KTL PROJECTS
ActiveKTL PROJECTS has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €429k and a net result of €-52k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 75% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
65
/ 100
Healthy▼ -29 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-3
Solvency92▼-5
Growth52=
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 1.64 against 1.86 in 2024), and 21.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
on the day
2023
1 d early
2022
3 d early
2021
1 d early
2020
3 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€429k▼ 10.8%
2024 · €482k
2018: €406k
2019: €406k
2020: €370k
2021: €467k
2022: €477k
2023: €479k
2024: €482k
2018 → 2025
Total assets
€546k▼ 10.1%
2024 · €607k
2018: €945k
2019: €1.04M
2020: €959k
2021: €788k
2022: €710k
2023: €645k
2024: €607k
2018 → 2025
Net result
€-52k
2024 · €3k
2018: €36k
2019: €465
2020: €-36k
2021: €97k
2022: €10k
2023: €2k
2024: €3k
2018 → 2025
Working capital
€24k▼ 7.3%
2024 · €26k
2018: €9k
2019: €-40k
2020: €-27k
2021: €27k
2022: €24k
2023: €-55
2024: €26k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€467k-€477k▲ 2.2%€479k▲ 0.4%€482k▲ 0.6%€429k▼ 10.8%
Operating result€119k-€31k▼ 74.1%€22k▼ 27.0%€24k▲ 5.8%€-36k
Net result€97k-€10k▼ 89.5%€2k▼ 83.4%€3k▲ 76.0%€-52k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €36k after €24k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €546k
Fixed assets
€483k▼ 12.2%
Current assets
€63k▲ 10.2%
Equity and liabilities €546k
Equity
€429k▼ 10.8%
Debt
€116k▼ 7.2%
The debt ratio rises from 20.6% to 21.3%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€36k▼
2024 · €95k
Cash flow
€19k▼
2024 · €74k
Solvency
78.7%▼
2024 · 79.4%
Current ratio
1.64▼
2024 · 1.86
Quick ratio
1.64▼
2024 · 1.86
Debt / equity
0.27▲
2024 · 0.26
ROE
-12.1%▼
2024 · 0.6%
ROA
-9.6%▼
2024 · 0.5%
Interest coverage
2.09▼
2024 · 4.61
Debt
€116k▼
2024 · €125k
Debt ≤ 1 year
€38k▲
2024 · €31k
Debt > 1 year
€70k▼
2024 · €92k
Income taxes
€472▼
2024 · €845
Staff costs
€14k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€607k€546k▼
Fixed assets21/28€550k€483k▼
Intangible fixed assets21€2k€1k▼
Tangible fixed assets22/27€548k€482k▼
Land and buildings22€542k€478k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€4k€1k▼
Current assets29/58€57k€63k▲
Amounts receivable within one year40/41€33k€30k▼
Trade receivables40€10k€480▼
Other amounts receivable41€22k€29k▲
Cash at bank and in hand54/58€20k€28k▲
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€607k€546k▼
Equity10/15€482k€429k▼
Contributions10/11€540k€540k=
Profit (loss) carried forward14€-58k€-110k▼
Amounts payable17/49€125k€116k▼
Amounts payable after more than one year17€92k€70k▼
Financial debts170/4€92k€70k▼
Amounts payable within one year42/48€31k€38k▲
Current portion of amounts payable after more than one year42€21k€22k▲
Trade debts44€3k€9k▲
Suppliers440/4€3k€9k▲
Taxes, remuneration and social security45€6k€7k▲
Taxes450/3€4k€3k▼
Remuneration and social security454/9€2k€5k▲
Accrued charges and deferred income492/3€3k€8k▲
Income statement
Code20242025
Remuneration, social security and pensions62€15k€14k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€71k€72k▲
Other operating charges640/8€7k€6k▼
Gross operating margin9900€117k€56k▼
Operating profit (loss)9901€24k€-36k▼
Financial income75/76B€725€1k▲
Recurring financial income75€725€1k▲
Financial charges65/66B€21k€17k▼
Recurring financial charges65€21k€17k▼
Profit (loss) for the period before taxes9903€4k€-52k▼
Income taxes67/77€845€472▼
Profit (loss) for the period9904€3k€-52k▼
Profit (loss) for the period to be appropriated9905€3k€-52k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-58k€-110k▼
Profit (loss) brought forward from the previous period14P€-61k€-58k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-52k ▼1861%
Net result drops to €-52k, the lowest in the series.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €97k
Net result €97k after one loss-making year.
30-09
Financial
Liquidity triplescurrent ratio 1.58
Current ratio from 0.51 to 1.58; short-term debt falls from €56k to €46k.
27-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
14-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
03-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nationalestraat 492000 AntwerpenGround area
155 m²
Building footprint
155 m²
Volume, LiDAR
2,643 m³
Parcel 11804D1012/00E000, Flanders · tallest building 21.3 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
KTL Projects
since 20122.213.714.105
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11804D1012/00E000 | Flanders | 155 m² | 1 · 155 m² | 21.2 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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AVERTRY
BE 0823.610.172
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V3M
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Of 1,850 companies in sector 55204 we hold annual accounts for 444. 285 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2012
Fiscal year end30-09
Activities, NACEBEL
55204Guest rooms (bed and breakfast)
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.