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L.C.G.CONSTRUCTION

Active
Private limited companyfounded 200719 yrs activeRue Saint-Donat,Harsin 21, 6950 Nassogne, BelgiumKBO/BCE: BE 0889.970.545
Summary

L.C.G.CONSTRUCTION has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €43,024 and a net result of €14,339. Equity is growing by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 63% of 910 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

What they do
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201NACE 45211
1 site
How big
€273,988turnover 2025
Equity
€43,024
Profit
€14,339
Financially healthy?
71 Healthy Checked score 2025
Bankruptcy chance 12 m
0.6%
Who decides
Accounts 17 d early0 of 1 deed read
Why 71- Sector Construction of residential and non-residential buildings (NACE 41)- Size: turnover €273,988, total assets €96,473+ Founded in 2007+ Figures for FY 2025 (filed 14-07-2026)Show the evidence

Checked score

Score 2025
71 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 54% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 70+12
equity 44.6% of total assets
Liquidity 41+9
short-term debt 41.0% · cash 7.9%
Profitability 81+58
return on assets 14.9%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.6% (13,168 companies)
Last 3 months 08-2026: 0.6%highest value 09-2026: 0.6%● 0.0% vs 08-2026highest value 10-2026: 0.6%● 0.0% vs 09-2026highest value
  • Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
  • Founded in 2007 lowers the probability for this profile
  • Size: turnover €273,988, total assets €96,473 raises the probability for this profile
  • Figures for FY 2025 (filed 14-07-2026) lowers the probability
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 1.99 against 1.71 in 2024; short-term debt: 41% and cash: 7.9% of total assets), but 55.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 53%, liquidity 37%, profitability 63%, growth against the median 63%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Founded in 2007
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Size: turnover €273,988, total assets €96,473
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 14-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
17 d early
2024
13 d early
2023
17 d early
2022
24 d early
2021
25 d early
2020
22 d early
2019
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 17 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 14 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Back to profitnet €14,339
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Caution: Among the weakest 16% on equitysector median €645,774 · 910 companies €43,024 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Turnover 20256 fiscal years filed €273,988 View

By topic

Financials

Fiscal year
2025
Turnover
€273,988
Profit
€14,339
Solvency
44.6%
Turnover▼ 0.6%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 14-07-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 18-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
11-06-2007
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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