Equity
-€7,420
Debts exceed assets in financial year 2025.
KTS INVEST
Lifetime
6 annual accounts with figures on one time axispeak €10,504 (2023)
€3,866▲ 109×
lowest -€4,094 (2021)
€497▲ €3,778
peak -€567 (2020)
-€7,420▲ €497
€9,362▼ 24.4%
Board2 names since 2020
1 directorKATSARAS Romain
Documentsfilings and deeds
29-08-202629 days late
2025micro format
Gross margin from €36 to €3,866Back to profit: €497Resignation: Katsaras Nicolas (director) 17-06Power of attorney: Nicolas INDEKEU 27-02Debts from €12,389 to €9,362Cash from €1,343 to €449
Key points
from the 2025 annual accountsTurnover
≈ €29,000 estimated
The micro format states no turnover.
Investments
€899 3.1 × depreciation
Green is investment, beige is depreciation.
Filings
6 annual accounts 6 late
The 2024 accounts came latest: 29 days after the end of the period.
Starting capital
€2 100 shares
Position in the sector
-382.2%
Lower solvency than 95% of companies in auxiliary financial services. Sector median 50.1% · 3,076 companies.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Two signals.
raises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 3076 sector peers (2025).
NBB · sector comparisonPosition among 3076 sector peers
Solvency
better than 5%
← weakest
strongest →
raises risk · 2025 accounts filed 29 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filingsDeviation from the deadline
2025
29 days late
2024
29 days late
2023
20 days late
2022
26 days late
2021
17 days late
2020
25 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 24 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- KATSARAS Romain 50 sharesdeed of 18-09-2020
- KATSARAS Nicolas 50 sharesdeed of 18-09-2020
Recent changes
Registered office moved from Waterloo to Nivelles
New registered office: 1/1 Avenue Jean Monnet à 1401 Nivelles · Previous registered office: 28, Avenue des Chasseurs à 1410 Waterloo · General meeting of 01-06-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0754467285
Resignation: Katsaras Nicolas (director)
General meeting of 20-05-2025 · Gazette deed
Incorporation
Founding capital of €2, 100 shares · Founders: KATSARAS Romain and KATSARAS Nicolas · Appointments: KATSARAS Romain (director) and KATSARAS Nicolas (director) · published on 18-09-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| KTS INVEST Nivelles | €1,941 | €3,866 | -382.2% | - |
| AUROC La Louvière | €4,680 | €2,647 | 100.0% | - |
| KARAMEL Waterloo | €1,708 | -€1,709 | -369.7% | - |
| ETABLISSEMENTS PELSMAEKERS Lasne | €2,669 | -€22,025 | -666.9% | - |
| Romain Gaddami Consulting Theux | €1,415 | -€4,388 | -59.3% | - |
| DB CONSULT Lasne | €3,237 | €5,200 | 100.0% | - |
| ASSURANCES LEFRANCQ Brussels | €6,622 | €8,012 | 100.0% | - |
These companies have the same main activity as KTS INVEST: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €1,410 and €6,620, founded between 2006 and 2023.
Official details
Source: KBO- Status
- Active since 16-09-2020Normal situation
- Registered office
- 47 active companies are registered at this address6 started in the 12 months before. Source: KBO register, as of 8 November 2026.
- Activity
- Insurance agents and brokersNACE 66220and 2 others
- Establishment unit
- 2.308.534.2761401 Nivelles, since 16-09-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 17-12-2025
Insights on KTS INVEST
KTS INVEST files the micro format. That format states no turnover. The gross margin rose from €3,672 in 2020 to €3,866 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about KTS INVEST
- What is the company number of KTS INVEST?
- The company number of KTS INVEST is 0754.467.285. The VAT number is the same number with BE in front: BE 0754.467.285.
- Where is KTS INVEST based?
- The registered office is at Avenue Jean Monnet 1, 1401 Nivelles.Company details
- What does KTS INVEST do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of KTS INVEST?
- KTS INVEST is a private limited company (BV).
- When was KTS INVEST founded?
- KTS INVEST was founded on 16-09-2020.
- Is KTS INVEST still active?
- Yes, KTS INVEST is an active enterprise in the KBO register.
- What is the turnover of KTS INVEST?
- The turnover in financial year 2025 is ≈ €29,000. This figure is estimated from the gross margin of €3,866 and 6,299 comparable companies of the same size. It probably lies between €14,000 and €71,000. It is a rough estimate.Financials
- Is KTS INVEST profitable?
- In financial year 2025, KTS INVEST made a profit of €497.
- Where can I find the annual accounts of KTS INVEST?
- KTS INVEST filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of KTS INVEST due?
- KTS INVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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