Equity
-€6,316
Debts exceed assets in financial year 2025.
KARAMEL
Lifetime
4 annual accounts with figures on one time axispeak €787 (2023)
-€1,709▲ €3,541
lowest -€6,195 (2024)
-€2,806▲ €3,389
peak €2,685 (2023)
-€6,316▼ €2,806
€8,024▲ 34.3%
Board2 names since 2021
1 director
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from -€5,250 to -€1,709Loss of €2,806Equity from -€3,510 to -€6,316Debts from €5,976 to €8,024
Key points
from the 2025 annual accountsLosses
-€9,001 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
Position in the sector
-369.7%
Lower solvency than 95% of companies in auxiliary financial services. Sector median 50.6% · 3,343 companies.
2025 accounts filed 31 days after the deadline
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0777901693
Resignation: (director)
Permanent representative: · General meeting of 04-10-2024 · Gazette deed
New establishment in Uccle
Andrée Geulenstraat 62
Appointment: (director)
Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| KARAMEL Waterloo | €1,708 | -€1,709 | -369.7% | - |
| Romain Gaddami Consulting Theux | €1,415 | -€4,388 | -59.3% | - |
| SORAME Leuze-en-Hainaut | €1,125 | -€9,872 | -754.2% | - |
| AGUILA INTERNATIONAL RISK Brussels | €2,482 | -€90,146 | -3937.0% | 1 |
| ETABLISSEMENTS PELSMAEKERS Lasne | €2,669 | -€22,025 | -666.9% | - |
| Dieu & Co - Assurances et Patrimoine Braine-l'Alleud | €1,239 | -€2,241 | -181.6% | - |
| SB Consult & Management Mettet | €3,022 | €1,255 | 10.2% | - |
These companies have the same main activity as KARAMEL: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €1,120 and €3,020, founded between 2016 and 2025.
Official details
Source: KBO- Status
- Active since 01-12-2021Normal situation
- Activity
- Insurance agents and brokersNACE 66220and 1 other
- Establishment units
- 2.324.939.1541410 Waterloo, since 01-12-2021
- 2.338.137.4881180 Uccle, since 01-11-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 18-12-2025
Insights on KARAMEL
KARAMEL files the micro format. That format states no turnover. The gross margin fell from -€1,314 in 2022 to -€1,709 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about KARAMEL
- What is the company number of KARAMEL?
- The company number of KARAMEL is 0777.901.693. The VAT number is the same number with BE in front: BE 0777.901.693.
- Where is KARAMEL based?
- The registered office is at Avenue Baron Seutin 18, 1410 Waterloo.Company details
- What does KARAMEL do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of KARAMEL?
- KARAMEL is a private limited company (BV).
- When was KARAMEL founded?
- KARAMEL was founded on 01-12-2021.
- Is KARAMEL still active?
- Yes, KARAMEL is an active enterprise in the KBO register.
- What is the turnover of KARAMEL?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is KARAMEL profitable?
- In financial year 2025, KARAMEL made a loss of €2,806.
- Where can I find the annual accounts of KARAMEL?
- KARAMEL filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of KARAMEL due?
- KARAMEL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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