Payment terms
KV-IMMO pays its suppliers 63 days earlier than in 2024. Customers pay 518 days earlier.
KV-IMMO pays its suppliers 63 days earlier than in 2024. Customers pay 518 days earlier.
Higher solvency than 86% of companies in construction of buildings. Sector median 43.1% · 10,152 companies.
In July 2024, 39,274 companies had the same profile as KV-IMMO has now. Each dot stands for 99 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,274 companies, not a prediction for KV-IMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| KV-IMMO Ternat | €45,713 | 98.3% | 78.7% | - |
| ISEE CONSTRUCTION Grimbergen | - | - | 79.6% | - |
| GM HOME RENOV Asse | - | - | 21.5% | - |
| FILIP CONCEPT Sint-Pieters-Leeuw | €550,154 | 7.4% | 83.7% | - |
| FB MULTISERVICES Sint-Genesius-Rode | - | - | 56.2% | - |
| L&S BUILDING Dilbeek | - | - | 40.2% | - |
| PROF ART DESIGN Zaventem | - | - | 55.0% | - |
Grey: the largest companies of the sector (construction of buildings (NACE 41)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as KV-IMMO: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €38,800 and €52,900, founded in 2024.
The 2025 annual accounts show equity of €35,610 and a net result of €35,882. Its solvency ranks better than 87% of 10,152 sector peers (NACE 41, financial year 2025).
The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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