OPO HOTEL
ActiveOPO HOTEL has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €921k and a net result of €310k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 45% of 377 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-1
Solvency56▲+13
Growth78=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 9.68 against 9.31 in 2024; short-term debt: 6.3% and cash: 15.3% of total assets), but 69% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31%
Return on assets
10.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €921k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
9 d early
2024
64 d early
2023
12 d early
2022
8 d late
2021
32 d early
2020
24 d late
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€310k▼ 24.4%
2024 · €411k
2019: €-6k
2020: €-7k
2021: €-19k
2022: €-67k
2023: €57k
2024: €411k
2019 → 2025
Working capital
€1.62M▼ 22.1%
2024 · €2.08M
2020: €1.43M
2021: €1.29M
2022: €1.86M
2023: €1.57M
2024: €2.08M
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€142k-€133k▼ 6.9%€271k▲ 105%€646k▲ 138%€921k▲ 42.5%
Operating result€-41k-€-79k▼ 93.6%€52k€489k▲ 846%€373k▼ 23.7%
Net result€-19k-€-67k▼ 250%€57k€411k▲ 617%€310k▼ 24.4%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 24% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.97M
Fixed assets
€1.17M▼ 8.0%
Current assets
€1.80M▼ 22.5%
Equity and liabilities €2.97M
Equity
€921k▲ 42.5%
Debt
€2.05M▼ 30.5%
The debt ratio falls from 82.0% to 69.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€528k▼
2024 · €644k
Cash flow
€465k▼
2024 · €566k
Solvency
31.0%▲
2024 · 18.0%
Current ratio
9.68▲
2024 · 9.31
Quick ratio
9.68▲
2024 · 9.31
Debt / equity
2.23▼
2024 · 4.57
ROE
33.7%▼
2024 · 63.6%
ROA
10.4%▼
2024 · 11.4%
Interest coverage
21.99▲
2024 · 21.79
Debt
€2.05M▼
2024 · €2.95M
Debt ≤ 1 year
€186k▼
2024 · €250k
Debt > 1 year
€1.87M▼
2024 · €2.70M
Income taxes
€92k▼
2024 · €102k
Staff costs
€253k▲
2024 · €225k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.60M€2.97M▼
Fixed assets21/28€1.27M€1.17M▼
Tangible fixed assets22/27€1.27M€1.17M▼
Plant, machinery and equipment23€16k€12k▼
Furniture and vehicles24€334k€216k▼
Other tangible fixed assets26€920k€941k▲
Current assets29/58€2.33M€1.80M▼
Amounts receivable after more than one year29€1.31M€1.33M▲
Other amounts receivable291€1.31M€1.33M▲
Amounts receivable within one year40/41€27k€9k▼
Trade receivables40€25k€1k▼
Other amounts receivable41€2k€8k▲
Cash at bank and in hand54/58€992k€455k▼
Deferred charges and accrued income490/1€1k€7k▲
Equity and liabilities
Total equity and liabilities10/49€3.60M€2.97M▼
Equity10/15€646k€921k▲
Contributions10/11€100k€100k=
Capital10€100k€100k=
Issued capital100€100k€100k=
Reserves13€369k€679k▲
Non-distributable reserves130/1€10k€10k=
Legal reserve130€10k€10k=
Distributable reserves133€359k€669k▲
Investment grants15€178k€142k▼
Amounts payable17/49€2.95M€2.05M▼
Amounts payable after more than one year17€2.70M€1.87M▼
Other amounts payable178/9€2.70M€1.87M▼
Amounts payable within one year42/48€250k€186k▼
Financial debts43-€34k
Credit institutions430/8-€34k
Trade debts44€210k€119k▼
Suppliers440/4€210k€119k▼
Taxes, remuneration and social security45€40k€33k▼
Taxes450/3€13k€2k▼
Remuneration and social security454/9€27k€31k▲
Income statement
Code20242025
Remuneration, social security and pensions62€225k€253k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€155k€155k▼
Other operating charges640/8€23k€25k▲
Gross operating margin9900€892k€806k▼
Operating profit (loss)9901€489k€373k▼
Financial income75/76B€54k€54k▼
Recurring financial income75€54k€54k▼
Financial charges65/66B€30k€24k▼
Recurring financial charges65€30k€24k▼
Profit (loss) for the period before taxes9903€513k€403k▼
Income taxes67/77€102k€92k▼
Profit (loss) for the period9904€411k€310k▼
Profit (loss) for the period to be appropriated9905€411k€310k▼
Appropriation of the result
Profit (loss) to be appropriated9906€369k€310k▼
Profit (loss) brought forward from the previous period14P€-42k-
Transfer to equity691/2€369k€310k▼
To the legal reserve6920€10k-
To other reserves6921€359k€310k▼
Social balance
Average headcount (FTE)90873.75.5▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
28-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2019net €411k ▲617%
Operating result €489k, net result €411k, both a record.
31-12
Financial
Equity above €500kEq €646k ▲138%
2 profitable years in a row build equity to €646k.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €57k
Net result €57k after 4 loss-making years.
31-12
Financial
Equity above €200kEq €271k ▲105%
Equity rises from €133k to €271k.
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
31-12
Financial
Weakest financial yearnet €-67k
Net result drops to €-67k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-12
Financial
Equity above €150kEq €164k ▲75.2%
Equity rises from €94k to €164k.
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Katelijnestraat 11000 BrusselGround area
1,051 m²
Building footprint
587 m²
Volume, LiDAR
13,981 m³
Parcel 21812N0628/00G000, Brussels · tallest building 27.3 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
OPO HOTEL
since 20182.281.147.416
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21812N0628/00G000 | Brussels | 1,051 m² | 1 · 587 m² | 27.3 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
HOTEL AUGUSTIN
BE 0466.540.801
Brussel · Eq €920k
800-100
BE 1002.127.982
Blankenberge · Eq €921k
HOTEL PRINCESS
BE 0872.726.420
Oostende · Eq €921k
LA GRIGNOTIERE
BE 0452.119.176
Tournai · Eq €922k
FIDICORE
BE 0895.895.166
Brussel · Eq €924k
Of 2,395 companies in sector 55100 we hold annual accounts for 1,517. 971 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded02-10-2018
Fiscal year end31-12
Activities, NACEBEL
55100Hotels and similar accommodation
56301Cafés and bars
68203Renting and operating of own or leased non-residential real estate, excluding land
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.