46
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▼-12
Solvency30▲+1
Growth78=
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity short (current ratio 0.97 against 0.92 in 2024; short-term debt: 77.1% and cash: 0.3% of total assets), and 95.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.7%
Return on assets
12.9%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 377 sector peers (2025).
NBB · sector comparisonPosition among 377 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
3 d early
2024
2 d early
2023
31 d late
2022
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€288k▼ 28.7%
2024 · €404k
2022: €234k
2023: €494k
2024: €404k
2022 → 2025
Working capital
€-53k▲ 55.1%
2024 · €-118k
2022: €-77k
2023: €-41k
2024: €-118k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€54k-€63k▲ 16.5%€67k▲ 6.7%€106k▲ 56.6%
Operating result€239k-€498k▲ 108%€409k▼ 17.8%€298k▼ 27.3%
Net result€234k-€494k▲ 111%€404k▼ 18.2%€288k▼ 28.7%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 27% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.23M
Fixed assets
€565k▲ 19.6%
Current assets
€1.67M▲ 28.9%
Equity and liabilities €2.23M
Equity
€106k▲ 56.6%
Debt
€2.13M▲ 25.2%
The debt ratio falls from 96.2% to 95.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€356k▼
2024 · €450k
Cash flow
€347k▼
2024 · €445k
Solvency
4.7%▲
2024 · 3.8%
Current ratio
0.97▲
2024 · 0.92
Quick ratio
0.97▲
2024 · 0.92
Debt / equity
20.17▼
2024 · 25.22
ROE
273.0%▼
2024 · 599.6%
ROA
12.9%▼
2024 · 22.9%
Interest coverage
59.61▲
2024 · 52.88
Debt
€2.13M▲
2024 · €1.70M
Debt ≤ 1 year
€1.72M▲
2024 · €1.41M
Income taxes
€11k▲
2024 · €910
Staff costs
€223k▲
2024 · €152k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.77M€2.23M▲
Fixed assets21/28€473k€565k▲
Intangible fixed assets21€77k€66k▼
Tangible fixed assets22/27€396k€499k▲
Plant, machinery and equipment23€32k€62k▲
Furniture and vehicles24€7k€24k▲
Other tangible fixed assets26€356k€414k▲
Current assets29/58€1.30M€1.67M▲
Amounts receivable within one year40/41€1.23M€1.66M▲
Trade receivables40€192k€382k▲
Other amounts receivable41€1.04M€1.27M▲
Cash at bank and in hand54/58€64k€7k▼
Deferred charges and accrued income490/1€4k€7k▲
Equity and liabilities
Total equity and liabilities10/49€1.77M€2.23M▲
Equity10/15€67k€106k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€47k€86k▲
Amounts payable17/49€1.70M€2.13M▲
Amounts payable within one year42/48€1.41M€1.72M▲
Trade debts44€899k€1.34M▲
Suppliers440/4€899k€1.34M▲
Taxes, remuneration and social security45€37k€60k▲
Taxes450/3€16k€41k▲
Remuneration and social security454/9€20k€20k▼
Other amounts payable47/48€478k€318k▼
Accrued charges and deferred income492/3€287k€407k▲
Income statement
Code20242025
Remuneration, social security and pensions62€152k€223k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€58k▲
Other operating charges640/8€4k€6k▲
Gross operating margin9900€606k€586k▼
Operating profit (loss)9901€409k€298k▼
Financial income75/76B€4k€8k▲
Recurring financial income75€4k€8k▲
Financial charges65/66B€9k€6k▼
Recurring financial charges65€9k€6k▼
Profit (loss) for the period before taxes9903€405k€299k▼
Income taxes67/77€910€11k▲
Profit (loss) for the period9904€404k€288k▼
Profit (loss) for the period to be appropriated9905€404k€288k▼
Appropriation of the result
Profit (loss) to be appropriated9906€447k€336k▼
Profit (loss) brought forward from the previous period14P€43k€47k▲
Profit to be distributed694/7€400k€250k▼
Directors or managers695€400k€250k▼
Social balance
Average headcount (FTE)90874.96.4▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-09
Financial
Equity above €100kEq €106k ▲56.6%
4 profitable years in a row build equity to €106k.
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 31 days late
2023
30-09
Financial
Highest result since 2022net €494k ▲111%
Operating result €498k, net result €494k, both a record.
19-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Joost-ten-Node · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koningsstraat 1831210 Sint-Joost-ten-NodeGround area
313 m²
Building footprint
195 m²
Volume, LiDAR
3,269 m³
Parcel 21014A0318/00D002, Brussels · tallest building 20.5 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
L.E
since 20212.323.165.836
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21014A0318/00D002 | Brussels | 313 m² | 1 · 195 m² | 20.5 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Joost-ten-Node2.323.165.836
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Of 2,395 companies in sector 55100 we hold annual accounts for 1,517. 1,056 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-09-2021
Fiscal year end30-09
Activities, NACEBEL
55100Hotels and similar accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.