Financials
- Fiscal year
- 2025
- Total assets
- €52,937
- Profit
- €32,801
- Solvency
- 40.2%
L&S BUILDING
ActiveSummary
The computed 12-month bankruptcy probability of L&S BUILDING is 2.2% (moderate). The 2025 annual accounts show equity of €21,301 and a net result of €32,801. Its solvency ranks better than 46% of 8200 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201
1 site
How big
€52,937total assets 2025
- Equity
- €21,301
- Profit
- €32,801
Turnover not published (abridged schema)
Who decides
Accounts filed 19 d late0 of 1 deed read
Why 55- Founded in 2024- Size: total assets €52,937- Sector Construction of residential and non-residential buildings (NACE 41)+ Liquidity: current ratio 1.88, cash €11,513Show the evidence
Checked score
Score 2025
55
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 67% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
65
equity 40.2% of total assets
Liquidity
57
short-term debt 41.8% · cash 21.7%
Profitability
100
return on assets 62.0%
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 3 months
08-2026: 5.3%highest value
09-2026: 2.2%▼ -59.0% vs 08-2026lowest value
10-2026: 2.2%● 0.0% vs 09-2026lowest value
- Founded in 2024 raises the probability for this profile
- Size: total assets €52,937 raises the probability for this profile
- Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
- Liquidity: current ratio 1.88, cash €11,513 lowers the probability
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 1.88; short-term debt: 41.8% and cash: 21.7% of total assets), but 59.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 48%, liquidity 62%, profitability 92%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
19 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 19-08-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 26-07-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
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